[ {
"productId" : "37203",
"brand" : "QUICKSILVERONE",
"externalBrandCode" : "QUICKSILVERONE",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/quicksilverone/quicksilverone_2017-04-12-bg.jpg"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/quicksilverone/QuicksilverOneCard_2017-04-12_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/quicksilverone/quicksilverone_2017-04-12-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.99% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Fair"
}, {
"language" : "en-US",
"type" : "CREDIT_LINE_INCREASE_SNIPPET",
"text" : "Be automatically considered for a higher credit line in as little as 6 months."
}, {
"language" : "en-US",
"type" : "CREDIT_REVIEW",
"text" : "Automatic Credit Line Reviews"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "None"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "1.5"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$39"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day. See if you’re approved in seconds."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Unlimited 1.5% cash back. No hidden fees. Flexible due dates."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_3",
"text" : "Earn unlimited 1.5% cash back, and you could automatically receive a higher credit limit in just six months."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_4",
"text" : "Earn unlimited 1.5% cash back"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_5",
"text" : "$0 fraud liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_6",
"text" : "No hidden or foreign transaction fees"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_7",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day, with a $39 annual fee."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "QuicksilverOne Rewards"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "QuicksilverOne"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_EARN_RATE",
"text" : "5"
} ]
}, {
"productId" : "37210",
"brand" : "SAVORONE",
"externalBrandCode" : "SAVORONE",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.99% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/savor/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Fair"
}, {
"language" : "en-US",
"type" : "CREDIT_LINE_INCREASE_SNIPPET",
"text" : "Be automatically considered for a higher credit line in as little as 6 months."
}, {
"language" : "en-US",
"type" : "CREDIT_REVIEW",
"text" : "Automatic Credit Line Reviews"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "None"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "3"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "1"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$39"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases with a $39 annual fee."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services with a $39 annual fee."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_3",
"text" : "Earn unlimited 1% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_4",
"text" : "Earn up to 3% cash back"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_5",
"text" : "$0 fraud liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_6",
"text" : "No hidden or foreign transaction fees"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_7",
"text" : "Access unforgettable culinary experiences with Capital One Dining."
}, {
"language" : "en-US",
"type" : "PRODUCT_FOOTNOTE",
"text" : "The 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "SavorOne Rewards"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "SavorOne"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_PERCENTAGE_SNIPPET",
"text" : "8%"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 8% cash back on Capital One Entertainment purchases."
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_SNIPPET_2",
"text" : "5%"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_EXTRA",
"text" : "Earn unlimited 8% cash back on Capital One Entertainment purchases."
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_EXTRA_1",
"text" : "Earn 8% cash back on Capital One Entertainment purchases."
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel"
} ]
}, {
"productId" : "37223",
"brand" : "QUICKSILVERSECUREDCARD",
"externalBrandCode" : "QUICKSILVERSECUREDCARD",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/quicksilver/quicksilversecured_2021-04-16-bg.jpg"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/quicksilver/QuicksilverCard_2017-04-12_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/quicksilversecuredcard/quicksilversecuredcard-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.99% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Fair"
}, {
"language" : "en-US",
"type" : "CREDIT_LINE_INCREASE_SNIPPET",
"text" : "Be automatically considered for a higher credit line in as little as 6 months."
}, {
"language" : "en-US",
"type" : "CREDIT_REVIEW",
"text" : "Automatic Credit Line Reviews"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "1.5%"
}, {
"language" : "en-US",
"type" : "FOOTNOTE_SNIPPET",
"text" : "*Credit scores may be used if available."
}, {
"language" : "en-US",
"type" : "INITIAL_CREDIT_LINE",
"text" : "at least $200"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "NO_HIDDEN_FEES",
"text" : "No foreign transaction fees. No replacement card fees. No authorized user fees. Just the card you need with no unwanted surprises."
}, {
"language" : "en-US",
"type" : "PREAPPROVAL_BULLET_2",
"text" : "Deposit of $200"
}, {
"language" : "en-US",
"type" : "PREAPPROVAL_BULLET_3",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 1.5% cash back on every purchase with a refundable $200 minimum deposit."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Earn unlimited 1.5% cash back and get at least an initial $200 credit line with a refundable $200 minimum deposit."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_3",
"text" : "$0 Fraud Liability. $0 Annual Fee. No Hidden Fees."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_4",
"text" : "Start building your credit with responsible use. Apply now and get a response in less than 60 seconds."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_5",
"text" : "No annual fee. No hidden fees. No credit score required to apply.*"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_6",
"text" : "Earn unlimited 1.5% cash back"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_7",
"text" : "$0 annual fee & no hidden fees"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_8",
"text" : "Build credit with responsible card use"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Quicksilver Secured Rewards"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Quicksilver Secured"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "REFUNDABLE_DEPOSITS",
"text" : "With responsible card use, you could earn your deposit back and upgrade to an unsecured Quicksilver card."
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "SECURITY_DEPOSIT",
"text" : "$200 refundable minimum deposit."
}, {
"language" : "en-US",
"type" : "SECURITY_DEPOSIT_AMT_SNIPPET",
"text" : "One-time $200 deposit"
}, {
"language" : "en-US",
"type" : "SECURITY_DEPOSIT_SNIPPET",
"text" : "Refundable $200 minimum deposit gets you at least a $200 initial credit line. Access to an authorized bank account is required to make your security deposit."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_EARN_RATE",
"text" : "5"
}, {
"language" : "en-US",
"type" : "ZERO_FRAUD_LIABILITY",
"text" : "You won’t be responsible for unauthorized charges if your card is lost or stolen."
} ]
}, {
"productId" : "37229",
"brand" : "SECUREDCARD",
"externalBrandCode" : "SECUREDCARD",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/platinumsecuredcard/platinumsecuredcard-bg.jpg"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/platinumsecuredcard/PlatinumSecuredCard_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/platinumsecuredcard/platinumsecuredcard-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.99% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Rebuilding"
}, {
"language" : "en-US",
"type" : "CREDIT_LINE_DEPOSIT_LIMIT",
"text" : "$1000"
}, {
"language" : "en-US",
"type" : "CREDIT_LINE_INCREASE_SNIPPET_SC",
"text" : "With responsible use, you can earn your deposit back and upgrade your card."
}, {
"language" : "en-US",
"type" : "CREDIT_REVIEW",
"text" : "Automatic Credit Line Reviews"
}, {
"language" : "en-US",
"type" : "FOOTNOTE_SNIPPET",
"text" : "*Based on Capital One Secured Card holders who are actively enrolled in CreditWise, had a starting VantageScore® of less than 600, used their secured card and made on-time payments for the first consecutive six months after account opening (data gathered from July - November 2022). CreditWise scores are calculated based on the TransUnion® VantageScore® 3.0 model, which is one of many credit scoring models and may not be the same model your lender uses. Results may vary."
}, {
"language" : "en-US",
"type" : "INITIAL_CREDIT_LINE",
"text" : "at least $200"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "NO_HIDDEN_FEES",
"text" : "No foreign transaction fees. No replacement card fees. No authorized user fees. Just the card you need with no unwanted surprises."
}, {
"language" : "en-US",
"type" : "PREAPPROVAL_BULLET_2",
"text" : "Deposit of $49, $99 or $200"
}, {
"language" : "en-US",
"type" : "PREAPPROVAL_BULLET_3",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Take control and build your credit with responsible use"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "$0 Fraud Liability. $0 Annual Fee. No Hidden Fees."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Build up your credit history, financial flexibility and confidence. It may start with responsible use of a card like this. "
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_3",
"text" : "Start building your credit with responsible use. It takes just a few seconds to see if you are approved."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_4",
"text" : "Customers increased their VantageScore® credit score by an average of over 35 points in just 6 months when using this card responsibly to rebuild their credit.*"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_5",
"text" : "Customers increased their credit score by an average of over 35 points in just 6 months when using this card responsibly to rebuild their credit.*"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_6",
"text" : "Don't let your credit past dictate your financial future–use this card responsibly to start rebuilding your credit."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_7",
"text" : "$0 annual fee & no hidden fees"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_8",
"text" : "$0 fraud liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_9",
"text" : "Build credit with responsible card use"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SC_3",
"text" : "Refundable deposit of $49, $99 or $200 gets you at least a $200 initial credit line."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Platinum Secured"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Platinum Secured"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "SECURED_DEPOSIT_NUMBER1",
"text" : "$49"
}, {
"language" : "en-US",
"type" : "SECURED_DEPOSIT_NUMBER2",
"text" : "$99"
}, {
"language" : "en-US",
"type" : "SECURED_DEPOSIT_NUMBER3",
"text" : "$200"
}, {
"language" : "en-US",
"type" : "SECURITY_DEPOSIT_SNIPPET",
"text" : "$49, $99 or $200 refundable minimum security deposit. Access to an authorized bank account is required to make your security deposit."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "ZERO_FRAUD_LIABILITY",
"text" : "If your card is lost or stolen, you will not be responsible for unauthorized charges."
} ]
}, {
"productId" : "37358",
"brand" : "BASSPRO",
"externalBrandCode" : "BASSPRO",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ANNUAL_FEE_HEADER",
"text" : "Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "How can I earn up to $60 in CLUB Points with the Bass Pro Shops CLUB card?"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET",
"text" : "*Instant card and points use subject to identity verification and routine or unscheduled maintenance may impact availability. **See Application Terms for details on Bass Pro Shops & Cabela's purchases and qualifying locations. After qualifying, points will be awarded within 60 days."
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET_1",
"text" : "*Instant card and points use subject to identity verification and routine or unscheduled maintenance may impact availability."
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET_2",
"text" : "**See Application Terms for details on Bass Pro Shops & Cabela's purchases and qualifying locations. After qualifying, points will be awarded within 60 days."
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET_3",
"text" : "You can earn $20 in CLUB Points after 5 purchases everywhere else Mastercard is accepted within 30 days of account approval."
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/bass_pro/BassPro-card-6-numbers-062021.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/bass_pro/BassPro-logo.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "30.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Receive $20 in CLUB Points upon approval.* Earn $20 in CLUB Points after 2 Bass Pro Shops or Cabela's purchases within 30 days of account approval.** Earn $20 in CLUB Points after 5 purchases everywhere else Mastercard is accepted within 30 days of account approval."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET_1",
"text" : "You can earn $20 in CLUB Points after 2 Bass Pro Shops or Cabela’s purchases within 30 days of account approval."
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "Earn 2%"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "Earn 1%"
}, {
"language" : "en-US",
"type" : "HEADER_SECONDARY",
"text" : "$20 upon approval*, $20 after 2 Bass Pro Shops or Cabela's purchases†**, $20 after 5 purchases everywhere else Mastercard is accepted† † within 30 days of account approval"
}, {
"language" : "en-US",
"type" : "INSTANT_SPEND_BONUS",
"text" : "use your $20 in CLUB Points with your card today!"
}, {
"language" : "en-US",
"type" : "Instore_Long_Purchase_APR",
"text" : "9.99% Bass Pro Shops and Cabela's Purchases APR"
}, {
"language" : "en-US",
"type" : "Instore_Purchase_APR",
"text" : "9.99% APR"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn up to $60 in CLUB Points"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "You’ll receive $20 in CLUB Points upon approval."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SECONDARY",
"text" : "for FREE GEAR!"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Bass Pro Shops CLUB Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Bass Pro Shops CLUB Card"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "9.99% APR on Bass Pro Shops and Cabela’s purchases; 19.49% - 30.49% variable APR on all other purchases"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE1_SNIPPET",
"text" : "Get 2% back in CLUB Points on all Bass Pro Shops and Cabela’s purchases"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE2_SNIPPET",
"text" : "Get 1% back in CLUB Points on other purchases, anywhere Mastercard is accepted"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s and 1% back in CLUB Points on purchases anywhere else Mastercard credit cards are accepted. Redeem CLUB Points for FREE GEAR at Bass Pro Shops and Cabela’s."
}, {
"language" : "en-US",
"type" : "REWARDS_TIER_INFO",
"text" : "On Bass Pro Shops and Cabela's purchases: Classic card holders earn 2% back in CLUB points, $0 annual spend requirement; Silver card holders earn 3% back in CLUB points, $10,000 annual spend requirement; Black card holders earn 5% back in CLUB points, $25,000 annual spend requirement."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "19.49% - 30.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
} ]
}, {
"productId" : "37360",
"brand" : "BASSPRO",
"externalBrandCode" : "BASSPROPA",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ANNUAL_FEE_HEADER",
"text" : "Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "How can I earn up to $60 in CLUB Points with the Bass Pro Shops CLUB card?"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET",
"text" : "*Instant card and points use subject to identity verification and routine or unscheduled maintenance may impact availability. **See Application Terms for details on Bass Pro Shops & Cabela's purchases and qualifying locations. After qualifying, points will be awarded within 60 days."
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET_1",
"text" : "*Instant card and points use subject to identity verification and routine or unscheduled maintenance may impact availability."
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET_2",
"text" : "**See Application Terms for details on Bass Pro Shops & Cabela's purchases and qualifying locations. After qualifying, points will be awarded within 60 days."
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET_3",
"text" : "You can earn $20 in CLUB Points after 5 purchases everywhere else Mastercard is accepted within 30 days of account approval."
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/bass_pro/BassPro-card-6-numbers-062021.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/bass_pro/BassPro-logo.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "30.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Receive $20 in CLUB Points upon approval.* Earn $20 in CLUB Points after 2 Bass Pro Shops or Cabela's purchases within 30 days of account approval.** Earn $20 in CLUB Points after 5 purchases everywhere else Mastercard is accepted within 30 days of account approval."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET_1",
"text" : "You can earn $20 in CLUB Points after 2 Bass Pro Shops or Cabela’s purchases within 30 days of account approval."
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "Earn 2%"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "Earn 1%"
}, {
"language" : "en-US",
"type" : "HEADER_SECONDARY",
"text" : "$20 upon approval*, $20 after 2 Bass Pro Shops or Cabela's purchases†**, $20 after 5 purchases everywhere else Mastercard is accepted† † within 30 days of account approval"
}, {
"language" : "en-US",
"type" : "HEADER_SECONDARY_2",
"text" : "On Bass Pro Shops and Cabela's purchases"
}, {
"language" : "en-US",
"type" : "INSTANT_SPEND_BONUS",
"text" : "use your $20 in CLUB Points with your card today!"
}, {
"language" : "en-US",
"type" : "Instore_Long_Purchase_APR",
"text" : "9.99% Bass Pro Shops and Cabela's Purchases APR"
}, {
"language" : "en-US",
"type" : "Instore_Purchase_APR",
"text" : "9.99% APR"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn up to $60 in CLUB Points"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "You’ll receive $20 in CLUB Points upon approval."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SECONDARY",
"text" : "for FREE GEAR!"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Bass Pro Shops CLUB Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Bass Pro Shops CLUB Card"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "9.99% APR on Bass Pro Shops and Cabela’s purchases; 19.49% - 30.49% variable APR on all other purchases"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE1_SNIPPET",
"text" : "Get 2% back in CLUB Points on all Bass Pro Shops and Cabela’s purchases"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE2_SNIPPET",
"text" : "Get 1% back in CLUB Points on other purchases, anywhere Mastercard is accepted"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s and 1% back in CLUB Points on purchases anywhere else Mastercard credit cards are accepted. Redeem CLUB Points for FREE GEAR at Bass Pro Shops and Cabela’s."
}, {
"language" : "en-US",
"type" : "REWARDS_TIER_INFO",
"text" : "On Bass Pro Shops and Cabela's purchases: Classic card holders earn 2% back in CLUB points, $0 annual spend requirement; Silver card holders earn 3% back in CLUB points, $10,000 annual spend requirement; Black card holders earn 5% back in CLUB points, $25,000 annual spend requirement."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "19.49% - 30.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
} ]
}, {
"productId" : "37362",
"brand" : "CABELAS",
"externalBrandCode" : "CABELAS",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ANNUAL_FEE_HEADER",
"text" : "Annual Fee"
}, {
"language" : "en-US",
"type" : "All_Other_Purchases_APR",
"text" : "19.49% - 30.49% variable APR on all other purchases"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "How can I earn up to $60 in CLUB Points with the Cabela's CLUB card?"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET",
"text" : "*Instant card and points use subject to identity verification and routine or unscheduled maintenance may impact availability. **See Application Terms for details on Bass Pro Shops & Cabela's purchases and qualifying locations. After qualifying, points will be awarded within 60 days."
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET_1",
"text" : "*Instant card and points use subject to identity verification and routine or unscheduled maintenance may impact availability."
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET_2",
"text" : "**See Application Terms for details on Bass Pro Shops & Cabela's purchases and qualifying locations. After qualifying, points will be awarded within 60 days."
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET_3",
"text" : "You can earn $20 in CLUB Points after 5 purchases everywhere else Mastercard is accepted within 30 days of account approval."
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/cabelas/Cabelas-card-062021.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/cabelas/Cabelas-logo-yellowyellow.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "30.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Receive $20 in CLUB Points upon approval.* Earn $20 in CLUB Points after 2 Bass Pro Shops or Cabela's purchases within 30 days of account approval.** Earn $20 in CLUB Points after 5 purchases everywhere else Mastercard is accepted within 30 days of account approval."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET_1",
"text" : "You can earn $20 in CLUB Points after 2 Bass Pro Shops or Cabela’s purchases within 30 days of account approval."
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "Earn 2%"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "Earn 1%"
}, {
"language" : "en-US",
"type" : "HEADER_SECONDARY",
"text" : "$20 upon approval*, $20 after 2 Bass Pro Shops or Cabela's purchases†**, $20 after 5 purchases everywhere else Mastercard is accepted† † within 30 days of account approval"
}, {
"language" : "en-US",
"type" : "INSTANT_SPEND_BONUS",
"text" : "use your $20 in CLUB Points with your card today!"
}, {
"language" : "en-US",
"type" : "Instore_Long_Purchase_APR",
"text" : "9.99% Bass Pro Shops and Cabela’s Purchases APR"
}, {
"language" : "en-US",
"type" : "Instore_Purchase_APR",
"text" : "9.99% APR"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn up to $60 in CLUB Points"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "You’ll receive $20 in CLUB Points upon approval."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SECONDARY",
"text" : "for FREE GEAR!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SECOND_LINE",
"text" : "to redeem towards FREE GEAR!"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Cabela’s CLUB Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Cabela’s CLUB Card"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "9.99% APR on Bass Pro Shops and Cabela’s purchases; 19.49% - 30.49% variable APR on all other purchases"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE1_SNIPPET",
"text" : "Get 2% back in CLUB Points on all Bass Pro Shops and Cabela’s purchases"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE2_SNIPPET",
"text" : "Get 1% back in CLUB Points on other purchases, anywhere Mastercard is accepted"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s and 1% back in CLUB Points on purchases anywhere else Mastercard credit cards are accepted. Redeem CLUB Points for FREE GEAR at Bass Pro Shops and Cabela’s."
