New and Used
Auto Financing

Rates as low as
2.49% APR1

Auto Loan

Lower your payments
by $7002

Find your next vehicle

Auto Financing Tools

Save Money by Lowering Your Auto Payments

Our customers lower their auto payments by $700 per year on average1 by refinancing with Capital One Auto Finance. With Capital One's simple auto refinance process, it's easy to see if you can lower your car payments.

Apply to refinance, it's fast and free.

Auto Loan and Financing Rates

See our current Annual Percentage Rates (APR) for auto financing and refinance.

Auto Loan Calculator

Calculate your estimated monthly car payment for the total amount you wish to finance.

Find an Eligible Dealer

Our network of over 12,000 eligible dealers means you have lots of inventory and brand options. So you can shop local or expand your search for that perfect car, truck or SUV.

Did You Receive a Pre-Approval Code?

Enter the code from your letter or email below.

Frequently Asked Questions






1 Yearly Payment reduction claim is based on average payment reduction our customers experience over a year with their new loan (same or a longer term) compared to their prior yearly loan payments. Yearly payment reduction may result from a lower interest rate, a longer term or both. Your actual savings may be different.