New and Used Auto Financing.

See if you pre-qualify without affecting your credit score.

Rates as low as 3.24%
Annual Percentage Rate (APR1)

“It made researching, finding and financing a vehicle I could afford hassle free.”

Laura B

Auto Financing Customer

Finance Your Next Car With Auto Navigator®

Looking to finance a new or used car? Get a decision in minutes with no risk to your credit score. See if you pre-qualify for auto financing with rates as low as 3.24%1. Plus, know your estimated financing terms before heading to an eligible dealer.

No risk to your credit score

Get Pre-Qualified
Have more questions? Learn More

"I cannot believe how easy it was to refinance our vehicle. I am so happy with Capital One."

John M

Auto Refinance Customer

Start Saving By Refinancing Your Auto Loan

Our customers lower their auto payments by $700 per year on average2 by refinancing their auto loan. It's easy to see if you can start saving with rates as low as 3.39% APR1.

Get Pre-Qualified
Have more questions? Learn More

Help Center

Auto Loan Calculators

Determine what you can afford by calculating your estimated monthly payment or loan amount.

Auto Loan Rates

See our current Annual Percentage Rates (APR) for auto financing and refinance.

Find an Eligible Dealer

Our network of over 12,000 eligible dealers means you have lots of brands and cars to choose from.


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See Your Financing Offer Status

Sign in to see the latest with your Auto Navigator or refinance offer.
Auto Navigator Status Refinance Status

Visit Our Learning Center

Learn about financing, loan extensions, and much more.

Understanding What You’re Signing When You Buy a Car

Learn about the paperwork you’ll have to sign when you buy a car? You’ve found the car of your dreams, negotiated the price, and now it’s time to take care of the nitty gritty paperwork. But it doesn’t have to be

How Much Car Can You Afford?

Figuring out how much you can spend on a car shopping for a car can be an awesome experience, but before you head out and take that dream car for a spin, you should figure out how much you can realistically budget for your payments.

The Benefits of using Automatic Bill Pay for your Car Payments

Learn the facts about paying your car loan with automatic bill pay As with most recurring payments, using automatic bill pay to take care of your monthly car payments can make things

Would You Like To Talk To Us?

For existing auto loans

1 (800) 946-0332

For Auto Navigator and refinance information

1 (800) 689-1789

Important Disclosures and Requirements

1 APR is the Annual Percentage Rate. Advertised rates depend on the individual's credit and key financing characteristics, including but not limited to the Amount Financed, term, a loan-to-value (LTV) ratio of less than or equal to 80%, and other vehicle characteristics. A representative example of payment terms are as follows: an Amount Financed of $25,000 with an APR of 7.50% and a term of 60 months would have a monthly payment of $500.95. APRs shown are current as of April 20, 2017. Advertised rates are subject to change without notice.

Advertised 3.24% APR is offered depending on the individual’s excellent and substantial credit, and key financing characteristics, including but not limited to the amount financed, a term less than or equal to 60 months, a loan-to-value (LTV) ratio of less than or equal to 80% and a new vehicle. Your actual APR will be based on your specific situation.

2 Yearly Payment reduction claim is based on average payment reduction our customers experience over a year with their new loan (same or a longer term) compared to their prior yearly loan payments. Yearly payment reduction may result from a lower interest rate, a longer term or both. Your actual savings may be different.