}, {
"language" : "en-US",
"type" : "REWARDS_TIER_INFO",
"text" : "On Bass Pro Shops and Cabela's purchases: Classic card holders earn 2% back in CLUB points, $0 annual spend requirement; Silver card holders earn 3% back in CLUB points, $10,000 annual spend requirement; Black card holders earn 5% back in CLUB points, $25,000 annual spend requirement."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "19.49% - 30.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
} ]
}, {
"productId" : "37364",
"brand" : "CABELAS",
"externalBrandCode" : "CABELASPA",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ANNUAL_FEE_HEADER",
"text" : "Annual Fee"
}, {
"language" : "en-US",
"type" : "All_Other_Purchases_APR",
"text" : "19.49% - 30.49% variable APR on all other purchases"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "How can I earn up to $60 in CLUB Points with the Cabela's CLUB card?"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET",
"text" : "*Instant card and points use subject to identity verification and routine or unscheduled maintenance may impact availability. **See Application Terms for details on Bass Pro Shops & Cabela's purchases and qualifying locations. After qualifying, points will be awarded within 60 days."
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET_1",
"text" : "*Instant card and points use subject to identity verification and routine or unscheduled maintenance may impact availability."
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET_2",
"text" : "**See Application Terms for details on Bass Pro Shops & Cabela's purchases and qualifying locations. After qualifying, points will be awarded within 60 days."
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET_3",
"text" : "You can earn $20 in CLUB Points after 5 purchases everywhere else Mastercard is accepted within 30 days of account approval."
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/cabelas/Cabelas-card-062021.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/cabelas/Cabelas-logo-yellowyellow.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "30.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Receive $20 in CLUB Points upon approval.* Earn $20 in CLUB Points after 2 Bass Pro Shops or Cabela's purchases within 30 days of account approval.** Earn $20 in CLUB Points after 5 purchases everywhere else Mastercard is accepted within 30 days of account approval."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET_1",
"text" : "You can earn $20 in CLUB Points after 2 Bass Pro Shops or Cabela’s purchases within 30 days of account approval."
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "Earn 2%"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "Earn 1%"
}, {
"language" : "en-US",
"type" : "HEADER_SECONDARY",
"text" : "$20 upon approval*, $20 after 2 Bass Pro Shops or Cabela's purchases†**, $20 after 5 purchases everywhere else Mastercard is accepted† † within 30 days of account approval"
}, {
"language" : "en-US",
"type" : "HEADER_SECONDARY_2",
"text" : "On Bass Pro Shops and Cabela's purchases"
}, {
"language" : "en-US",
"type" : "INSTANT_SPEND_BONUS",
"text" : "use your $20 in CLUB Points with your card today!"
}, {
"language" : "en-US",
"type" : "Instore_Long_Purchase_APR",
"text" : "9.99% Bass Pro Shops and Cabela’s Purchases APR"
}, {
"language" : "en-US",
"type" : "Instore_Purchase_APR",
"text" : "9.99% APR"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn up to $60 in CLUB Points"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "You’ll receive $20 in CLUB Points upon approval."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SECONDARY",
"text" : "for FREE GEAR!"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Cabela’s CLUB Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Cabela’s CLUB Card"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "9.99% APR on Bass Pro Shops and Cabela’s purchases; 19.49% - 30.49% variable APR on all other purchases"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE1_SNIPPET",
"text" : "Get 2% back in CLUB Points on all Bass Pro Shops and Cabela’s purchases"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE2_SNIPPET",
"text" : "Get 1% back in CLUB Points on other purchases, anywhere Mastercard is accepted"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s and 1% back in CLUB Points on purchases anywhere else Mastercard credit cards are accepted. Redeem CLUB Points for FREE GEAR at Bass Pro Shops and Cabela’s."
}, {
"language" : "en-US",
"type" : "REWARDS_TIER_INFO",
"text" : "On Bass Pro Shops and Cabela's purchases: Classic card holders earn 2% back in CLUB points, $0 annual spend requirement; Silver card holders earn 3% back in CLUB points, $10,000 annual spend requirement; Black card holders earn 5% back in CLUB points, $25,000 annual spend requirement."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "19.49% - 30.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
} ]
}, {
"productId" : "37372",
"brand" : "CLUBBUSINESS",
"externalBrandCode" : "CLUBBUSINESS",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ANNUAL_FEE_HEADER",
"text" : "Annual Fee"
}, {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/ClubBusiness/CLUBBusiness-Banner.png"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_DISCLOSURE_SNIPPET",
"text" : "Earn $75 in CLUB Points when you spend $1,000 on your Bass Pro Shops & Cabela's CLUB Business card within 60 days of account approval."
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/ClubBusiness/SmallBusinessCard-CLUB.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/ClubBusiness/ClubBusiness-grey.svg"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "30.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn $75 in CLUB Points when you spend $1,000 on your Bass Pro Shops & Cabela's CLUB Business card within 60 days of account approval."
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "Get 5% back in CLUB Points"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "Get 1.5% back in CLUB Points"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "Get 2.5% back in CLUB Points"
}, {
"language" : "en-US",
"type" : "Instore_Purchase_APR",
"text" : "7.99% APR"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn $75 in CLUB Points when you spend $1,000 on your Bass Pro Shops & Cabela's CLUB Business card within 60 days of account approval."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Bass Pro Shops and Cabela's CLUB Business card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Bass Pro Shops and Cabela's CLUB Business card"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "7.99% APR on Bass Pro Shops and Cabela’s purchases; 19.49% - 30.49% variable APR on all other purchases"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE1_SNIPPET",
"text" : "Get 5% back in CLUB Points on all Bass Pro Shops and Cabela's purchases"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE2_SNIPPET",
"text" : "Get 1.5% back in CLUB Points on purchases, anywhere Mastercard is accepted"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s and 1.5% back in CLUB Points on purchases anywhere else Mastercard credit cards are accepted. Redeem CLUB Points for FREE GEAR at Bass Pro Shops and Cabela’s."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "19.49% - 30.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee on transfers at Transfer APR"
} ]
}, {
"productId" : "37379",
"brand" : "UPPA",
"externalBrandCode" : "UPPA",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/unions-primary-access/LADY_ROSE.png"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "$0 Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10_DISCLOSURE",
"text" : "Primary Access Purchase APR: 26.74% variable APR. Transfer APR: 26.74% variable. Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR. Credit approval required. See Rates, Fees, and Costs and Details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "$0 Fraud Liability for unauthorized charges if your card is ever lost or stolen"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11_DISCLOSURE",
"text" : "Claims of unauthorized use are subject to verification and investigation."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "Flexible payment due dates"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "Build your credit through responsible use"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 Liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Competitive APRs negotiated for union members"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Automatic credit line reviews after 6 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "24/7 U.S.-based phone customer service"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Union Plus Privilege Credit Card and following the prompts."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Union-only discounts"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access to hardship grants"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/unions-primary-access/UP_CARD_GENERIC_v2.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/unions-primary-access/UPLogo_Primary_Access.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "27.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_DISCLOSURE",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR 27.49% variable. Variable APRs will vary with the market, based on Prime Rate. Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_APPROVAL",
"text" : "Credit approval required for all products"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Good"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS",
"text" : "Disability Grant: $2,700"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS_2",
"text" : "For those who have lost significant income from a long-term illness or disability."
}, {
"language" : "en-US",
"type" : "ELIGIBILITY_DISCLOSURE",
"text" : "To be eligible for a Union Plus Credit Card you must be a current member in good standing of a participating union, a retired union member, or a family member of a current union member in good standing of a participating union, or a member of Working America, who reside in the 50 United States, Washington, DC, or a U.S. Military location. Credit approval required. Terms and conditions apply."
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS",
"text" : "Job Loss and Furlough Grants: $1,000"
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS_2",
"text" : "Helps those who have recently been laid off or furloughed."
}, {
"language" : "en-US",
"type" : "HARDSHIP_GRANT_DISCLOSURE",
"text" : "Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (\"The Plan\"). Grant amounts can range from $500 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to): A Cardmember may only receive a grant if their Union Plus Credit Card Account was in good standing at time the loss event occurred. A Cardmember may only receive three grants of each grant type for each Union Plus Credit Card Account per their lifetime, but no more than one grant of each grant type per year. A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts. A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember. Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A."
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS",
"text" : "Hospital Grant: $1,200"
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS_2",
"text" : "Aids with large, unreimbursed hospital expenses."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Build your credit through responsible use."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_APPLICABLE_TERMS",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 27.49% variable. Variable APRs will vary with the market, based on the Prime Rate. Cash Advance Fee: greater of 3% of each cash advance amount or $3."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CREDIT_APPROVAL",
"text" : "Credit approval required for all products. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Rates accurate as of September 29, 2023."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_MASTERCARD_TRADEMARK",
"text" : "Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_PRIMARY_ACCESS",
"text" : "Primary Access Purchase APR: 26.74% variable APR. Transfer APR: 26.74% variable. Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Built for Union Members. Backed by Union Members."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Build your credit through responsible use of your Union Plus Primary Access Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, enjoy flexible payment due dates."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Primary Access Purchase APR: 26.74% variable APR. Transfer APR: 26.74% variable. Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR."
}, {
"language" : "en-US",
"type" : "PRODUCT_ELIGIBILITY_INFO_SNIPPET",
"text" : "This offer is valid only for the current union members in good standing of a participating union, retired union members, or family members of a current union member in good standing of a participating union, who reside in the 50 United States, Washington, D.C., or a U.S. Military location. For Family members of union members, some exclusions may apply."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Union Plus Primary Access Credit Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG_SNIPPET",
"text" : "Union Plus Primary Access Mastercard®"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Union Plus Primary Access"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "26.74% variable APR"
}, {
"language" : "en-US",
"type" : "REBATES_DISCOUNTS_DISCLOSURE",
"text" : "Certain restrictions apply for Union Plus discounts. For details, visit unionplus.org/cardperks."
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS",
"text" : "Strike Grant: $500"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS_2",
"text" : "Provides assistance during a union-sanctioned strike or for those experiencing a union-sanctioned lockout."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "26.74% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "UNION_LOCAL_NUMBER",
"text" : "required"
}, {
"language" : "en-US",
"type" : "UNION_PLUS",
"text" : "required"
} ]
}, {
"productId" : "37380",
"brand" : "UPCR",
"externalBrandCode" : "UPCR",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/unions-cash-rewards/LADY_ROSE.png"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "$0 Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11_DISCLOSURE",
"text" : "Claims of unauthorized use are subject to verification and investigation."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "Earn 1.5% Cash Back on every purchase."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12_DISCLOSURE",
"text" : "Cardholders earn unlimited 1.5% cash back every time they use their Union Plus Privilege Cash Rewards Credit Card for purchases. Union Plus Privilege Cash Rewards cardholder can earn 1.5% cash rewards on every purchase, with no limit to the amount they can earn. No hassles, complicated reward structures, or rotating categories."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "1.5% Cash Back on all purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "0% APR for 12 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Credit approval required. See Rates, Fees, and Costs and Details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 Liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Competitive APRs negotiated for union members"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Automatic credit line reviews after 6 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "24/7 U.S.-based phone customer service"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Union Plus Privilege Credit Card and following the prompts."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Union-only discounts"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access to hardship grants"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/unions-rate-advantage/UP_CARD_GENERIC_v2.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/unions-cash-rewards/UPLogo_Cash_Rewards.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "27.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_DISCLOSURE",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR 27.49% variable. Variable APRs will vary with the market, based on Prime Rate. Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_APPROVAL",
"text" : "Credit approval required for all products"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS",
"text" : "Disability Grant: $2,700"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS_2",
"text" : "For those who have lost significant income from a long-term illness or disability."
}, {
"language" : "en-US",
"type" : "ELIGIBILITY_DISCLOSURE",
"text" : "To be eligible for a Union Plus Credit Card you must be a current member in good standing of a participating union, a retired union member, or a family member of a current union member in good standing of a participating union, or a member of Working America, who reside in the 50 United States, Washington, DC, or a U.S. Military location. Credit approval required. Terms and conditions apply."
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS",
"text" : "Job Loss and Furlough Grants: $1,000"
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS_2",
"text" : "Helps those who have recently been laid off or furloughed."
}, {
"language" : "en-US",
"type" : "HARDSHIP_GRANT_DISCLOSURE",
"text" : "Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (\"The Plan\"). Grant amounts can range from $500 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to): A Cardmember may only receive a grant if their Union Plus Credit Card Account was in good standing at time the loss event occurred. A Cardmember may only receive three grants of each grant type for each Union Plus Credit Card Account per their lifetime, but no more than one grant of each grant type per year. A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts. A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember. Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A."
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS",
"text" : "Hospital Grant: $1,200"
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS_2",
"text" : "Aids with large, unreimbursed hospital expenses."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Earn 1.5% cash back on every purchase."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_SNIPPET_1",
"text" : "Enjoy 1.5% Cash Back on every purchase."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_APPLICABLE_TERMS",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 27.49% variable. Variable APRs will vary with the market, based on the Prime Rate. Cash Advance Fee: greater of 3% of each cash advance amount or $3."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CASH_REWARDS",
"text" : "Cash Rewards Purchase and Transfer APR: 0% intro rate for the first 12 months from account opening date; 16.4% - 26.24% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CREDIT_APPROVAL",
"text" : "Credit approval required for all products. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Rates accurate as of September 29, 2023."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_MASTERCARD_TRADEMARK",
"text" : "Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Built for Union Members. Backed by Union Members."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn 1.5% cash back on every purchase when you use your Union Plus Cash Rewards Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Earned on net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers and checks used to access your account are not considered purchases and will not earn cash back."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, 0% intro APR for the first 12 months."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Cash Rewards Purchase and Transfer APR: 0% intro rate for the first 12 months from account opening date; 16.4% - 26.24% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PRODUCT_ELIGIBILITY_INFO_SNIPPET",
"text" : "This offer is valid only for the current union members in good standing of a participating union, retired union members, or family members of a current union member in good standing of a participating union, who reside in the 50 United States, Washington, D.C., or a U.S. Military location. For Family members of union members, some exclusions may apply."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Union Plus Cash Rewards Credit Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG_SNIPPET",
"text" : "Union Plus Cash Rewards Mastercard®"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Union Plus Cash Rewards"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "0% intro APR for 12 months; 16.4% - 26.24% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_DISCLOSURE",
"text" : "Cash Rewards Purchase and Transfer APR - 0% intro rate for the first 12 months from account opening date; 16.4% - 26.24% variable thereafter, based on your creditworthiness. Transfer Fee - 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_1",
"text" : "0% intro APR for 12 months;"
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_2",
"text" : "16.4% - 26.24% variable APR after that."
}, {
"language" : "en-US",
"type" : "REBATES_DISCOUNTS_DISCLOSURE",
"text" : "Certain restrictions apply for Union Plus discounts. For details, visit unionplus.org/cardperks."
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "1.5% cashback on every purchase"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS",
"text" : "Strike Grant: $500"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS_2",
"text" : "Provides assistance during a union-sanctioned strike or for those experiencing a union-sanctioned lockout."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "0% intro APR for 12 months; 16.4% - 26.24% variable APR after that"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% fee on the amounts transferred within the first 12 months; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "UNIONS_BALANCE_TRANSFERS",
"text" : " "
}, {
"language" : "en-US",
"type" : "UNION_LOCAL_NUMBER",
"text" : "required"
}, {
"language" : "en-US",
"type" : "UNION_PLUS",
"text" : "required"
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "CASH REWARDS"
} ]
}, {
"productId" : "37381",
"brand" : "UPRA",
"externalBrandCode" : "UPRA",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/unions-rate-advantage/LADY_ROSE.png"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "$0 Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11_DISCLOSURE",
"text" : "Claims of unauthorized use are subject to verification and investigation."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "-"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "Low interest rates"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "0% APR for 15 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Credit approval required. See Rates, Fees, and Costs and Details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 Liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Competitive APRs negotiated for union members"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Automatic credit line reviews after 6 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "24/7 U.S.-based phone customer service"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Union Plus Privilege Credit Card and following the prompts."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Union-only discounts"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access to hardship grants"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/unions-rate-advantage/UP_CARD_GENERIC_v2.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/unions-rate-advantage/UPLogo_RateAdvantage.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "27.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_DISCLOSURE",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR 27.49% variable. Variable APRs will vary with the market, based on Prime Rate. Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_APPROVAL",
"text" : "Credit approval required for all products"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS",
"text" : "Disability Grant: $2,700"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS_2",
"text" : "For those who have lost significant income from a long-term illness or disability."
}, {
"language" : "en-US",
"type" : "ELIGIBILITY_DISCLOSURE",
"text" : "To be eligible for a Union Plus Credit Card you must be a current member in good standing of a participating union, a retired union member, or a family member of a current union member in good standing of a participating union, or a member of Working America, who reside in the 50 United States, Washington, DC, or a U.S. Military location. Credit approval required. Terms and conditions apply."
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS",
"text" : "Job Loss and Furlough Grants: $1,000"
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS_2",
"text" : "Helps those who have recently been laid off or furloughed."
}, {
"language" : "en-US",
"type" : "HARDSHIP_GRANT_DISCLOSURE",
"text" : "Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (\"The Plan\"). Grant amounts can range from $500 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to): A Cardmember may only receive a grant if their Union Plus Credit Card Account was in good standing at time the loss event occurred. A Cardmember may only receive three grants of each grant type for each Union Plus Credit Card Account per their lifetime, but no more than one grant of each grant type per year. A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts. A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember. Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A."
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS",
"text" : "Hospital Grant: $1,200"
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS_2",
"text" : "Aids with large, unreimbursed hospital expenses."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Enjoy a lower interest rate."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_SNIPPET_1",
"text" : "Enjoy a low interest rate."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_APPLICABLE_TERMS",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 27.49% variable. Variable APRs will vary with the market, based on the Prime Rate. Cash Advance Fee: greater of 3% of each cash advance amount or $3."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CREDIT_APPROVAL",
"text" : "Credit approval required for all products. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Rates accurate as of September 29, 2023."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_MASTERCARD_TRADEMARK",
"text" : "Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_RATE_ADVANTAGE",
"text" : "Rate Advantage Purchase and Transfer APR: 0% intro rate for the first 15 months from account opening date; 14.4% - 24.4% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Built for Union Members. Backed by Union Members."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Enjoy a low interest rate when you use your Union Plus Rate Advantage Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, 0% intro APR for the first 15 months."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Rate Advantage Purchase and Transfer APR: 0% intro rate for the first 15 months from account opening date; 14.4% - 24.4% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_8",
"text" : "$0 fraud liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "PRODUCT_ELIGIBILITY_INFO_SNIPPET",
"text" : "This offer is valid only for the current union members in good standing of a participating union, retired union members, or family members of a current union member in good standing of a participating union, who reside in the 50 United States, Washington, D.C., or a U.S. Military location. For Family members of union members, some exclusions may apply."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Union Plus Rate Advantage Credit Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG_SNIPPET",
"text" : "Union Plus Rate Advantage Mastercard®"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Union Plus Rate Advantage"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "0% intro APR for 15 months; 14.4% - 24.4% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_DISCLOSURE",
"text" : "Rate Advantage Purchase and Transfer APR - 0% intro rate for the first 15 months from account opening date; 14.4% - 24.4% variable thereafter, based on your creditworthiness. Transfer Fee - 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_1",
"text" : "0% intro APR for 15 months;"
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_2",
"text" : "14.4% - 24.4% variable APR after that."
}, {
"language" : "en-US",
"type" : "REBATES_DISCOUNTS_DISCLOSURE",
"text" : "Certain restrictions apply for Union Plus discounts. For details, visit unionplus.org/cardperks."
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS",
"text" : "Strike Grant: $500"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS_2",
"text" : "Provides assistance during a union-sanctioned strike or for those experiencing a union-sanctioned lockout."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "0% intro APR for 15 months; 14.4% - 24.4% variable APR after that"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% fee on the amounts transferred within the first 15 months; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "UNIONS_BALANCE_TRANSFERS",
"text" : " "
}, {
"language" : "en-US",
"type" : "UNION_LOCAL_NUMBER",
"text" : "required"
}, {
"language" : "en-US",
"type" : "UNION_PLUS",
"text" : "required"
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "RATE ADVANTAGE"
} ]
}, {
"productId" : "37382",
"brand" : "IBTPA",
"externalBrandCode" : "IBTPA",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/unions-primary-access/IBT_Blue.jpg"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "$0 Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10_DISCLOSURE",
"text" : "Primary Access Purchase APR: 26.74% variable APR. Transfer APR: 26.74% variable. Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR. Credit approval required. See Rates, Fees, and Costs and Details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "$0 Fraud Liability for unauthorized charges if your card is ever lost or stolen"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11_DISCLOSURE",
"text" : "Claims of unauthorized use are subject to verification and investigation."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "Flexible payment due dates"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "Build your credit through responsible use"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 Liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Competitive APRs negotiated for union members"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Automatic credit line reviews after 6 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "24/7 U.S.-based phone customer service"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Teamster Privilege Credit Card and following the prompts."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Union-only discounts"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access to hardship grants"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/unions-primary-access/MC_CARD_IBT_v2.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/unions-primary-access/Primary_Access.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "27.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_DISCLOSURE",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR 27.49% variable. Variable APRs will vary with the market, based on Prime Rate. Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_APPROVAL",
"text" : "Credit approval required for all products"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Good"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS",
"text" : "Disability Grant: $2,700"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS_2",
"text" : "For those who have lost significant income from a long-term illness or disability."
}, {
"language" : "en-US",
"type" : "ELIGIBILITY_DISCLOSURE",
"text" : "To be eligible for a Teamster Privilege Credit Card you must be a Current Teamster in good standing, retired Teamster, or family member of a current Teamster in good standing, who resides in the 50 United States, Washington, DC, or a U.S. Military location. Credit approval required. Terms and conditions apply."
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS",
"text" : "Job Loss and Furlough Grants: $1,000"
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS_2",
"text" : "Helps those who have recently been laid off or furloughed."
}, {
"language" : "en-US",
"type" : "HARDSHIP_GRANT_DISCLOSURE",
"text" : "Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (\"The Plan\"). Grant amounts can range from $500 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to): A Cardmember may only receive a grant if their Teamster Privilege Credit Card Account was in good standing at time the loss event occurred. A Cardmember may only receive three grants of each grant type for each Teamster Privilege Credit Card Account per their lifetime, but no more than one grant of each grant type per year. A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts. A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember. Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Teamster Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A."
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS",
"text" : "Hospital Grant: $1,200"
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS_2",
"text" : "Aids with large, unreimbursed hospital expenses."
}, {
"language" : "en-US",
"type" : "IBT_UNION_CODE",
"text" : "AZ_UNPL00AZXXXXMEMBXXXX"
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Build your credit through responsible use."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_APPLICABLE_TERMS",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 27.49% variable. Variable APRs will vary with the market, based on the Prime Rate. Cash Advance Fee: greater of 3% of each cash advance amount or $3."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CREDIT_APPROVAL",
"text" : "Credit approval required for all products. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Rates accurate as of September 29, 2023."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_MASTERCARD_TRADEMARK",
"text" : "Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_PRIMARY_ACCESS",
"text" : "Primary Access Purchase APR: 26.74% variable APR. Transfer APR: 26.74% variable. Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Built for Teamsters. Backed by Teamsters."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Build your credit through responsible use of your Teamster Primary Access Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, enjoy flexible payment due dates."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Primary Access Purchase APR: 26.74% variable APR. Transfer APR: 26.74% variable. Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR."
}, {
"language" : "en-US",
"type" : "PRODUCT_ELIGIBILITY_INFO_SNIPPET",
"text" : "This offer is valid only for the current Teamsters in good standing, retired Teamster, or family members of a current Teamster in good standing, who reside in the 50 United States, Washington, D.C., or a U.S. Military location."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Teamster Privilege Primary Access Credit Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Teamster Privilege Primary Access"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "26.74% variable APR"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS",
"text" : "Strike Grant: $500"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS_2",
"text" : "Provides assistance during a union-sanctioned strike or for those experiencing a union-sanctioned lockout."
}, {
"language" : "en-US",
"type" : "TEAMSTER",
"text" : "required"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "26.74% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you."
} ]
}, {
"productId" : "37383",
"brand" : "IBTCR",
"externalBrandCode" : "IBTCR",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/unions-cash-rewards/IBT_Blue.jpg"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "$0 Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11_DISCLOSURE",
"text" : "Claims of unauthorized use are subject to verification and investigation."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "Earn 1.5% Cash Back on every purchase."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12_DISCLOSURE",
"text" : "Cardholders earn unlimited 1.5% cash back every time they use their Teamster Privilege Cash Rewards Credit Card for purchases. Teamster Privilege Cash Rewards cardholder can earn 1.5% cash rewards on every purchase, with no limit to the amount they can earn. No hassles, complicated reward structures, or rotating categories."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "1.5% Cash Back on all purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "0% APR for 12 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Credit approval required. See Rates, Fees, and Costs and Details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 Liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Competitive APRs negotiated for union members"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Automatic credit line reviews after 6 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "24/7 U.S.-based phone customer service"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Teamster Privilege Credit Card and following the prompts."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Union-only discounts"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access to hardship grants"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/unions-cash-rewards/MC_CARD_IBT_v2.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/unions-cash-rewards/Cash_Rewards.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "27.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_DISCLOSURE",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR 27.49% variable. Variable APRs will vary with the market, based on Prime Rate. Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_APPROVAL",
"text" : "Credit approval required for all products"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS",
"text" : "Disability Grant: $2,700"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS_2",
"text" : "For those who have lost significant income from a long-term illness or disability."
}, {
"language" : "en-US",
"type" : "ELIGIBILITY_DISCLOSURE",
"text" : "To be eligible for a Teamster Privilege Credit Card you must be a Current Teamster in good standing, retired Teamster, or family member of a current Teamster in good standing, who resides in the 50 United States, Washington, DC, or a U.S. Military location. Credit approval required. Terms and conditions apply."
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS",
"text" : "Job Loss and Furlough Grants: $1,000"
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS_2",
"text" : "Helps those who have recently been laid off or furloughed."
}, {
"language" : "en-US",
"type" : "HARDSHIP_GRANT_DISCLOSURE",
"text" : "Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (\"The Plan\"). Grant amounts can range from $500 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to): A Cardmember may only receive a grant if their Teamster Privilege Credit Card Account was in good standing at time the loss event occurred. A Cardmember may only receive three grants of each grant type for each Teamster Privilege Credit Card Account per their lifetime, but no more than one grant of each grant type per year. A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts. A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember. Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Teamster Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A."
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS",
"text" : "Hospital Grant: $1,200"
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS_2",
"text" : "Aids with large, unreimbursed hospital expenses."
}, {
"language" : "en-US",
"type" : "IBT_UNION_CODE",
"text" : "AZ_UNPL00AZXXXXMEMBXXXX"
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Earn 1.5% cash back on every purchase."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_SNIPPET_1",
"text" : "Enjoy 1.5% Cash Back on every purchase."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_APPLICABLE_TERMS",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 27.49% variable. Variable APRs will vary with the market, based on the Prime Rate. Cash Advance Fee: greater of 3% of each cash advance amount or $3."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CASH_REWARDS",
"text" : "Cash Rewards Purchase and Transfer APR: 0% intro rate for the first 12 months from account opening date; 16.4% - 26.24% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CREDIT_APPROVAL",
"text" : "Credit approval required for all products. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Rates accurate as of September 29, 2023."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_MASTERCARD_TRADEMARK",
"text" : "Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Built for Teamsters. Backed by Teamsters."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn 1.5% cash back on every purchase when you use your Teamster Cash Rewards Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Earned on net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers and checks used to access your account are not considered purchases and will not earn cash back."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, 0% intro APR for the first 12 months."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Cash Rewards Purchase and Transfer APR: 0% intro rate for the first 12 months from account opening date; 16.4% - 26.24% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PRODUCT_ELIGIBILITY_INFO_SNIPPET",
"text" : "This offer is valid only for the current Teamsters in good standing, retired Teamster, or family members of a current Teamster in good standing, who reside in the 50 United States, Washington, D.C., or a U.S. Military location."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Teamster Privilege Cash Rewards Credit Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Teamster Privilege Cash Rewards"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "0% intro APR for 12 months; 16.4% - 26.24% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_DISCLOSURE",
"text" : "Cash Rewards Purchase and Transfer APR - 0% intro rate for the first 12 months from account opening date; 16.4% - 26.24% variable thereafter, based on your creditworthiness. Transfer Fee - 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_1",
"text" : "0% intro APR for 12 months;"
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_2",
"text" : "16.4% - 26.24% variable APR after that."
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "1.5% cashback on every purchase"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS",
"text" : "Strike Grant: $500"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS_2",
"text" : "Provides assistance during a union-sanctioned strike or for those experiencing a union-sanctioned lockout."
}, {
"language" : "en-US",
"type" : "TEAMSTER",
"text" : "required"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "0% intro APR for 12 months; 16.4% - 26.24% variable APR after that"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% fee on the amounts transferred within the first 12 months; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "UNIONS_BALANCE_TRANSFERS",
"text" : " "
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "CASH REWARDS"
} ]
}, {
"productId" : "37384",
"brand" : "IBTRA",
"externalBrandCode" : "IBTRA",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/unions-rate-advantage/IBT_Blue.jpg"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "$0 Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11_DISCLOSURE",
"text" : "Claims of unauthorized use are subject to verification and investigation."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "-"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "Low interest rates"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "0% APR for 15 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Credit approval required. See Rates, Fees, and Costs and Details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 Liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Competitive APRs negotiated for union members"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Automatic credit line reviews after 6 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "24/7 U.S.-based phone customer service"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Teamster Privilege Credit Card and following the prompts."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Union-only discounts"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access to hardship grants"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/unions-rate-advantage/MC_CARD_IBT_v2.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/unions-rate-advantage/Rate_Advantage.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "27.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_DISCLOSURE",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR 27.49% variable. Variable APRs will vary with the market, based on Prime Rate. Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_APPROVAL",
"text" : "Credit approval required for all products"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS",
"text" : "Disability Grant: $2,700"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS_2",
"text" : "For those who have lost significant income from a long-term illness or disability."
}, {
"language" : "en-US",
"type" : "ELIGIBILITY_DISCLOSURE",
"text" : "To be eligible for a Teamster Privilege Credit Card you must be a Current Teamster in good standing, retired Teamster, or family member of a current Teamster in good standing, who resides in the 50 United States, Washington, DC, or a U.S. Military location. Credit approval required. Terms and conditions apply."
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS",
"text" : "Job Loss and Furlough Grants: $1,000"
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS_2",
"text" : "Helps those who have recently been laid off or furloughed."
}, {
"language" : "en-US",
"type" : "HARDSHIP_GRANT_DISCLOSURE",
"text" : "Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (\"The Plan\"). Grant amounts can range from $500 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to): A Cardmember may only receive a grant if their Teamster Privilege Credit Card Account was in good standing at time the loss event occurred. A Cardmember may only receive three grants of each grant type for each Teamster Privilege Credit Card Account per their lifetime, but no more than one grant of each grant type per year. A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts. A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember. Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Teamster Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A."
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS",
"text" : "Hospital Grant: $1,200"
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS_2",
"text" : "Aids with large, unreimbursed hospital expenses."
}, {
"language" : "en-US",
"type" : "IBT_UNION_CODE",
"text" : "AZ_UNPL00AZXXXXMEMBXXXX"
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Enjoy a lower interest rate."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_SNIPPET_1",
"text" : "Enjoy a low interest rate."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_APPLICABLE_TERMS",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 27.49% variable. Variable APRs will vary with the market, based on the Prime Rate. Cash Advance Fee: greater of 3% of each cash advance amount or $3."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CREDIT_APPROVAL",
"text" : "Credit approval required for all products. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Rates accurate as of September 29, 2023."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_MASTERCARD_TRADEMARK",
"text" : "Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_RATE_ADVANTAGE",
"text" : "Rate Advantage Purchase and Transfer APR: 0% intro rate for the first 15 months from account opening date; 14.4% - 24.4% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Built for Teamsters. Backed by Teamsters."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Enjoy a low interest rate when you use your Teamster Rate Advantage Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, 0% intro APR for the first 15 months."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Rate Advantage Purchase and Transfer APR: 0% intro rate for the first 15 months from account opening date; 14.4% - 24.4% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PRODUCT_ELIGIBILITY_INFO_SNIPPET",
"text" : "This offer is valid only for the current Teamsters in good standing, retired Teamster, or family members of a current Teamster in good standing, who reside in the 50 United States, Washington, D.C., or a U.S. Military location."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Teamster Privilege Rate Advantage Credit Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Teamster Privilege Rate Advantage"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "0% intro APR for 15 months; 14.4% - 24.4% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_DISCLOSURE",
"text" : "Rate Advantage Purchase and Transfer APR - 0% intro rate for the first 15 months from account opening date; 14.4% - 24.4% variable thereafter, based on your creditworthiness. Transfer Fee - 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_1",
"text" : "0% intro APR for 15 months;"
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_2",
"text" : "14.4% - 24.4% variable APR after that."
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS",
"text" : "Strike Grant: $500"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS_2",
"text" : "Provides assistance during a union-sanctioned strike or for those experiencing a union-sanctioned lockout."
}, {
"language" : "en-US",
"type" : "TEAMSTER",
"text" : "required"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "0% intro APR for 15 months; 14.4% - 24.4% variable APR after that"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% fee on the amounts transferred within the first 15 months; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "UNIONS_BALANCE_TRANSFERS",
"text" : " "
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "RATE ADVANTAGE"
} ]
}, {
"productId" : "37385",
"brand" : "UPPA",
"externalBrandCode" : "UPPAPA",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/unions-primary-access/LADY_ROSE.png"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "$0 Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "$0 No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10_DISCLOSURE",
"text" : "Primary Access Purchase APR: 26.74% variable APR. Transfer APR: 26.74% variable. Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR. Credit approval required. See Rates, Fees, and Costs and Details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "$0 Fraud Liability for unauthorized charges if your card is ever lost or stolen"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11_DISCLOSURE",
"text" : "Claims of unauthorized use are subject to verification and investigation."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "Flexible payment due dates"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "Build your credit through responsible use"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 Liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Competitive APRs negotiated for union members"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Automatic credit line reviews after 6 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "24/7 U.S.-based phone customer service"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Union Plus Privilege Credit Card and following the prompts."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Union-only discounts"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access to hardship grants"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/unions-primary-access/UP_CARD_GENERIC_v2.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/unions-primary-access/UPLogo_Primary_Access.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "27.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_DISCLOSURE",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR 27.49% variable. Variable APRs will vary with the market, based on Prime Rate. Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_APPROVAL",
"text" : "Credit approval required for all products"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Good"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS",
"text" : "Disability Grant: $2,700"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS_2",
"text" : "For those who have lost significant income from a long-term illness or disability."
}, {
"language" : "en-US",
"type" : "ELIGIBILITY_DISCLOSURE",
"text" : "To be eligible for a Union Plus Credit Card you must be a current member in good standing of a participating union, a retired union member, or a family member of a current union member in good standing of a participating union, or a member of Working America, who reside in the 50 United States, Washington, DC, or a U.S. Military location. Credit approval required. Terms and conditions apply."
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS",
"text" : "Job Loss and Furlough Grants: $1,000"
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS_2",
"text" : "Helps those who have recently been laid off or furloughed."
}, {
"language" : "en-US",
"type" : "HARDSHIP_GRANT_DISCLOSURE",
"text" : "Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (\"The Plan\"). Grant amounts can range from $500 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to): A Cardmember may only receive a grant if their Union Plus Credit Card Account was in good standing at time the loss event occurred. A Cardmember may only receive three grants of each grant type for each Union Plus Credit Card Account per their lifetime, but no more than one grant of each grant type per year. A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts. A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember. Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A."
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS",
"text" : "Hospital Grant: $1,200"
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS_2",
"text" : "Aids with large, unreimbursed hospital expenses."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Build your credit through responsible use."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_APPLICABLE_TERMS",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 27.49% variable. Variable APRs will vary with the market, based on the Prime Rate. Cash Advance Fee: greater of 3% of each cash advance amount or $3."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CREDIT_APPROVAL",
"text" : "Credit approval required for all products. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Rates accurate as of September 29, 2023."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_MASTERCARD_TRADEMARK",
"text" : "Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_PRIMARY_ACCESS",
"text" : "Primary Access Purchase APR: 26.74% variable APR. Transfer APR: 26.74% variable. Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Built for Union Members. Backed by Union Members."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Build your credit through responsible use of your Union Plus Primary Access Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, enjoy flexible payment due dates."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Primary Access Purchase APR: 26.74% variable APR. Transfer APR: 26.74% variable. Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR."
}, {
"language" : "en-US",
"type" : "PRODUCT_ELIGIBILITY_INFO_SNIPPET",
"text" : "This offer is valid only for the current union members in good standing of a participating union, retired union members, or family members of a current union member in good standing of a participating union, who reside in the 50 United States, Washington, D.C., or a U.S. Military location. For Family members of union members, some exclusions may apply."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Union Plus Primary Access Credit Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG_SNIPPET",
"text" : "Union Plus Primary Access Mastercard®"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Union Plus Primary Access"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "26.74% variable APR"
}, {
"language" : "en-US",
"type" : "REBATES_DISCOUNTS_DISCLOSURE",
"text" : "Certain restrictions apply for Union Plus discounts. For details, visit unionplus.org/cardperks."
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS",
"text" : "Strike Grant: $500"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS_2",
"text" : "Provides assistance during a union-sanctioned strike or for those experiencing a union-sanctioned lockout."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "26.74% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "UNION_LOCAL_NUMBER",
"text" : "required"
}, {
"language" : "en-US",
"type" : "UNION_PLUS",
"text" : "required"
} ]
}, {
"productId" : "37386",
"brand" : "UPCR",
"externalBrandCode" : "UPCRPA",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/unions-cash-rewards/LADY_ROSE.png"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "$0 Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11_DISCLOSURE",
"text" : "Claims of unauthorized use are subject to verification and investigation."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "Earn 1.5% Cash Back on every purchase."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12_DISCLOSURE",
"text" : "Cardholders earn unlimited 1.5% cash back every time they use their Union Plus Privilege Cash Rewards Credit Card for purchases. Union Plus Privilege Cash Rewards cardholder can earn 1.5% cash rewards on every purchase, with no limit to the amount they can earn. No hassles, complicated reward structures, or rotating categories."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "1.5% Cash Back on all purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "0% APR for 12 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Credit approval required. See Rates, Fees, and Costs and Details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 Liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Competitive APRs negotiated for union members"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Automatic credit line reviews after 6 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "24/7 U.S.-based phone customer service"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Union Plus Privilege Credit Card and following the prompts."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Union-only discounts"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access to hardship grants"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/unions-rate-advantage/UP_CARD_GENERIC_v2.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/unions-cash-rewards/UPLogo_Cash_Rewards.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "27.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_DISCLOSURE",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR 27.49% variable. Variable APRs will vary with the market, based on Prime Rate. Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_APPROVAL",
"text" : "Credit approval required for all products"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS",
"text" : "Disability Grant: $2,700"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS_2",
"text" : "For those who have lost significant income from a long-term illness or disability."
}, {
"language" : "en-US",
"type" : "ELIGIBILITY_DISCLOSURE",
"text" : "To be eligible for a Union Plus Credit Card you must be a current member in good standing of a participating union, a retired union member, or a family member of a current union member in good standing of a participating union, or a member of Working America, who reside in the 50 United States, Washington, DC, or a U.S. Military location. Credit approval required. Terms and conditions apply."
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS",
"text" : "Job Loss and Furlough Grants: $1,000"
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS_2",
"text" : "Helps those who have recently been laid off or furloughed."
}, {
"language" : "en-US",
"type" : "HARDSHIP_GRANT_DISCLOSURE",
"text" : "Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (\"The Plan\"). Grant amounts can range from $500 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to): A Cardmember may only receive a grant if their Union Plus Credit Card Account was in good standing at time the loss event occurred. A Cardmember may only receive three grants of each grant type for each Union Plus Credit Card Account per their lifetime, but no more than one grant of each grant type per year. A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts. A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember. Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A."
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS",
"text" : "Hospital Grant: $1,200"
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS_2",
"text" : "Aids with large, unreimbursed hospital expenses."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Earn 1.5% cash back on every purchase."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_SNIPPET_1",
"text" : "Enjoy 1.5% Cash Back on every purchase."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_APPLICABLE_TERMS",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 27.49% variable. Variable APRs will vary with the market, based on the Prime Rate. Cash Advance Fee: greater of 3% of each cash advance amount or $3."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CASH_REWARDS",
"text" : "Cash Rewards Purchase and Transfer APR: 0% intro rate for the first 12 months from account opening date; 16.4% - 26.24% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CREDIT_APPROVAL",
"text" : "Credit approval required for all products. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Rates accurate as of September 29, 2023."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_MASTERCARD_TRADEMARK",
"text" : "Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Built for Union Members. Backed by Union Members."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn 1.5% cash back on every purchase when you use your Union Plus Cash Rewards Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Earned on net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers and checks used to access your account are not considered purchases and will not earn cash back."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, 0% intro APR for the first 12 months."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Cash Rewards Purchase and Transfer APR: 0% intro rate for the first 12 months from account opening date; 16.4% - 26.24% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PRODUCT_ELIGIBILITY_INFO_SNIPPET",
"text" : "This offer is valid only for the current union members in good standing of a participating union, retired union members, or family members of a current union member in good standing of a participating union, who reside in the 50 United States, Washington, D.C., or a U.S. Military location. For Family members of union members, some exclusions may apply."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Union Plus Cash Rewards Credit Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG_SNIPPET",
"text" : "Union Plus Cash Rewards Mastercard®"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Union Plus Cash Rewards"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "0% intro APR for 12 months; 16.4% - 26.24% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_DISCLOSURE",
"text" : "Cash Rewards Purchase and Transfer APR - 0% intro rate for the first 12 months from account opening date; 16.4% - 26.24% variable thereafter, based on your creditworthiness. Transfer Fee - 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_1",
"text" : "0% intro APR for 12 months;"
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_2",
"text" : "16.4% - 26.24% variable APR after that."
}, {
"language" : "en-US",
"type" : "REBATES_DISCOUNTS_DISCLOSURE",
"text" : "Certain restrictions apply for Union Plus discounts. For details, visit unionplus.org/cardperks."
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "1.5% cashback on every purchase"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS",
"text" : "Strike Grant: $500"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS_2",
"text" : "Provides assistance during a union-sanctioned strike or for those experiencing a union-sanctioned lockout."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "0% intro APR for 12 months; 16.4% - 26.24% variable APR after that"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% fee on the amounts transferred within the first 12 months; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "UNIONS_BALANCE_TRANSFERS",
"text" : " "
}, {
"language" : "en-US",
"type" : "UNION_LOCAL_NUMBER",
"text" : "required"
}, {
"language" : "en-US",
"type" : "UNION_PLUS",
"text" : "required"
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "CASH REWARDS"
} ]
}, {
"productId" : "37387",
"brand" : "UPRA",
"externalBrandCode" : "UPRAPA",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/unions-rate-advantage/LADY_ROSE.png"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "$0 Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11_DISCLOSURE",
"text" : "Claims of unauthorized use are subject to verification and investigation."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "-"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "Low interest rates"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "0% APR for 15 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Credit approval required. See Rates, Fees, and Costs and Details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 Liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Competitive APRs negotiated for union members"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Automatic credit line reviews after 6 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "24/7 U.S.-based phone customer service"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Union Plus Privilege Credit Card and following the prompts."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Union-only discounts"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access to hardship grants"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/unions-rate-advantage/UP_CARD_GENERIC_v2.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/unions-rate-advantage/UPLogo_RateAdvantage.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "27.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_DISCLOSURE",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR 27.49% variable. Variable APRs will vary with the market, based on Prime Rate. Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_APPROVAL",
"text" : "Credit approval required for all products"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS",
"text" : "Disability Grant: $2,700"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS_2",
"text" : "For those who have lost significant income from a long-term illness or disability."
}, {
"language" : "en-US",
"type" : "ELIGIBILITY_DISCLOSURE",
"text" : "To be eligible for a Union Plus Credit Card you must be a current member in good standing of a participating union, a retired union member, or a family member of a current union member in good standing of a participating union, or a member of Working America, who reside in the 50 United States, Washington, DC, or a U.S. Military location. Credit approval required. Terms and conditions apply."
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS",
"text" : "Job Loss and Furlough Grants: $1,000"
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS_2",
"text" : "Helps those who have recently been laid off or furloughed."
}, {
"language" : "en-US",
"type" : "HARDSHIP_GRANT_DISCLOSURE",
"text" : "Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (\"The Plan\"). Grant amounts can range from $500 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to): A Cardmember may only receive a grant if their Union Plus Credit Card Account was in good standing at time the loss event occurred. A Cardmember may only receive three grants of each grant type for each Union Plus Credit Card Account per their lifetime, but no more than one grant of each grant type per year. A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts. A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember. Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A."
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS",
"text" : "Hospital Grant: $1,200"
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS_2",
"text" : "Aids with large, unreimbursed hospital expenses."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Enjoy a lower interest rate."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_SNIPPET_1",
"text" : "Enjoy a low interest rate."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_APPLICABLE_TERMS",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 27.49% variable. Variable APRs will vary with the market, based on the Prime Rate. Cash Advance Fee: greater of 3% of each cash advance amount or $3."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CREDIT_APPROVAL",
"text" : "Credit approval required for all products. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Rates accurate as of September 29, 2023."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_MASTERCARD_TRADEMARK",
"text" : "Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_RATE_ADVANTAGE",
"text" : "Rate Advantage Purchase and Transfer APR: 0% intro rate for the first 15 months from account opening date; 14.4% - 24.4% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Built for Union Members. Backed by Union Members."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Enjoy a low interest rate when you use your Union Plus Rate Advantage Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, 0% intro APR for the first 15 months."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Rate Advantage Purchase and Transfer APR: 0% intro rate for the first 15 months from account opening date; 14.4% - 24.4% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_8",
"text" : "$0 fraud liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "PRODUCT_ELIGIBILITY_INFO_SNIPPET",
"text" : "This offer is valid only for the current union members in good standing of a participating union, retired union members, or family members of a current union member in good standing of a participating union, who reside in the 50 United States, Washington, D.C., or a U.S. Military location. For Family members of union members, some exclusions may apply."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Union Plus Rate Advantage Credit Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG_SNIPPET",
"text" : "Union Plus Rate Advantage Mastercard®"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Union Plus Rate Advantage"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "0% intro APR for 15 months; 14.4% - 24.4% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_DISCLOSURE",
"text" : "Rate Advantage Purchase and Transfer APR - 0% intro rate for the first 15 months from account opening date; 14.4% - 24.4% variable thereafter, based on your creditworthiness. Transfer Fee - 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_1",
"text" : "0% intro APR for 15 months;"
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_2",
"text" : "14.4% - 24.4% variable APR after that."
}, {
"language" : "en-US",
"type" : "REBATES_DISCOUNTS_DISCLOSURE",
"text" : "Certain restrictions apply for Union Plus discounts. For details, visit unionplus.org/cardperks."
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS",
"text" : "Strike Grant: $500"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS_2",
"text" : "Provides assistance during a union-sanctioned strike or for those experiencing a union-sanctioned lockout."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "0% intro APR for 15 months; 14.4% - 24.4% variable APR after that"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% fee on the amounts transferred within the first 15 months; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "UNIONS_BALANCE_TRANSFERS",
"text" : " "
}, {
"language" : "en-US",
"type" : "UNION_LOCAL_NUMBER",
"text" : "required"
}, {
"language" : "en-US",
"type" : "UNION_PLUS",
"text" : "required"
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "RATE ADVANTAGE"
} ]
}, {
"productId" : "37388",
"brand" : "IBTPA",
"externalBrandCode" : "IBTPAPA",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/unions-primary-access/IBT_Blue.jpg"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "$0 Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "$0 No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10_DISCLOSURE",
"text" : "Primary Access Purchase APR: 26.74% variable APR. Transfer APR: 26.74% variable. Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR. Credit approval required. See Rates, Fees, and Costs and Details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "$0 Fraud Liability for unauthorized charges if your card is ever lost or stolen"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11_DISCLOSURE",
"text" : "Claims of unauthorized use are subject to verification and investigation."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "Flexible payment due dates"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "Build your credit through responsible use"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 Liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Competitive APRs negotiated for union members"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Automatic credit line reviews after 6 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "24/7 U.S.-based phone customer service"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Teamster Privilege Credit Card and following the prompts."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Union-only discounts"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access to hardship grants"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/unions-primary-access/MC_CARD_IBT_v2.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/unions-primary-access/Primary_Access.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "27.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_DISCLOSURE",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR 27.49% variable. Variable APRs will vary with the market, based on Prime Rate. Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_APPROVAL",
"text" : "Credit approval required for all products"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Good"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS",
"text" : "Disability Grant: $2,700"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS_2",
"text" : "For those who have lost significant income from a long-term illness or disability."
}, {
"language" : "en-US",
"type" : "ELIGIBILITY_DISCLOSURE",
"text" : "To be eligible for a Teamster Privilege Credit Card you must be a Current Teamster in good standing, retired Teamster, or family member of a current Teamster in good standing, who resides in the 50 United States, Washington, DC, or a U.S. Military location. Credit approval required. Terms and conditions apply."
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS",
"text" : "Job Loss and Furlough Grants: $1,000"
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS_2",
"text" : "Helps those who have recently been laid off or furloughed."
}, {
"language" : "en-US",
"type" : "HARDSHIP_GRANT_DISCLOSURE",
"text" : "Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (\"The Plan\"). Grant amounts can range from $500 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to): A Cardmember may only receive a grant if their Teamster Privilege Credit Card Account was in good standing at time the loss event occurred. A Cardmember may only receive three grants of each grant type for each Teamster Privilege Credit Card Account per their lifetime, but no more than one grant of each grant type per year. A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts. A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember. Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Teamster Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A."
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS",
"text" : "Hospital Grant: $1,200"
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS_2",
"text" : "Aids with large, unreimbursed hospital expenses."
}, {
"language" : "en-US",
"type" : "IBT_UNION_CODE",
"text" : "AZ_UNPL00AZXXXXMEMBXXXX"
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Build your credit through responsible use."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_APPLICABLE_TERMS",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 27.49% variable. Variable APRs will vary with the market, based on the Prime Rate. Cash Advance Fee: greater of 3% of each cash advance amount or $3."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CREDIT_APPROVAL",
"text" : "Credit approval required for all products. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Rates accurate as of September 29, 2023."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_MASTERCARD_TRADEMARK",
"text" : "Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_PRIMARY_ACCESS",
"text" : "Primary Access Purchase APR: 26.74% variable APR. Transfer APR: 26.74% variable. Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Built for Teamsters. Backed by Teamsters."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Build your credit through responsible use of your Teamster Primary Access Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, enjoy flexible payment due dates."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Primary Access Purchase APR: 26.74% variable APR. Transfer APR: 26.74% variable. Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR."
}, {
"language" : "en-US",
"type" : "PRODUCT_ELIGIBILITY_INFO_SNIPPET",
"text" : "This offer is valid only for the current Teamsters in good standing, retired Teamster, or family members of a current Teamster in good standing, who reside in the 50 United States, Washington, D.C., or a U.S. Military location."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Teamster Privilege Primary Access Credit Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Teamster Privilege Primary Access"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "26.74% variable APR"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS",
"text" : "Strike Grant: $500"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS_2",
"text" : "Provides assistance during a union-sanctioned strike or for those experiencing a union-sanctioned lockout."
}, {
"language" : "en-US",
"type" : "TEAMSTER",
"text" : "required"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "26.74% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
} ]
}, {
"productId" : "37389",
"brand" : "IBTCR",
"externalBrandCode" : "IBTCRPA",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/unions-cash-rewards/IBT_Blue.jpg"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "$0 Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11_DISCLOSURE",
"text" : "Claims of unauthorized use are subject to verification and investigation."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "Earn 1.5% Cash Back on every purchase."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12_DISCLOSURE",
"text" : "Cardholders earn unlimited 1.5% cash back every time they use their Teamster Privilege Cash Rewards Credit Card for purchases. Teamster Privilege Cash Rewards cardholder can earn 1.5% cash rewards on every purchase, with no limit to the amount they can earn. No hassles, complicated reward structures, or rotating categories."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "1.5% Cash Back on all purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "0% APR for 12 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Credit approval required. See Rates, Fees, and Costs and Details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 Liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Competitive APRs negotiated for union members"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Automatic credit line reviews after 6 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "24/7 U.S.-based phone customer service"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Teamster Privilege Credit Card and following the prompts."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Union-only discounts"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access to hardship grants"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/unions-cash-rewards/MC_CARD_IBT_v2.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/unions-cash-rewards/Cash_Rewards.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "27.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_DISCLOSURE",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR 27.49% variable. Variable APRs will vary with the market, based on Prime Rate. Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_APPROVAL",
"text" : "Credit approval required for all products"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS",
"text" : "Disability Grant: $2,700"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS_2",
"text" : "For those who have lost significant income from a long-term illness or disability."
}, {
"language" : "en-US",
"type" : "ELIGIBILITY_DISCLOSURE",
"text" : "To be eligible for a Teamster Privilege Credit Card you must be a Current Teamster in good standing, retired Teamster, or family member of a current Teamster in good standing, who resides in the 50 United States, Washington, DC, or a U.S. Military location. Credit approval required. Terms and conditions apply."
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS",
"text" : "Job Loss and Furlough Grants: $1,000"
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS_2",
"text" : "Helps those who have recently been laid off or furloughed."
}, {
"language" : "en-US",
"type" : "HARDSHIP_GRANT_DISCLOSURE",
"text" : "Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (\"The Plan\"). Grant amounts can range from $500 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to): A Cardmember may only receive a grant if their Teamster Privilege Credit Card Account was in good standing at time the loss event occurred. A Cardmember may only receive three grants of each grant type for each Teamster Privilege Credit Card Account per their lifetime, but no more than one grant of each grant type per year. A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts. A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember. Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Teamster Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A."
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS",
"text" : "Hospital Grant: $1,200"
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS_2",
"text" : "Aids with large, unreimbursed hospital expenses."
}, {
"language" : "en-US",
"type" : "IBT_UNION_CODE",
"text" : "AZ_UNPL00AZXXXXMEMBXXXX"
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Earn 1.5% cash back on every purchase."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_SNIPPET_1",
"text" : "Enjoy 1.5% Cash Back on every purchase."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_APPLICABLE_TERMS",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 27.49% variable. Variable APRs will vary with the market, based on the Prime Rate. Cash Advance Fee: greater of 3% of each cash advance amount or $3."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CASH_REWARDS",
"text" : "Cash Rewards Purchase and Transfer APR: 0% intro rate for the first 12 months from account opening date; 16.4% - 26.24% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CREDIT_APPROVAL",
"text" : "Credit approval required for all products. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Rates accurate as of September 29, 2023."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_MASTERCARD_TRADEMARK",
"text" : "Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Built for Teamsters. Backed by Teamsters."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn 1.5% cash back on every purchase when you use your Teamster Cash Rewards Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Earned on net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers and checks used to access your account are not considered purchases and will not earn cash back."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, 0% intro APR for the first 12 months."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Cash Rewards Purchase and Transfer APR: 0% intro rate for the first 12 months from account opening date; 16.4% - 26.24% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PRODUCT_ELIGIBILITY_INFO_SNIPPET",
"text" : "This offer is valid only for the current Teamsters in good standing, retired Teamster, or family members of a current Teamster in good standing, who reside in the 50 United States, Washington, D.C., or a U.S. Military location."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Teamster Privilege Cash Rewards Credit Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Teamster Privilege Cash Rewards"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "0% intro APR for 12 months; 16.4% - 26.24% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_DISCLOSURE",
"text" : "Cash Rewards Purchase and Transfer APR - 0% intro rate for the first 12 months from account opening date; 16.4% - 26.24% variable thereafter, based on your creditworthiness. Transfer Fee - 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_1",
"text" : "0% intro APR for 12 months;"
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_2",
"text" : "16.4% - 26.24% variable APR after that."
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "1.5% cashback on every purchase"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS",
"text" : "Strike Grant: $500"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS_2",
"text" : "Provides assistance during a union-sanctioned strike or for those experiencing a union-sanctioned lockout."
}, {
"language" : "en-US",
"type" : "TEAMSTER",
"text" : "required"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "0% intro APR for 12 months; 16.4% - 26.24% variable APR after that"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% fee on the amounts transferred within the first 12 months; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "UNIONS_BALANCE_TRANSFERS",
"text" : " "
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "CASH REWARDS"
} ]
}, {
"productId" : "37390",
"brand" : "IBTRA",
"externalBrandCode" : "IBTRAPA",
"campaignStartDate" : "2026-01-01",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/unions-rate-advantage/IBT_Blue.jpg"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "$0 Annual Fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "$0 Fraud Liability for unauthorized charges if your card is ever lost or stolen"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11_DISCLOSURE",
"text" : "Claims of unauthorized use are subject to verification and investigation."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "-"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "Low interest rates"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "0% APR for 15 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Credit approval required. See Rates, Fees, and Costs and Details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 Liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Competitive APRs negotiated for union members"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Automatic credit line reviews after 6 months"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "24/7 U.S.-based phone customer service"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Routine or unscheduled maintenance may impact accessibility. U.S.-Based Phone Service subject to calling the phone number on the back of your Teamster Privilege Credit Card and following the prompts."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Union-only discounts"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access to hardship grants"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/unions-rate-advantage/MC_CARD_IBT_v2.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/unions-rate-advantage/Rate_Advantage.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "27.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_DISCLOSURE",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR 27.49% variable. Variable APRs will vary with the market, based on Prime Rate. Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $3 or 3% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_APPROVAL",
"text" : "Credit approval required for all products"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS",
"text" : "Disability Grant: $2,700"
}, {
"language" : "en-US",
"type" : "DISABILITY_GRANT_DETAILS_2",
"text" : "For those who have lost significant income from a long-term illness or disability."
}, {
"language" : "en-US",
"type" : "ELIGIBILITY_DISCLOSURE",
"text" : "To be eligible for a Teamster Privilege Credit Card you must be a Current Teamster in good standing, retired Teamster, or family member of a current Teamster in good standing, who resides in the 50 United States, Washington, DC, or a U.S. Military location. Credit approval required. Terms and conditions apply."
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS",
"text" : "Job Loss and Furlough Grants: $1,000"
}, {
"language" : "en-US",
"type" : "FURLOUGH_GRANTS_DETAILS_2",
"text" : "Helps those who have recently been laid off or furloughed."
}, {
"language" : "en-US",
"type" : "HARDSHIP_GRANT_DISCLOSURE",
"text" : "Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (\"The Plan\"). Grant amounts can range from $500 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to): A Cardmember may only receive a grant if their Teamster Privilege Credit Card Account was in good standing at time the loss event occurred. A Cardmember may only receive three grants of each grant type for each Teamster Privilege Credit Card Account per their lifetime, but no more than one grant of each grant type per year. A Cardmember may only receive one grant of each grant type for any unique loss event, even across multiple accounts. A Cardmember may only apply for loss events that occurred at least 3 months after becoming a Cardmember. Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Teamster Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A."
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS",
"text" : "Hospital Grant: $1,200"
}, {
"language" : "en-US",
"type" : "HOSPITAL_GRANT_DETAILS_2",
"text" : "Aids with large, unreimbursed hospital expenses."
}, {
"language" : "en-US",
"type" : "IBT_UNION_CODE",
"text" : "AZ_UNPL00AZXXXXMEMBXXXX"
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Enjoy a lower interest rate."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_SNIPPET_1",
"text" : "Enjoy a low interest rate."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_APPLICABLE_TERMS",
"text" : "Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 27.49% variable. Variable APRs will vary with the market, based on the Prime Rate. Cash Advance Fee: greater of 3% of each cash advance amount or $3."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_CREDIT_APPROVAL",
"text" : "Credit approval required for all products. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from Mastercard International Incorporated. Rates accurate as of September 29, 2023."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_MASTERCARD_TRADEMARK",
"text" : "Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated."
}, {
"language" : "en-US",
"type" : "PA_DISCLAIMER_RATE_ADVANTAGE",
"text" : "Rate Advantage Purchase and Transfer APR: 0% intro rate for the first 15 months from account opening date; 14.4% - 24.4% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Built for Teamsters. Backed by Teamsters."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Enjoy a low interest rate when you use your Teamster Rate Advantage Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, 0% intro APR for the first 15 months."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Rate Advantage Purchase and Transfer APR: 0% intro rate for the first 15 months from account opening date; 14.4% - 24.4% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PRODUCT_ELIGIBILITY_INFO_SNIPPET",
"text" : "This offer is valid only for the current Teamsters in good standing, retired Teamster, or family members of a current Teamster in good standing, who reside in the 50 United States, Washington, D.C., or a U.S. Military location."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Teamster Privilege Rate Advantage Credit Card"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Teamster Privilege Rate Advantage"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "0% intro APR for 15 months; 14.4% - 24.4% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_DISCLOSURE",
"text" : "Rate Advantage Purchase and Transfer APR - 0% intro rate for the first 15 months from account opening date; 14.4% - 24.4% variable thereafter, based on your creditworthiness. Transfer Fee - 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open."
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_1",
"text" : "0% intro APR for 15 months;"
}, {
"language" : "en-US",
"type" : "PURCHASE_RATE_2",
"text" : "14.4% - 24.4% variable APR after that."
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS",
"text" : "Strike Grant: $500"
}, {
"language" : "en-US",
"type" : "STRIKE_GRANT_DETAILS_2",
"text" : "Provides assistance during a union-sanctioned strike or for those experiencing a union-sanctioned lockout."
}, {
"language" : "en-US",
"type" : "TEAMSTER",
"text" : "required"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "0% intro APR for 15 months; 14.4% - 24.4% variable APR after that"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% fee on the amounts transferred within the first 15 months; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "UNIONS_BALANCE_TRANSFERS",
"text" : " "
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "RATE ADVANTAGE"
} ]
}, {
"productId" : "37391",
"brand" : "TMOBILECB",
"externalBrandCode" : "TMOBILECB",
"campaignStartDate" : "2026-02-02",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1",
"text" : "Plus, experience even more value from T-Mobile"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "T-Mobile Visa Signature® cardholders earn 2% back in T-Mobile Rewards on all other net purchases (purchases minus any credits or returns) using their T-Mobile Visa anywhere else Visa is accepted.
T-Mobile Visa Signature® cardholders earn 5% back in T-Mobile Rewards on net Qualifying Purchases (purchases minus any credits or returns) made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores/locator). Qualifying Purchases include phones, devices, and accessories. Cash advances and balance transfers are not considered purchases and will not earn T-Mobile Rewards. Qualifying Purchases exclude payments for device equipment installment plan (EIP), wireless service, fees, and prepaid wireless service, T-Mobile for Business, and other services. You may not accrue enhanced earning on purchases made using 3rd party digital wallets."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "2% in rewards on every purchase, every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "T-Mobile Visa Signature® cardholders earn 2% back in T-Mobile Rewards on all other net purchases (purchases minus any credits or returns) using their T-Mobile Visa anywhere else Visa is accepted."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "5% in rewards on any phone, device, or accessory at T-Mobile"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "T-Mobile Visa Signature® cardholders earn 5% back in T-Mobile Rewards on net Qualifying Purchases (purchases minus any credits or returns) made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores/locator). Qualifying Purchases include phones, devices, and accessories. Cash advances and balance transfers are not considered purchases and will not earn T-Mobile Rewards. Qualifying Purchases exclude payments for device equipment installment plan (EIP), wireless service, fees, and prepaid wireless service, T-Mobile for Business, and other services. You may not accrue enhanced earning on purchases made using 3rd party digital wallets."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "Redeem Rewards towards a new phone, device, or your T-Mobile bill"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "When redeeming T-Mobile Rewards, your T-Mobile Visa must be used to pay any portion of the transaction not covered by T-Mobile Rewards. Redemptions may not be available when using 3rd party digital wallets. See your Rewards Terms and Conditions for more details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$5 off per line per month when you use your card for T-Mobile AutoPay (eligible plans only, up to 8 lines)"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4_DISCLOSURE",
"text" : "Requires enrollment in Wireless AutoPay using your T-Mobile Visa on an eligible post-paid wireless plan. Discount will appear on wireless statement starting the next billing cycle after enrollment. Customers who are currently receiving the AutoPay discount via other qualifying methods will not receive additional discounts for re-enrolling using the card. For more information on AutoPay discount eligibility, please visit t-mobile.com/cards/visa-credit-rewards/faqs."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "No annual fee. Just rewards."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5_DISCLOSURE",
"text" : "Purchase APR: 18.49% or 28.49%, variable APR based on your creditworthiness. Cash Advance APR: 28.49% variable. Cash Advance Fee: greater of 5.0% of advance amount or $5. Balance Transfer Fee: greater of 3% of the amount transferred or $3. Penalty Fees Late Payment: up to $40."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Cardholder-only offers and savings on dining, travel, and more."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6_DISCLOSURE",
"text" : "Purchase APR: 18.49% or 28.49%, variable APR based on your creditworthiness. Cash Advance APR: 28.49%. Cash Advance Fee: greater of 5.0% of advance amount or $5. Balance Transfer Fee: greater of 3% of the amount transferred or $3. Penalty Fees Late Payment: up to $40."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "No annual fee. Just rewards."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "The T-Mobile Visa® credit card and services are offered by Capital One, N.A., pursuant to a license from Visa."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "You're on your way to getting the good stuff"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Earn rewards on every purchase, every day with your new T-Mobile Visa®"
}, {
"language" : "en-US",
"type" : "EARN_DISCLOSURE",
"text" : "* To be eligible to apply for the T-Mobile Visa Card, you must be an active T-Mobile consumer postpaid wireless customer with at least one active line on an eligible smartphone plan. You can sign up for an account at T-Mobile.com. You must also reside within the United States or Puerto Rico. T-Mobile For Business (including micro-TFB and solo prop.), Government and Prepaid customers do not qualify for this card. Eligibility criteria are subject to change.
- T-Mobile Visa cardholders earn 2% back in T-Mobile Rewards on all other net purchases (purchases minus any credits or returns) using their T-Mobile Visa anywhere else Visa is accepted.
- T-Mobile Visa cardholders earn 5% back in T-Mobile Rewards on net Qualifying Purchases (purchases minus any credits or returns) made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores/locator). Qualifying Purchases include phones, devices, and accessories. Cash advances and balance transfers are not considered purchases and will not earn T-Mobile Rewards. Qualifying Purchases exclude payments for device equipment installment plan (EIP), wireless service, fees, and prepaid wireless service, T-Mobile for Business, and other services. You may not accrue enhanced earning on purchases made using 3rd party digital wallets.
- When redeeming T-Mobile Rewards, your T-Mobile Visa must be used to pay any portion of the transaction not covered by T-Mobile Rewards. T-Mobile Rewards may not be redeemed for backorder purchases. Redemptions may not be available when using 3rd party digital wallets. See your Rewards Terms and Conditions for more details.
- Requires enrollment in Wireless AutoPay using your T-Mobile Visa on an eligible post-paid wireless plan. Discount will appear on wireless statement starting the next billing cycle after enrollment. Customers who are currently receiving the AutoPay discount via other qualifying methods will not receive additional discounts for re-enrolling using the card. For more information on AutoPay discount eligibility, please visit t-mobile.com/cards/visa-credit-rewards/faqs.
- Rewards do not expire for the life of the T-Mobile Visa account.
- Web access is needed to use the mobile app. Check with your service provider for details on specific fees and charges.
- Some activity may continue after Card Lock, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.
T-Mobile, the T logo, Magenta and the magenta color are registered trademarks of Deutsche Telekom AG. © 2025 T-Mobile USA, Inc.
The T-Mobile Visa credit card and services are offered by Capital One, N.A., pursuant to a license from Visa.
Visa is a registered trademark of Visa International Service Association."
}, {
"language" : "en-US",
"type" : "EVERYWHERE_ELSE_EARN_RATE",
"text" : "2%"
}, {
"language" : "en-US",
"type" : "INTERNAL_EARN_RATE",
"text" : "5%"
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "T-Mobile Visa® is the only card that lets you experience even more value from T-Mobile."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "OPENING_OFFER_SNIPPET_1",
"text" : "Earn 2% in rewards on every purchase, every day"
}, {
"language" : "en-US",
"type" : "OPENING_OFFER_SNIPPET_2",
"text" : "and 5% in rewards on any phone, device, or accessory at T-Mobile."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn 2% in rewards on every purchase, every day and 5% in rewards on T-Mobile purchases."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Redeem rewards towards a new phone, device, or your T-Mobile bill."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "When redeeming T-Mobile Rewards, your T-Mobile Visa must be used to pay any portion of the transaction not covered by T-Mobile Rewards. Redemptions may not be available when using 3rd party digital wallets. See your Rewards Terms and Conditions for more details."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "The T-Mobile Visa Signature® credit card and services are offered by Capital One, N.A., pursuant to a license from Visa."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "T-Mobile Visa®"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "18.49% or 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 2% in rewards on every purchase and 5% in rewards on any phone, device or accessory at T-Mobile to be redeemed towards a new phone, device or your T-Mobile bill."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "18.49% or 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "Greater of 3% of the amount transferred or $3"
}, {
"language" : "en-US",
"type" : "WIRELESS_DISCOUNT",
"text" : "$5"
} ]
}, {
"productId" : "37394",
"brand" : "TMOBILECB",
"externalBrandCode" : "TMOBILECBPA",
"campaignStartDate" : "2026-02-02",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1",
"text" : "Plus, experience even more value from T-Mobile"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "T-Mobile Visa Signature® cardholders earn 2% back in T-Mobile Rewards on all other net purchases (purchases minus any credits or returns) using their T-Mobile Visa anywhere else Visa is accepted.
T-Mobile Visa Signature® cardholders earn 5% back in T-Mobile Rewards on net Qualifying Purchases (purchases minus any credits or returns) made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores/locator). Qualifying Purchases include phones, devices, and accessories. Cash advances and balance transfers are not considered purchases and will not earn T-Mobile Rewards. Qualifying Purchases exclude payments for device equipment installment plan (EIP), wireless service, fees, and prepaid wireless service, T-Mobile for Business, and other services. You may not accrue enhanced earning on purchases made using 3rd party digital wallets."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "2% in rewards on every purchase, every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "T-Mobile Visa Signature® cardholders earn 2% back in T-Mobile Rewards on all other net purchases (purchases minus any credits or returns) using their T-Mobile Visa anywhere else Visa is accepted."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "5% in rewards on any phone, device, or accessory at T-Mobile"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "T-Mobile Visa Signature® cardholders earn 5% back in T-Mobile Rewards on net Qualifying Purchases (purchases minus any credits or returns) made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores/locator). Qualifying Purchases include phones, devices, and accessories. Cash advances and balance transfers are not considered purchases and will not earn T-Mobile Rewards. Qualifying Purchases exclude payments for device equipment installment plan (EIP), wireless service, fees, and prepaid wireless service, T-Mobile for Business, and other services. You may not accrue enhanced earning on purchases made using 3rd party digital wallets."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "Redeem Rewards towards a new phone, device, or your T-Mobile bill"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "When redeeming T-Mobile Rewards, your T-Mobile Visa must be used to pay any portion of the transaction not covered by T-Mobile Rewards. Redemptions may not be available when using 3rd party digital wallets. See your Rewards Terms and Conditions for more details."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$5 off per line per month when you use your card for T-Mobile AutoPay (eligible plans only, up to 8 lines)"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4_DISCLOSURE",
"text" : "Requires enrollment in Wireless AutoPay using your T-Mobile Visa on an eligible post-paid wireless plan. Discount will appear on wireless statement starting the next billing cycle after enrollment. Customers who are currently receiving the AutoPay discount via other qualifying methods will not receive additional discounts for re-enrolling using the card. For more information on AutoPay discount eligibility, please visit t-mobile.com/cards/visa-credit-rewards/faqs."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "No annual fee. Just rewards."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5_DISCLOSURE",
"text" : "Purchase APR: 18.49% or 28.49%, variable APR based on your creditworthiness. Cash Advance APR: 28.49% variable. Cash Advance Fee: greater of 5.0% of advance amount or $5. Balance Transfer Fee: greater of 3% of the amount transferred or $3. Penalty Fees Late Payment: up to $40."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Cardholder-only offers and savings on dining, travel, and more."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6_DISCLOSURE",
"text" : "Purchase APR: 18.49% or 28.49%, variable APR based on your creditworthiness. Cash Advance APR: 28.49%. Cash Advance Fee: greater of 5.0% of advance amount or $5. Balance Transfer Fee: greater of 3% of the amount transferred or $3. Penalty Fees Late Payment: up to $40."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "No annual fee. Just rewards."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "The T-Mobile Visa® credit card and services are offered by Capital One, N.A., pursuant to a license from Visa."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "You're on your way to getting the good stuff"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Earn rewards on every purchase, every day with your new T-Mobile Visa®"
}, {
"language" : "en-US",
"type" : "EARN_DISCLOSURE",
"text" : "* To be eligible to apply for the T-Mobile Visa Card, you must be an active T-Mobile consumer postpaid wireless customer with at least one active line on an eligible smartphone plan. You can sign up for an account at T-Mobile.com. You must also reside within the United States or Puerto Rico. T-Mobile For Business (including micro-TFB and solo prop.), Government and Prepaid customers do not qualify for this card. Eligibility criteria are subject to change.
- T-Mobile Visa cardholders earn 2% back in T-Mobile Rewards on all other net purchases (purchases minus any credits or returns) using their T-Mobile Visa anywhere else Visa is accepted.
- T-Mobile Visa cardholders earn 5% back in T-Mobile Rewards on net Qualifying Purchases (purchases minus any credits or returns) made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores/locator). Qualifying Purchases include phones, devices, and accessories. Cash advances and balance transfers are not considered purchases and will not earn T-Mobile Rewards. Qualifying Purchases exclude payments for device equipment installment plan (EIP), wireless service, fees, and prepaid wireless service, T-Mobile for Business, and other services. You may not accrue enhanced earning on purchases made using 3rd party digital wallets.
- When redeeming T-Mobile Rewards, your T-Mobile Visa must be used to pay any portion of the transaction not covered by T-Mobile Rewards. T-Mobile Rewards may not be redeemed for backorder purchases. Redemptions may not be available when using 3rd party digital wallets. See your Rewards Terms and Conditions for more details.
- Requires enrollment in Wireless AutoPay using your T-Mobile Visa on an eligible post-paid wireless plan. Discount will appear on wireless statement starting the next billing cycle after enrollment. Customers who are currently receiving the AutoPay discount via other qualifying methods will not receive additional discounts for re-enrolling using the card. For more information on AutoPay discount eligibility, please visit t-mobile.com/cards/visa-credit-rewards/faqs.
- Rewards do not expire for the life of the T-Mobile Visa account.
- Web access is needed to use the mobile app. Check with your service provider for details on specific fees and charges.
- Some activity may continue after Card Lock, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.
T-Mobile, the T logo, Magenta and the magenta color are registered trademarks of Deutsche Telekom AG. © 2025 T-Mobile USA, Inc.
The T-Mobile Visa credit card and services are offered by Capital One, N.A., pursuant to a license from Visa.
Visa is a registered trademark of Visa International Service Association."
}, {
"language" : "en-US",
"type" : "EVERYWHERE_ELSE_EARN_RATE",
"text" : "2%"
}, {
"language" : "en-US",
"type" : "INTERNAL_EARN_RATE",
"text" : "5%"
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "T-Mobile Visa® is the only card that lets you experience even more value from T-Mobile."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "OPENING_OFFER_SNIPPET_1",
"text" : "Earn 2% in rewards on every purchase, every day"
}, {
"language" : "en-US",
"type" : "OPENING_OFFER_SNIPPET_2",
"text" : "and 5% in rewards on any phone, device, or accessory at T-Mobile."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn 2% in rewards on every purchase, every day and 5% in rewards on T-Mobile purchases."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Redeem rewards towards a new phone, device, or your T-Mobile bill."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "When redeeming T-Mobile Rewards, your T-Mobile Visa must be used to pay any portion of the transaction not covered by T-Mobile Rewards. Redemptions may not be available when using 3rd party digital wallets. See your Rewards Terms and Conditions for more details."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "The T-Mobile Visa Signature® credit card and services are offered by Capital One, N.A., pursuant to a license from Visa."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "T-Mobile Visa®"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "18.49% or 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 2% in rewards on every purchase and 5% in rewards on any phone, device or accessory at T-Mobile to be redeemed towards a new phone, device or your T-Mobile bill."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "18.49% or 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "Greater of 3% of the amount transferred or $3"
}, {
"language" : "en-US",
"type" : "WIRELESS_DISCOUNT",
"text" : "$5"
} ]
}, {
"productId" : "37429",
"brand" : "WILLIAMSSONOMACB",
"externalBrandCode" : "WILLIAMSSONOMACB",
"campaignStartDate" : "2026-02-02",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "10% back in rewards across eight of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_10",
"text" : "Earn 1% back in rewards on any other purchase, everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "Optional 12 month promotional financing on purchases of $750 or more \\u00b3"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_3",
"text" : "Free standard shipping on purchases at Williams Sonoma \\u2074"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Exclusive perks, including birthday bonus, early access to events, and free design services"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "Capital One Mobile app, Card Lock \\u2075, ENO your Capital One Assistant \\u2076, and zero fraud liability"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_7",
"text" : "Earn 10% back in rewards at Pottery Barn, Williams Sonoma, West Elm and more for your first 30 days from account opening; 5% thereafter"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_8",
"text" : "Access your virtual card in the Capital One Mobile app and shop wherever your card is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_9",
"text" : "Earn 4% back on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "Williams Sonoma"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "1% in rewards everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "4% in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "Optional 12-month promo financing on purchases of $750 or more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Free standard shipping on purchases at Williams Sonoma"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "5% in rewards on Williams Sonoma purchases every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access your virtual card in the Capital One Mobile app for shopping"
}, {
"language" : "en-US",
"type" : "BIRTHDAY_REWARD_SNIPPET",
"text" : "$25"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_SNIPPET",
"text" : "10% back in rewards across eight brands, including Williams Sonoma, West Elm, Pottery Barn and more, for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "29.24% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CATEGORY_REWARDS_PERCENT_SNIPPET",
"text" : "4%"
}, {
"language" : "en-US",
"type" : "CATEGORY_REWARDS_SNIPPET",
"text" : "on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Good to Excellent"
}, {
"language" : "en-US",
"type" : "DCS_HEADER_TEXT",
"text" : "You'll first be considered for the "
}, {
"language" : "en-US",
"type" : "DCS_TITLE",
"text" : "Apply for a Williams Sonoma Key Rewards Credit Card, and start earning across eight brands"
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_1",
"text" : "1) Rewards earnings are subject to the Key Rewards Terms at thekeyrewards.com and Credit Card Terms in Customer Agreement."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_2",
"text" : "2) 4% back in Reward Dollars for each $1.00 of Net Eligible Purchases made at grocery stores. You will also earn 4% back on purchases made at restaurants and food delivery services. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in Rewards Dollars. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants do not always identify or bill transactions by the correct merchant category code, which could impact the amount of Earnings you earn. Williams Sonoma and Capital One are not responsible for merchant category code errors made by merchants."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_3",
"text" : "3) Promotional financing available on qualifying purchases of $750 or more, excluding shipping and taxes, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. For eligible purchases, the purchase amount is divided into equal monthly payments and will incur no interest for 12 months. Thereafter, the Purchase APR for your account applies to any remaining balance until paid in full. Minimum Payments required. Your account must be open and current to be eligible for this offer. Rewards are not earned on promotional financing purchases. Promotional financing availability may be limited in certain stores."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_4",
"text" : "4) Any purchase of $0.01 or more made with a Key Rewards Visa Card in-store or online at a participating Williams-Sonoma, Inc. brand qualifies for free standard shipping within the contiguous 48 states. For the avoidance of doubt, free shipping is not available if payment is made using digital wallets, such as Apple Pay, Google Wallet, or Samsung Pay, or if payment is made through third party payment solutions, such as PayPal."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_5",
"text" : "5) Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_6",
"text" : "6) Certain bank accounts are not eligible to text with Eno."
}, {
"language" : "en-US",
"type" : "DOWNSELL_ACKNOWLEDGEMENT_SNIPPET",
"text" : "Acknowledging that you will consider me for the Williams Sonoma Key Rewards Visa. If you are unable to approve me for this card, you will automatically consider me for the Williams Sonoma Key Rewards Card, which can only be used across eight brands in the Williams-Sonoma, Inc. collection."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DCS_SNIPPET",
"text" : "Your credit history will only be pulled once. If approved, you will receive either the Williams Sonoma Key Rewards Visa or the Williams Sonoma Key Rewards Card. "
}, {
"language" : "en-US",
"type" : "DOWNSELL_DISCLAIMER_SHORT_SNIPPET",
"text" : "If we can't approve you for this card, you will automatically be considered for the Williams Sonoma Key Rewards Card."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DISCLAIMER_SNIPPET",
"text" : "We will consider you first for the Williams Sonoma Key Rewards Visa. If we are unable to approve you for this card, we will automatically consider you for the Williams Sonoma Key Rewards Card, which can only be used across eight of Williams-Sonoma, Inc.’s brands. Your credit history will only be pulled once."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "See how to use your card and earn 10% back at our collection of our eight brands for your first 30 days."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Plus, 4% back on grocery stores, dining, & food delivery - including merchants like Starbucks®, Uber Eats® & more - and 1% everywhere else VISA is accepted.*"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Double Rewards Welcome Bonus. Earn 10% back across eight brands for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "5"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "4"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "1"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER4",
"text" : "10"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_1",
"text" : "Earn & redeem rewards at our eight brands \\u00b9"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_2",
"text" : "Earn rewards at grocery stores & restaurants"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_3",
"text" : "Earn rewards on everything else"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_1",
"text" : "including Pottery Barn, Williams Sonoma, and West Elm"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_2",
"text" : "(excludes) \\u00b2"
}, {
"language" : "en-US",
"type" : "IN_STORE_REWARDS_PERCENT_SNIPPET",
"text" : "5%"
}, {
"language" : "en-US",
"type" : "IN_STORE_REWARDS_SNIPPET",
"text" : "online and in stores across eight brands"
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_SNIPPET",
"text" : "Earn 5% back in rewards across eight brands."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "OUT_OF_STORE_REWARDS_PERCENT_SNIPPET",
"text" : "1%"
}, {
"language" : "en-US",
"type" : "OUT_OF_STORE_REWARDS_SNIPPET",
"text" : "on everything else"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 10% across eight brands today—and for your first 30 days as a new cardmember (5% thereafter)."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Apply for the Williams Sonoma Key Rewards® Visa and get 10% back in rewards for your first 30 days, 5% thereafter at our collection of eight brands."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation, and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, on food delivery and at restaurants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earned. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SITE",
"text" : "Earn 5% back online and in stores across eight brands, 4% back on grocery stores, dining & food delivery, and 1% back on everything else."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Williams Sonoma Key Rewards® Visa"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Williams Sonoma Key Rewards Visa"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.’s brands, including Pottery Barn, Williams Sonoma, and West Elm. Earn 4% back on grocery stores, dining & food delivery. Earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.'s brands; earn 4% back in rewards at grocery stores, on food delivery and at restaurants; earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "REWARDS_TITLE_SNIPPET",
"text" : "Feel right at home with more rewards."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% transfer fee on the amount of each transfer balance that posts to your account at a Promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "TYPE_OF_REWARD_SNIPPET",
"text" : "back"
} ]
}, {
"productId" : "37431",
"brand" : "POTTERYBARNCB",
"externalBrandCode" : "POTTERYBARNCB",
"campaignStartDate" : "2026-02-02",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "10% back in rewards across eight of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_10",
"text" : "Earn 1% back in rewards on any other purchase, everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "Optional 12 month promotional financing on purchases of $750 or more \\u00b3"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_3",
"text" : "Free standard shipping on purchases at Williams Sonoma \\u2074"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Exclusive perks, including birthday bonus, early access to events, and free design services"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "Capital One Mobile app, Card Lock \\u2075, ENO your Capital One Assistant \\u2076, and zero fraud liability"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_7",
"text" : "Earn 10% back in rewards at Pottery Barn, Williams Sonoma, West Elm and more for your first 30 days from account opening; 5% thereafter"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_8",
"text" : "Access your virtual card in the Capital One Mobile app and shop wherever your card is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_9",
"text" : "Earn 4% back on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "Pottery Barn"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "1% in rewards everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "4% in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "Optional 12-month promo financing on purchases of $750 or more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Free standard shipping on purchases at Williams Sonoma"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "5% in rewards on Williams Sonoma purchases every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access your virtual card in the Capital One Mobile app for shopping"
}, {
"language" : "en-US",
"type" : "BIRTHDAY_REWARD_SNIPPET",
"text" : "$25"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_SNIPPET",
"text" : "10% back in rewards across eight brands, including Williams Sonoma, West Elm, Pottery Barn and more, for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "29.24% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CATEGORY_REWARDS_PERCENT_SNIPPET",
"text" : "4%"
}, {
"language" : "en-US",
"type" : "CATEGORY_REWARDS_SNIPPET",
"text" : "on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Good to Excellent"
}, {
"language" : "en-US",
"type" : "DCS_HEADER_TEXT",
"text" : "You'll first be considered for the "
}, {
"language" : "en-US",
"type" : "DCS_TITLE",
"text" : "Apply for a Pottery Barn Key Rewards Credit Card, and start earning across eight brands"
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_1",
"text" : "1) Rewards earnings are subject to the Key Rewards Terms at thekeyrewards.com and Credit Card Terms in Customer Agreement."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_2",
"text" : "2) 4% back in Reward Dollars for each $1.00 of Net Eligible Purchases made at grocery stores. You will also earn 4% back on purchases made at restaurants and food delivery services. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in Rewards Dollars. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants do not always identify or bill transactions by the correct merchant category code, which could impact the amount of Earnings you earn. Williams Sonoma and Capital One are not responsible for merchant category code errors made by merchants."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_3",
"text" : "3) Promotional financing available on qualifying purchases of $750 or more, excluding shipping and taxes, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. For eligible purchases, the purchase amount is divided into equal monthly payments and will incur no interest for 12 months. Thereafter, the Purchase APR for your account applies to any remaining balance until paid in full. Minimum Payments required. Your account must be open and current to be eligible for this offer. Rewards are not earned on promotional financing purchases. Promotional financing availability may be limited in certain stores."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_4",
"text" : "4) Any purchase of $0.01 or more made with a Key Rewards Visa Card in-store or online at a participating Williams-Sonoma, Inc. brand qualifies for free standard shipping within the contiguous 48 states. For the avoidance of doubt, free shipping is not available if payment is made using digital wallets, such as Apple Pay, Google Wallet, or Samsung Pay, or if payment is made through third party payment solutions, such as PayPal."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_5",
"text" : "5) Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_6",
"text" : "6) Certain bank accounts are not eligible to text with Eno."
}, {
"language" : "en-US",
"type" : "DOWNSELL_ACKNOWLEDGEMENT_SNIPPET",
"text" : "Acknowledging that you will consider me for the Pottery Barn Key Rewards Visa. If you are unable to approve me for this card, you will automatically consider me for the Pottery Barn Key Rewards Card, which can only be used across eight brands in the Williams-Sonoma, Inc. collection."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DCS_SNIPPET",
"text" : "Your credit history will only be pulled once. If approved, you will receive either the Pottery Barn Key Rewards Visa or the Pottery Barn Key Rewards Card. "
}, {
"language" : "en-US",
"type" : "DOWNSELL_DISCLAIMER_SHORT_SNIPPET",
"text" : "If we can't approve you for this card, you will automatically be considered for the Pottery Barn Key Rewards Card."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DISCLAIMER_SNIPPET",
"text" : "We will consider you first for the Pottery Barn Key Rewards Visa. If we are unable to approve you for this card, we will automatically consider you for the Pottery Barn Key Rewards Card, which can only be used across eight of Williams-Sonoma, Inc.’s brands. Your credit history will only be pulled once."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "See how to use your card and earn 10% back at our collection of our eight brands for your first 30 days."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Plus, 4% back on grocery stores, dining, & food delivery - including merchants like Starbucks®, Uber Eats® & more - and 1% everywhere else VISA is accepted.*"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Double Rewards Welcome Bonus. Earn 10% back across eight brands for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "5"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "4"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "1"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER4",
"text" : "10"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_1",
"text" : "Earn & redeem rewards at our eight brands \\u00b9"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_2",
"text" : "Earn rewards at grocery stores & restaurants"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_3",
"text" : "Earn rewards on everything else"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_1",
"text" : "including Pottery Barn, Williams Sonoma, and West Elm"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_2",
"text" : "(excludes) \\u00b2"
}, {
"language" : "en-US",
"type" : "IN_STORE_REWARDS_PERCENT_SNIPPET",
"text" : "5%"
}, {
"language" : "en-US",
"type" : "IN_STORE_REWARDS_SNIPPET",
"text" : "online and in stores across eight brands"
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_SNIPPET",
"text" : "Earn 5% back in rewards across eight brands."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "OUT_OF_STORE_REWARDS_PERCENT_SNIPPET",
"text" : "1%"
}, {
"language" : "en-US",
"type" : "OUT_OF_STORE_REWARDS_SNIPPET",
"text" : "on everything else"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 10% across eight brands today—and for your first 30 days as a new cardmember (5% thereafter)."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Apply for the Pottery Barn Key Rewards® Visa and get 10% back in rewards for your first 30 days, 5% thereafter at our collection of eight brands."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation, and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, on food delivery and at restaurants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earned. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SITE",
"text" : "Earn 5% back online and in stores across eight brands, 4% back on grocery stores, dining & food delivery, and 1% back on everything else."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Pottery Barn Key Rewards® Visa"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Pottery Barn Key Rewards Visa"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.’s brands, including Pottery Barn, Williams Sonoma, and West Elm. Earn 4% back on grocery stores, dining & food delivery. Earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.'s brands; earn 4% back in rewards at grocery stores, on food delivery and at restaurants; earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "REWARDS_TITLE_SNIPPET",
"text" : "Feel right at home with more rewards."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% transfer fee on the amount of each transfer balance that posts to your account at a Promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "TYPE_OF_REWARD_SNIPPET",
"text" : "back"
} ]
}, {
"productId" : "37433",
"brand" : "WESTELMCB",
"externalBrandCode" : "WESTELMCB",
"campaignStartDate" : "2026-02-02",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "10% back in rewards across eight of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_10",
"text" : "Earn 1% back in rewards on any other purchase, everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "Optional 12 month promotional financing on purchases of $750 or more \\u00b3"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_3",
"text" : "Free standard shipping on purchases at Williams Sonoma \\u2074"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Exclusive perks, including birthday bonus, early access to events, and free design services"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "Capital One Mobile app, Card Lock \\u2075, ENO your Capital One Assistant \\u2076, and zero fraud liability"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_7",
"text" : "Earn 10% back in rewards at Pottery Barn, Williams Sonoma, West Elm and more for your first 30 days from account opening; 5% thereafter"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_8",
"text" : "Access your virtual card in the Capital One Mobile app and shop wherever your card is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_9",
"text" : "Earn 4% back on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "West Elm"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "1% in rewards everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "4% in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "Optional 12-month promo financing on purchases of $750 or more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Free standard shipping on purchases at Williams Sonoma"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "5% in rewards on West Elm purchases every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access your virtual card in the Capital One Mobile app for shopping"
}, {
"language" : "en-US",
"type" : "BIRTHDAY_REWARD_SNIPPET",
"text" : "$25"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_SNIPPET",
"text" : "10% back in rewards across eight brands, including Williams Sonoma, West Elm, Pottery Barn and more, for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "29.24% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CATEGORY_REWARDS_PERCENT_SNIPPET",
"text" : "4%"
}, {
"language" : "en-US",
"type" : "CATEGORY_REWARDS_SNIPPET",
"text" : "on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Good to Excellent"
}, {
"language" : "en-US",
"type" : "DCS_HEADER_TEXT",
"text" : "You'll first be considered for the "
}, {
"language" : "en-US",
"type" : "DCS_TITLE",
"text" : "Apply for a West Elm Key Rewards Credit Card, and start earning across eight brands"
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_1",
"text" : "1) Rewards earnings are subject to the Key Rewards Terms at thekeyrewards.com and Credit Card Terms in Customer Agreement."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_2",
"text" : "2) 4% back in Reward Dollars for each $1.00 of Net Eligible Purchases made at grocery stores. You will also earn 4% back on purchases made at restaurants and food delivery services. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in Rewards Dollars. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants do not always identify or bill transactions by the correct merchant category code, which could impact the amount of Earnings you earn. Williams Sonoma and Capital One are not responsible for merchant category code errors made by merchants."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_3",
"text" : "3) Promotional financing available on qualifying purchases of $750 or more, excluding shipping and taxes, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. For eligible purchases, the purchase amount is divided into equal monthly payments and will incur no interest for 12 months. Thereafter, the Purchase APR for your account applies to any remaining balance until paid in full. Minimum Payments required. Your account must be open and current to be eligible for this offer. Rewards are not earned on promotional financing purchases. Promotional financing availability may be limited in certain stores."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_4",
"text" : "4) Any purchase of $0.01 or more made with a Key Rewards Visa Card in-store or online at a participating Williams-Sonoma, Inc. brand qualifies for free standard shipping within the contiguous 48 states. For the avoidance of doubt, free shipping is not available if payment is made using digital wallets, such as Apple Pay, Google Wallet, or Samsung Pay, or if payment is made through third party payment solutions, such as PayPal."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_5",
"text" : "5) Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_6",
"text" : "6) Certain bank accounts are not eligible to text with Eno."
}, {
"language" : "en-US",
"type" : "DOWNSELL_ACKNOWLEDGEMENT_SNIPPET",
"text" : "Acknowledging that you will consider me for the West Elm Key Rewards Visa. If you are unable to approve me for this card, you will automatically consider me for the West Elm Key Rewards Card, which can only be used across eight brands in the Williams-Sonoma, Inc. collection."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DCS_SNIPPET",
"text" : "Your credit history will only be pulled once. If approved, you will receive either the West Elm Key Rewards Visa or the West Elm Key Rewards Card."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DISCLAIMER_SHORT_SNIPPET",
"text" : "If we can't approve you for this card, you will automatically be considered for the West Elm Key Rewards Card."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DISCLAIMER_SNIPPET",
"text" : "We will consider you first for the West Elm Key Rewards Visa. If we are unable to approve you for this card, we will automatically consider you for the West Elm Key Rewards Card, which can only be used across eight of Williams-Sonoma, Inc.’s brands. Your credit history will only be pulled once."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "See how to use your card and earn 10% back at our collection of our eight brands for your first 30 days."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Plus, 4% back on grocery stores, dining, & food delivery - including merchants like Starbucks®, Uber Eats® & more - and 1% everywhere else VISA is accepted.*"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Double Rewards Welcome Bonus. Earn 10% back across eight brands for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "5"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "4"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "1"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER4",
"text" : "10"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_1",
"text" : "Earn & redeem rewards at our eight brands \\u00b9"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_2",
"text" : "Earn rewards at grocery stores & restaurants"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_3",
"text" : "Earn rewards on everything else"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_1",
"text" : "including Pottery Barn, Williams Sonoma, and West Elm"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_2",
"text" : "(excludes) \\u00b2"
}, {
"language" : "en-US",
"type" : "IN_STORE_REWARDS_PERCENT_SNIPPET",
"text" : "5%"
}, {
"language" : "en-US",
"type" : "IN_STORE_REWARDS_SNIPPET",
"text" : "online and in stores across eight brands"
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_SNIPPET",
"text" : "Earn 5% back in rewards across eight brands."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "OUT_OF_STORE_REWARDS_PERCENT_SNIPPET",
"text" : "1%"
}, {
"language" : "en-US",
"type" : "OUT_OF_STORE_REWARDS_SNIPPET",
"text" : "on everything else"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 10% across eight brands today—and for your first 30 days as a new cardmember (5% thereafter)."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Apply for the West Elm Key Rewards® Visa and get 10% back in rewards for your first 30 days, 5% thereafter at our collection of eight brands."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation, and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, on food delivery and at restaurants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earned. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SITE",
"text" : "Earn 5% back online and in stores across eight brands, 4% back on grocery stores, dining & food delivery, and 1% back on everything else."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "West Elm Key Rewards® Visa"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "West Elm Key Rewards Visa"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.’s brands, including Pottery Barn, Williams Sonoma, and West Elm. Earn 4% back on grocery stores, dining & food delivery. Earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.'s brands; earn 4% back in rewards at grocery stores, on food delivery and at restaurants; earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "REWARDS_TITLE_SNIPPET",
"text" : "Feel right at home with more rewards."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% transfer fee on the amount of each transfer balance that posts to your account at a Promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "TYPE_OF_REWARD_SNIPPET",
"text" : "back"
} ]
}, {
"productId" : "37435",
"brand" : "KEYREWARDSWSICB",
"externalBrandCode" : "KEYREWARDSWSICB",
"campaignStartDate" : "2026-02-02",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "10% back in rewards across eight of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_10",
"text" : "Earn 1% back in rewards on any other purchase, everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "Optional 12 month promotional financing on purchases of $750 or more \\u00b3"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_3",
"text" : "Free standard shipping on purchases at Williams Sonoma \\u2074"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Exclusive perks, including birthday bonus, early access to events, and free design services"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "Capital One Mobile app, Card Lock \\u2075, ENO your Capital One Assistant \\u2076, and zero fraud liability"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_7",
"text" : "Earn 10% back in rewards at Pottery Barn, Williams Sonoma, West Elm and more for your first 30 days from account opening; 5% thereafter"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_8",
"text" : "Access your virtual card in the Capital One Mobile app and shop wherever your card is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_9",
"text" : "Earn 4% back on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "Mark & Graham or Rejuvenation"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "1% in rewards everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "4% in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "Optional 12-month promo financing on purchases of $750 or more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Free standard shipping on purchases at Williams Sonoma"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "5% in rewards on Key Rewards purchases every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access your virtual card in the Capital One Mobile app for shopping"
}, {
"language" : "en-US",
"type" : "BIRTHDAY_REWARD_SNIPPET",
"text" : "$25"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_SNIPPET",
"text" : "10% back in rewards across eight brands, including Williams Sonoma, West Elm, Pottery Barn and more, for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "29.24% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CATEGORY_REWARDS_PERCENT_SNIPPET",
"text" : "4%"
}, {
"language" : "en-US",
"type" : "CATEGORY_REWARDS_SNIPPET",
"text" : "on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Good to Excellent"
}, {
"language" : "en-US",
"type" : "DCS_HEADER_TEXT",
"text" : "You'll first be considered for the "
}, {
"language" : "en-US",
"type" : "DCS_TITLE",
"text" : "Apply for a Key Rewards Credit Card, and start earning across eight brands"
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_1",
"text" : "1) Rewards earnings are subject to the Key Rewards Terms at thekeyrewards.com and Credit Card Terms in Customer Agreement."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_2",
"text" : "2) 4% back in Reward Dollars for each $1.00 of Net Eligible Purchases made at grocery stores. You will also earn 4% back on purchases made at restaurants and food delivery services. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in Rewards Dollars. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants do not always identify or bill transactions by the correct merchant category code, which could impact the amount of Earnings you earn. Williams Sonoma and Capital One are not responsible for merchant category code errors made by merchants."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_3",
"text" : "3) Promotional financing available on qualifying purchases of $750 or more, excluding shipping and taxes, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. For eligible purchases, the purchase amount is divided into equal monthly payments and will incur no interest for 12 months. Thereafter, the Purchase APR for your account applies to any remaining balance until paid in full. Minimum Payments required. Your account must be open and current to be eligible for this offer. Rewards are not earned on promotional financing purchases. Promotional financing availability may be limited in certain stores."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_4",
"text" : "4) Any purchase of $0.01 or more made with a Key Rewards Visa Card in-store or online at a participating Williams-Sonoma, Inc. brand qualifies for free standard shipping within the contiguous 48 states. For the avoidance of doubt, free shipping is not available if payment is made using digital wallets, such as Apple Pay, Google Wallet, or Samsung Pay, or if payment is made through third party payment solutions, such as PayPal."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_5",
"text" : "5) Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_6",
"text" : "6) Certain bank accounts are not eligible to text with Eno."
}, {
"language" : "en-US",
"type" : "DOWNSELL_ACKNOWLEDGEMENT_SNIPPET",
"text" : "Acknowledging that you will consider me for the Key Rewards Visa. If you are unable to approve me for this card, you will automatically consider me for the Key Rewards Card, which can only be used across eight brands in the Williams-Sonoma, Inc. collection."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DCS_SNIPPET",
"text" : "Your credit history will only be pulled once. If approved, you will receive either the Key Rewards Visa or the Key Rewards Card."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DISCLAIMER_SHORT_SNIPPET",
"text" : "If we can't approve you for this card, you will automatically be considered for the Key Rewards Card."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DISCLAIMER_SNIPPET",
"text" : "We will consider you first for the Key Rewards Visa. If we are unable to approve you for this card, we will automatically consider you for the Key Rewards Card, which can only be used across eight of Williams-Sonoma, Inc.’s brands. Your credit history will only be pulled once."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "See how to use your card and earn 10% back at our collection of our eight brands for your first 30 days."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Plus, 4% back on grocery stores, dining, & food delivery - including merchants like Starbucks®, Uber Eats® & more - and 1% everywhere else VISA is accepted.*"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Double Rewards Welcome Bonus. Earn 10% back across eight brands for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "5"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "4"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "1"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER4",
"text" : "10"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_1",
"text" : "Earn & redeem rewards at our eight brands \\u00b9"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_2",
"text" : "Earn rewards at grocery stores & restaurants"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_3",
"text" : "Earn rewards on everything else"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_1",
"text" : "including Pottery Barn, Williams Sonoma, and West Elm"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_2",
"text" : "(excludes) \\u00b2"
}, {
"language" : "en-US",
"type" : "IN_STORE_REWARDS_PERCENT_SNIPPET",
"text" : "5%"
}, {
"language" : "en-US",
"type" : "IN_STORE_REWARDS_SNIPPET",
"text" : "online and in stores across eight brands"
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_SNIPPET",
"text" : "Earn 5% back in rewards across eight brands."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "OUT_OF_STORE_REWARDS_PERCENT_SNIPPET",
"text" : "1%"
}, {
"language" : "en-US",
"type" : "OUT_OF_STORE_REWARDS_SNIPPET",
"text" : "on everything else"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 10% across eight brands today—and for your first 30 days as a new cardmember (5% thereafter)."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Apply for the Key Rewards® Visa and get 10% back in rewards for your first 30 days, 5% thereafter at our collection of eight brands."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation, and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, on food delivery and at restaurants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earned. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SITE",
"text" : "Earn 5% back online and in stores across eight brands, 4% back on grocery stores, dining & food delivery, and 1% back on everything else."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Key Rewards® Visa"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Key Rewards Visa"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.’s brands, including Pottery Barn, Williams Sonoma, and West Elm. Earn 4% back on grocery stores, dining & food delivery. Earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.'s brands; earn 4% back in rewards at grocery stores, on food delivery and at restaurants; earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "REWARDS_TITLE_SNIPPET",
"text" : "Feel right at home with more rewards."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% transfer fee on the amount of each transfer balance that posts to your account at a Promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "TYPE_OF_REWARD_SNIPPET",
"text" : "back"
} ]
}, {
"productId" : "37441",
"brand" : "WILLIAMSSONOMACB",
"externalBrandCode" : "WILLIAMSSONOMACBPA",
"campaignStartDate" : "2026-02-02",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "10% back in rewards across eight of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_10",
"text" : "Earn 1% back in rewards on any other purchase, everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "Optional 12 month promotional financing on purchases of $750 or more \\u00b3"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_3",
"text" : "Free standard shipping on purchases at Williams Sonoma \\u2074"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Exclusive perks, including birthday bonus, early access to events, and free design services"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "Capital One Mobile app, Card Lock \\u2075, ENO your Capital One Assistant \\u2076, and zero fraud liability"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_7",
"text" : "Earn 10% back in rewards at Pottery Barn, Williams Sonoma, West Elm and more for your first 30 days from account opening; 5% thereafter"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_8",
"text" : "Access your virtual card in the Capital One Mobile app and shop wherever your card is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_9",
"text" : "Earn 4% back on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1",
"text" : "One Card. Eight Brands. So Many Perks."
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "Williams Sonoma"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "10% back in rewards at our collection of eight brands for your first 30 days, 5% thereafter"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "1% in rewards everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "4% in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "Optional 12-month promo financing on purchases of $750 or more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation, and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earned. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "1% back in rewards everywhere else Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Visa cardmembers earn 1% back in rewards on Net Eligible purchases made anywhere Visa is accepted. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "Optional 12 month promotional financing on purchases of $750 or more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4_DISCLOSURE",
"text" : "Promotional financing available on qualifying purchases of $750 or more, excluding shipping and tax, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa, issued by Capital One, N.A. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 12 equal monthly payments and no interest will be assessed for 12 months. This special equal payment term will be added to your normal minimum payment due on non-promotional Credit Plans. If you do not make the equal payments under the program and the purchase is not paid in full after 12 months, the standard variable purchase APR of 29.24% will apply to your remaining program balance. The advertised monthly payment amount is rounded to the nearest dollar, and does not include taxes, shipping or ancillary charges. Promotional financing is not available on international orders. Rewards are not earned on promotional financing purchases. Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology are not eligible to receive promotional financing. Williams Sonoma Key Rewards Visa: Purchase APR: 29.24% variable APR; Balance Transfer APR: 29.24% variable APR; Cash Advance APR: 29.24% variable APR. Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater; Annual Fee: $0; Balance Transfer Fee: No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you. Subject to credit approval; based on your creditworthiness, some options may not be available and other terms may apply."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Free standard shipping on purchases at Williams Sonoma"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5_DISCLOSURE",
"text" : "Free standard shipping within the contiguous 48 states on eligible purchases in-store or online at Williams Sonoma using a Williams Sonoma credit card, Pottery Barn credit card, West Elm credit card or Key Rewards credit card. Williams Sonoma Home, furniture items and items with shipping surcharges are not eligible for free shipping."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "$25 Birthday Reward gifted annually to active cardmembers"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6_DISCLOSURE",
"text" : "A $25 Birthday rewards certificate will be issued during your birthday month and will be available through your Williams-Sonoma, Inc. account. To be eligible, your account must (1) have a valid email address and U.S. Mailing address on file, (2) be open and current at the time the reward is to be given and (3) you must make a purchase in the 12 months before your birthday month. New accounts opened during your birthday month are not eligible for a Birthday reward until your birthday month the next calendar year. Only one birthday certificate will be awarded in a 12-month period, and must be redeemed within 30 days following issuance."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "$0 No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Williams Sonoma Key Rewards Visa: Purchase APR: 29.24% variable; Balance Transfer APR: 29.24% variable; Cash Advance APR: 29.24% variable. Annual Fee: $0; Cash Advance Fee: greater of 5% of advance amount or $5; Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "5% in rewards on Williams Sonoma purchases every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8_DISCLOSURE",
"text" : "Visa is a registered trademark of Visa International Service Association."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access your virtual card in the Capital One Mobile app for shopping"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9_DISCLOSURE",
"text" : "The Williams Sonoma Key Rewards® Visa and services are offered by Capital One, N.A., pursuant to a license from Visa Inc."
}, {
"language" : "en-US",
"type" : "BIRTHDAY_REWARD_SNIPPET",
"text" : "$25"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_SNIPPET",
"text" : "10% back in rewards across eight brands, including Williams Sonoma, West Elm, Pottery Barn and more, for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "29.24% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "DCS_HEADER_TEXT",
"text" : "You'll first be considered for the"
}, {
"language" : "en-US",
"type" : "DCS_TITLE",
"text" : "Apply for a Williams Sonoma Key Rewards Credit Card, and start earning across eight brands"
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_1",
"text" : "1) Rewards earnings are subject to the Key Rewards Terms at thekeyrewards.com and Credit Card Terms in Customer Agreement."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_2",
"text" : "2) 4% back in Reward Dollars for each $1.00 of Net Eligible Purchases made at grocery stores. You will also earn 4% back on purchases made at restaurants and food delivery services. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in Rewards Dollars. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants do not always identify or bill transactions by the correct merchant category code, which could impact the amount of Earnings you earn. Williams Sonoma and Capital One are not responsible for merchant category code errors made by merchants."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_3",
"text" : "3) Promotional financing available on qualifying purchases of $750 or more, excluding shipping and taxes, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. For eligible purchases, the purchase amount is divided into equal monthly payments and will incur no interest for 12 months. Thereafter, the Purchase APR for your account applies to any remaining balance until paid in full. Minimum Payments required. Your account must be open and current to be eligible for this offer. Rewards are not earned on promotional financing purchases. Promotional financing availability may be limited in certain stores."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_4",
"text" : "4) Any purchase of $0.01 or more made with a Key Rewards Visa Card in-store or online at a participating Williams-Sonoma, Inc. brand qualifies for free standard shipping within the contiguous 48 states. For the avoidance of doubt, free shipping is not available if payment is made using digital wallets, such as Apple Pay, Google Wallet, or Samsung Pay, or if payment is made through third party payment solutions, such as PayPal."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_5",
"text" : "5) Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_6",
"text" : "6) Certain bank accounts are not eligible to text with Eno."
}, {
"language" : "en-US",
"type" : "DOWNSELL_ACKNOWLEDGEMENT_SNIPPET",
"text" : "Acknowledging that you will consider me for the Williams Sonoma Key Rewards Visa. If you are unable to approve me for this card, you will automatically consider me for the Williams Sonoma Key Rewards Card, which can be used only across Williams-Sonoma, Inc. collection of eight brands."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DCS_SNIPPET",
"text" : "Your credit history will only be pulled once. If approved, you will receive either the Williams Sonoma Key Rewards Visa or the Williams Sonoma Key Rewards Card. "
}, {
"language" : "en-US",
"type" : "DOWNSELL_DISCLAIMER_SNIPPET",
"text" : "We will see if you are pre-approved for the Williams Sonoma Key Rewards Visa. If we are unable to pre-approve you for this card, we will automatically consider you for the Williams Sonoma Key Rewards Card."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "See how to use your card and earn 10% back at our collection of our eight brands for your first 30 days."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Plus, 4% back on grocery stores, dining, & food delivery - including merchants like Starbucks®, Uber Eats® & more - and 1% everywhere else VISA is accepted.*"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "5"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "4"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "1"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER4",
"text" : "10"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_1",
"text" : "Earn & redeem rewards at our eight brands \\u00b9"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_2",
"text" : "Earn rewards at grocery stores & restaurants"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_3",
"text" : "Earn rewards on everything else"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_1",
"text" : "including Pottery Barn, Williams Sonoma, and West Elm"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_2",
"text" : "(excludes) \\u00b2"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_1",
"text" : "For your first 30 days at Pottery Barn, Williams Sonoma, West Elm & more¹"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_2",
"text" : "5% thereafter."
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_3",
"text" : "At Grocery Stores, on Food Delivery & at Restaurants²"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_4",
"text" : "."
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_5",
"text" : "12-Month Promo Financing"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_6",
"text" : "Equal-pay plan available on purchases of $750 or more."
}, {
"language" : "en-US",
"type" : "PA_BALANCE_TRANSFER_APR",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_1",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams-Sonoma, Inc. Brands (excluding GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_2",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_3",
"text" : "Visa cardmembers earn 1% back in rewards on Net Eligible purchases made anywhere Visa is accepted. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_4",
"text" : "Promotional financing equal pay plan available on qualifying purchases of $750 or more, excluding shipping and tax, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 12 equal monthly payments and will be assessed no interest effective for 12 months or until the purchase is paid in full. This special equal payment term will be added to your normal minimum payment due on non-promotional Credit Plans. If you do not make the equal payments under the program and the purchase is not paid in full after 12 months, your standard variable purchase"
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_5",
"text" : "will apply to your remaining program balance. The advertised monthly payment amount is rounded to the nearest dollar, and does not include taxes, shipping or ancillary charges. Promotional financing availability may be limited in certain stores. Rewards are not earned on promotional financing purchases. Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology are not eligible to receive promotional financing."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_6",
"text" : "Cash Advance Fee: greater of 5% of advance amount or $5; Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_7",
"text" : "A $25 Birthday rewards certificate will be issued during your birthday month and will be available through your Williams-Sonoma, Inc. account. To be eligible, your account must (1) have a valid email address and U.S. Mailing address on file, (2) be open and current at the time the reward is to be given and (3) you must make a purchase in the 12 months before your birthday month. New accounts opened during your birthday month are not eligible for a Birthday reward until your birthday month the next calendar year. Only one birthday certificate will be awarded in a 12-month period, and must be redeemed within 30 days following issuance."
}, {
"language" : "en-US",
"type" : "PA_DOWNSELL_DISCLAIMER_SNIPPET",
"text" : "We will see if you are pre-approved for the Williams Sonoma Key Rewards Visa. If we are unable to pre-approve you for this card, we will automatically consider you for the Williams Sonoma Key Rewards Card."
}, {
"language" : "en-US",
"type" : "PA_HEADER_SNIPPET",
"text" : "Earn 10% across eight brands today—and for your first 30 days as a new cardmember (5% thereafter)."
}, {
"language" : "en-US",
"type" : "PA_PRIMARY_BENEFIT_SNIPPET",
"text" : "10% back in rewards for your first 30 days, 5% thereafter at Williams Sonoma, Pottery Barn, West Elm, and more¹"
}, {
"language" : "en-US",
"type" : "PA_PRODUCT_NAME_SHORT",
"text" : "Wiliams Sonoma"
}, {
"language" : "en-US",
"type" : "PA_SECONDARY_BENEFIT_SNIPPET_1",
"text" : "4% back on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "PA_SECONDARY_BENEFIT_SNIPPET_2",
"text" : "1% back in rewards on any other purchases everywhere Visa is accepted.³"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 10% across eight brands today—and for your first 30 days as a new cardmember (5% thereafter)."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "10% back in rewards for your first 30 days, 5% thereafter at our collection of eight brands."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation, and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, on food delivery and at restaurants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earned. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SITE",
"text" : "Earn 5% back online and in stores across eight brands, 4% back on grocery stores, dining & food delivery, and 1% back on everything else."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Williams Sonoma Key Rewards® Visa"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Williams Sonoma Key Rewards Visa"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.’s brands, including Pottery Barn, Williams Sonoma, and West Elm. Earn 4% back on grocery stores, dining & food delivery. Earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.'s brands; earn 4% back in rewards at grocery stores, on food delivery and at restaurants; earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "STANDARD_VARIABLE_PURCHASE_APR",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% transfer fee on the amount of each transfer balance that posts to your account at a Promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "VARIABLE_APR_DATE",
"text" : "Place holder"
} ]
}, {
"productId" : "37442",
"brand" : "POTTERYBARNCB",
"externalBrandCode" : "POTTERYBARNCBPA",
"campaignStartDate" : "2026-02-02",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "10% back in rewards across eight of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_10",
"text" : "Earn 1% back in rewards on any other purchase, everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "Optional 12 month promotional financing on purchases of $750 or more \\u00b3"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_3",
"text" : "Free standard shipping on purchases at Williams Sonoma \\u2074"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Exclusive perks, including birthday bonus, early access to events, and free design services"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "Capital One Mobile app, Card Lock \\u2075, ENO your Capital One Assistant \\u2076, and zero fraud liability"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_7",
"text" : "Earn 10% back in rewards at Pottery Barn, Williams Sonoma, West Elm and more for your first 30 days from account opening; 5% thereafter"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_8",
"text" : "Access your virtual card in the Capital One Mobile app and shop wherever your card is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_9",
"text" : "Earn 4% back on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1",
"text" : "One Card. Eight Brands. So Many Perks."
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "Pottery Barn"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "10% back in rewards at our collection of eight brands for your first 30 days, 5% thereafter"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "1% in rewards everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "4% in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "Optional 12-month promo financing on purchases of $750 or more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation, and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earned. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "1% back in rewards everywhere else Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Visa cardmembers earn 1% back in rewards on Net Eligible purchases made anywhere Visa is accepted. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "Optional 12 month promotional financing on purchases of $750 or more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4_DISCLOSURE",
"text" : "Promotional financing available on qualifying purchases of $750 or more, excluding shipping and tax, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa, issued by Capital One, N.A. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 12 equal monthly payments and no interest will be assessed for 12 months. This special equal payment term will be added to your normal minimum payment due on non-promotional Credit Plans. If you do not make the equal payments under the program and the purchase is not paid in full after 12 months, the standard variable purchase APR of 29.24% will apply to your remaining program balance. The advertised monthly payment amount is rounded to the nearest dollar, and does not include taxes, shipping or ancillary charges. Promotional financing is not available on international orders. Rewards are not earned on promotional financing purchases. Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology are not eligible to receive promotional financing. Pottery Barn Key Rewards Visa: Purchase APR: 29.24% variable APR; Balance Transfer APR: 29.24% variable APR; Cash Advance APR: 29.24% variable APR. Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater; Annual Fee: $0; Balance Transfer Fee: No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you. Subject to credit approval; based on your creditworthiness, some options may not be available and other terms may apply."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Free standard shipping on purchases at Williams Sonoma"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5_DISCLOSURE",
"text" : "Free standard shipping within the contiguous 48 states on eligible purchases in-store or online at Williams Sonoma using a Williams Sonoma credit card, Pottery Barn credit card, West Elm credit card or Key Rewards credit card. Williams Sonoma Home, furniture items and items with shipping surcharges are not eligible for free shipping."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "$25 Birthday Reward gifted annually to active cardmembers"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6_DISCLOSURE",
"text" : "A $25 Birthday rewards certificate will be issued during your birthday month and will be available through your Williams-Sonoma, Inc. account. To be eligible, your account must (1) have a valid email address and U.S. Mailing address on file, (2) be open and current at the time the reward is to be given and (3) you must make a purchase in the 12 months before your birthday month. New accounts opened during your birthday month are not eligible for a Birthday reward until your birthday month the next calendar year. Only one birthday certificate will be awarded in a 12-month period, and must be redeemed within 30 days following issuance."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "$0 No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Pottery Barn Key Rewards Visa: Purchase APR: 29.24% variable; Balance Transfer APR: 29.24% variable; Cash Advance APR: 29.24% variable. Annual Fee: $0; Cash Advance Fee: greater of 5% of advance amount or $5; Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "5% in rewards on Pottery Barn purchases every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8_DISCLOSURE",
"text" : "Visa is a registered trademark of Visa International Service Association."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access your virtual card in the Capital One Mobile app for shopping"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9_DISCLOSURE",
"text" : "The Pottery Barn Key Rewards® Visa and services are offered by Capital One, N.A., pursuant to a license from Visa Inc."
}, {
"language" : "en-US",
"type" : "BIRTHDAY_REWARD_SNIPPET",
"text" : "$25"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_SNIPPET",
"text" : "10% back in rewards across eight brands, including Williams Sonoma, West Elm, Pottery Barn and more, for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "29.24% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "DCS_HEADER_TEXT",
"text" : "You'll first be considered for the"
}, {
"language" : "en-US",
"type" : "DCS_TITLE",
"text" : "Apply for a Pottery Barn Key Rewards Credit Card, and start earning across eight brands"
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_1",
"text" : "1) Rewards earnings are subject to the Key Rewards Terms at thekeyrewards.com and Credit Card Terms in Customer Agreement."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_2",
"text" : "2) 4% back in Reward Dollars for each $1.00 of Net Eligible Purchases made at grocery stores. You will also earn 4% back on purchases made at restaurants and food delivery services. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in Rewards Dollars. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants do not always identify or bill transactions by the correct merchant category code, which could impact the amount of Earnings you earn. Williams Sonoma and Capital One are not responsible for merchant category code errors made by merchants."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_3",
"text" : "3) Promotional financing available on qualifying purchases of $750 or more, excluding shipping and taxes, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. For eligible purchases, the purchase amount is divided into equal monthly payments and will incur no interest for 12 months. Thereafter, the Purchase APR for your account applies to any remaining balance until paid in full. Minimum Payments required. Your account must be open and current to be eligible for this offer. Rewards are not earned on promotional financing purchases. Promotional financing availability may be limited in certain stores."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_4",
"text" : "4) Any purchase of $0.01 or more made with a Key Rewards Visa Card in-store or online at a participating Williams-Sonoma, Inc. brand qualifies for free standard shipping within the contiguous 48 states. For the avoidance of doubt, free shipping is not available if payment is made using digital wallets, such as Apple Pay, Google Wallet, or Samsung Pay, or if payment is made through third party payment solutions, such as PayPal."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_5",
"text" : "5) Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_6",
"text" : "6) Certain bank accounts are not eligible to text with Eno."
}, {
"language" : "en-US",
"type" : "DOWNSELL_ACKNOWLEDGEMENT_SNIPPET",
"text" : "Acknowledging that you will consider me for the Pottery Barn Key Rewards Visa. If you are unable to approve me for this card, you will automatically consider me for the Pottery Barn Key Rewards Card, which can be used only across Williams-Sonoma, Inc. collection of eight brands."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DCS_SNIPPET",
"text" : "Your credit history will only be pulled once. If approved, you will receive either the Pottery Barn Key Rewards Visa or the Pottery Barn Key Rewards Card. "
}, {
"language" : "en-US",
"type" : "DOWNSELL_DISCLAIMER_SNIPPET",
"text" : "We will see if you are pre-approved for the Pottery Barn Key Rewards Visa. If we are unable to pre-approve you for this card, we will automatically consider you for the Pottery Barn Key Rewards Card."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "See how to use your card and earn 10% back at our collection of our eight brands for your first 30 days."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Plus, 4% back on grocery stores, dining, & food delivery - including merchants like Starbucks®, Uber Eats® & more - and 1% everywhere else VISA is accepted.*"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "5"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "4"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "1"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER4",
"text" : "10"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_1",
"text" : "Earn & redeem rewards at our eight brands \\u00b9"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_2",
"text" : "Earn rewards at grocery stores & restaurants"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_3",
"text" : "Earn rewards on everything else"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_1",
"text" : "including Pottery Barn, Williams Sonoma, and West Elm"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_2",
"text" : "(excludes) \\u00b2"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_1",
"text" : "For your first 30 days at Pottery Barn, Williams Sonoma, West Elm & more¹"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_2",
"text" : "5% thereafter."
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_3",
"text" : "At Grocery Stores, on Food Delivery & at Restaurants²"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_4",
"text" : "."
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_5",
"text" : "12-Month Promo Financing"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_6",
"text" : "Equal-pay plan available on purchases of $750 or more."
}, {
"language" : "en-US",
"type" : "PA_BALANCE_TRANSFER_APR",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_1",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams-Sonoma, Inc. Brands (excluding GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_2",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_3",
"text" : "Visa cardmembers earn 1% back in rewards on Net Eligible purchases made anywhere Visa is accepted. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_4",
"text" : "Promotional financing equal pay plan available on qualifying purchases of $750 or more, excluding shipping and tax, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 12 equal monthly payments and will be assessed no interest effective for 12 months or until the purchase is paid in full. This special equal payment term will be added to your normal minimum payment due on non-promotional Credit Plans. If you do not make the equal payments under the program and the purchase is not paid in full after 12 months, your standard variable purchase"
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_5",
"text" : "will apply to your remaining program balance. The advertised monthly payment amount is rounded to the nearest dollar, and does not include taxes, shipping or ancillary charges. Promotional financing availability may be limited in certain stores. Rewards are not earned on promotional financing purchases. Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology are not eligible to receive promotional financing."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_6",
"text" : "Cash Advance Fee: greater of 5% of advance amount or $5; Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_7",
"text" : "A $25 Birthday rewards certificate will be issued during your birthday month and will be available through your Williams-Sonoma, Inc. account. To be eligible, your account must (1) have a valid email address and U.S. Mailing address on file, (2) be open and current at the time the reward is to be given and (3) you must make a purchase in the 12 months before your birthday month. New accounts opened during your birthday month are not eligible for a Birthday reward until your birthday month the next calendar year. Only one birthday certificate will be awarded in a 12-month period, and must be redeemed within 30 days following issuance."
}, {
"language" : "en-US",
"type" : "PA_DOWNSELL_DISCLAIMER_SNIPPET",
"text" : "We will see if you are pre-approved for the Pottery Barn Key Rewards Visa. If we are unable to pre-approve you for this card, we will automatically consider you for the Pottery Barn Key Rewards Card."
}, {
"language" : "en-US",
"type" : "PA_HEADER_SNIPPET",
"text" : "Earn 10% across eight brands today—and for your first 30 days as a new cardmember (5% thereafter)."
}, {
"language" : "en-US",
"type" : "PA_PRIMARY_BENEFIT_SNIPPET",
"text" : "10% back in rewards for your first 30 days, 5% thereafter at Williams Sonoma, Pottery Barn, West Elm, and more¹"
}, {
"language" : "en-US",
"type" : "PA_PRODUCT_NAME_SHORT",
"text" : "Pottery Barn"
}, {
"language" : "en-US",
"type" : "PA_SECONDARY_BENEFIT_SNIPPET_1",
"text" : "4% back on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "PA_SECONDARY_BENEFIT_SNIPPET_2",
"text" : "1% back in rewards on any other purchases everywhere Visa is accepted.³"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 10% across eight brands today—and for your first 30 days as a new cardmember (5% thereafter)."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "10% back in rewards for your first 30 days, 5% thereafter at our collection of eight brands."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation, and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, on food delivery and at restaurants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earned. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SITE",
"text" : "Earn 5% back online and in stores across eight brands, 4% back on grocery stores, dining & food delivery, and 1% back on everything else."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Pottery Barn Key Rewards® Visa"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Pottery Barn Key Rewards Visa"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.’s brands, including Pottery Barn, Williams Sonoma, and West Elm. Earn 4% back on grocery stores, dining & food delivery. Earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.'s brands; earn 4% back in rewards at grocery stores, on food delivery and at restaurants; earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "STANDARD_VARIABLE_PURCHASE_APR",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% transfer fee on the amount of each transfer balance that posts to your account at a Promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "VARIABLE_APR_DATE",
"text" : "Place holder"
} ]
}, {
"productId" : "37443",
"brand" : "WESTELMCB",
"externalBrandCode" : "WESTELMCBPA",
"campaignStartDate" : "2026-02-02",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "10% back in rewards across eight of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_10",
"text" : "Earn 1% back in rewards on any other purchase, everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "Optional 12 month promotional financing on purchases of $750 or more \\u00b3"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_3",
"text" : "Free standard shipping on purchases at Williams Sonoma \\u2074"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Exclusive perks, including birthday bonus, early access to events, and free design services"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "Capital One Mobile app, Card Lock \\u2075, ENO your Capital One Assistant \\u2076, and zero fraud liability"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_7",
"text" : "Earn 10% back in rewards at Pottery Barn, Williams Sonoma, West Elm and more for your first 30 days from account opening; 5% thereafter"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_8",
"text" : "Access your virtual card in the Capital One Mobile app and shop wherever your card is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_9",
"text" : "Earn 4% back on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1",
"text" : "One Card. Eight Brands. So Many Perks."
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "West Elm"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "10% back in rewards at our collection of eight brands for your first 30 days, 5% thereafter"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "1% in rewards everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "4% in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "Optional 12-month promo financing on purchases of $750 or more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation, and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earned. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "1% back in rewards everywhere else Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Visa cardmembers earn 1% back in rewards on Net Eligible purchases made anywhere Visa is accepted. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "Optional 12 month promotional financing on purchases of $750 or more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4_DISCLOSURE",
"text" : "Promotional financing available on qualifying purchases of $750 or more, excluding shipping and tax, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa, issued by Capital One, N.A. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 12 equal monthly payments and no interest will be assessed for 12 months. This special equal payment term will be added to your normal minimum payment due on non-promotional Credit Plans. If you do not make the equal payments under the program and the purchase is not paid in full after 12 months, the standard variable purchase APR of 29.24% will apply to your remaining program balance. The advertised monthly payment amount is rounded to the nearest dollar, and does not include taxes, shipping or ancillary charges. Promotional financing is not available on international orders. Rewards are not earned on promotional financing purchases. Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology are not eligible to receive promotional financing. West Elm Key Rewards Visa: Purchase APR: 29.24% variable APR; Balance Transfer APR: 29.24% variable APR; Cash Advance APR: 29.24% variable APR. Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater; Annual Fee: $0; Balance Transfer Fee: No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you. Subject to credit approval; based on your creditworthiness, some options may not be available and other terms may apply."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Free standard shipping on purchases at Williams Sonoma"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5_DISCLOSURE",
"text" : "Free standard shipping within the contiguous 48 states on eligible purchases in-store or online at Williams Sonoma using a Williams Sonoma credit card, Pottery Barn credit card, West Elm credit card or Key Rewards credit card. Williams Sonoma Home, furniture items and items with shipping surcharges are not eligible for free shipping."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "$25 Birthday Reward gifted annually to active cardmembers"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6_DISCLOSURE",
"text" : "A $25 Birthday rewards certificate will be issued during your birthday month and will be available through your Williams-Sonoma, Inc. account. To be eligible, your account must (1) have a valid email address and U.S. Mailing address on file, (2) be open and current at the time the reward is to be given and (3) you must make a purchase in the 12 months before your birthday month. New accounts opened during your birthday month are not eligible for a Birthday reward until your birthday month the next calendar year. Only one birthday certificate will be awarded in a 12-month period, and must be redeemed within 30 days following issuance."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "$0 No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "West Elm Key Rewards Visa: Purchase APR: 29.24% variable; Balance Transfer APR: 29.24% variable; Cash Advance APR: 29.24% variable. Annual Fee: $0; Cash Advance Fee: greater of 5% of advance amount or $5; Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "5% in rewards on West Elm purchases every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8_DISCLOSURE",
"text" : "Visa is a registered trademark of Visa International Service Association."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access your virtual card in the Capital One Mobile app for shopping"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9_DISCLOSURE",
"text" : "The West Elm Key Rewards® Visa and services are offered by Capital One, N.A., pursuant to a license from Visa Inc."
}, {
"language" : "en-US",
"type" : "BIRTHDAY_REWARD_SNIPPET",
"text" : "$25"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_SNIPPET",
"text" : "10% back in rewards across eight brands, including Williams Sonoma, West Elm, Pottery Barn and more, for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "29.24% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "DCS_HEADER_TEXT",
"text" : "You'll first be considered for the "
}, {
"language" : "en-US",
"type" : "DCS_TITLE",
"text" : "Apply for a West Elm Key Rewards Credit Card, and start earning across eight brands"
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_1",
"text" : "1) Rewards earnings are subject to the Key Rewards Terms at thekeyrewards.com and Credit Card Terms in Customer Agreement."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_2",
"text" : "2) 4% back in Reward Dollars for each $1.00 of Net Eligible Purchases made at grocery stores. You will also earn 4% back on purchases made at restaurants and food delivery services. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in Rewards Dollars. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants do not always identify or bill transactions by the correct merchant category code, which could impact the amount of Earnings you earn. Williams Sonoma and Capital One are not responsible for merchant category code errors made by merchants."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_3",
"text" : "3) Promotional financing available on qualifying purchases of $750 or more, excluding shipping and taxes, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. For eligible purchases, the purchase amount is divided into equal monthly payments and will incur no interest for 12 months. Thereafter, the Purchase APR for your account applies to any remaining balance until paid in full. Minimum Payments required. Your account must be open and current to be eligible for this offer. Rewards are not earned on promotional financing purchases. Promotional financing availability may be limited in certain stores."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_4",
"text" : "4) Any purchase of $0.01 or more made with a Key Rewards Visa Card in-store or online at a participating Williams-Sonoma, Inc. brand qualifies for free standard shipping within the contiguous 48 states. For the avoidance of doubt, free shipping is not available if payment is made using digital wallets, such as Apple Pay, Google Wallet, or Samsung Pay, or if payment is made through third party payment solutions, such as PayPal."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_5",
"text" : "5) Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_6",
"text" : "6) Certain bank accounts are not eligible to text with Eno."
}, {
"language" : "en-US",
"type" : "DOWNSELL_ACKNOWLEDGEMENT_SNIPPET",
"text" : "Acknowledging that you will consider me for the West Elm Key Rewards Visa. If you are unable to approve me for this card, you will automatically consider me for the West Elm Key Rewards Card, which can be used only across Williams-Sonoma, Inc. collection of eight brands."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DCS_SNIPPET",
"text" : "Your credit history will only be pulled once. If approved, you will receive either the West Elm Key Rewards Visa or the West Elm Key Rewards Card. "
}, {
"language" : "en-US",
"type" : "DOWNSELL_DISCLAIMER_SNIPPET",
"text" : "We will see if you are pre-approved for the West Elm Key Rewards Visa. If we are unable to pre-approve you for this card, we will automatically consider you for the West Elm Key Rewards Card."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "See how to use your card and earn 10% back at our collection of our eight brands for your first 30 days."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Plus, 4% back on grocery stores, dining, & food delivery - including merchants like Starbucks®, Uber Eats® & more - and 1% everywhere else VISA is accepted.*"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "5"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "4"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "1"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER4",
"text" : "10"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_1",
"text" : "Earn & redeem rewards at our eight brands \\u00b9"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_2",
"text" : "Earn rewards at grocery stores & restaurants"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_3",
"text" : "Earn rewards on everything else"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_1",
"text" : "including Pottery Barn, Williams Sonoma, and West Elm"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_2",
"text" : "(excludes) \\u00b2"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_1",
"text" : "For your first 30 days at Pottery Barn, Williams Sonoma, West Elm & more¹"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_2",
"text" : "5% thereafter."
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_3",
"text" : "At Grocery Stores, on Food Delivery & at Restaurants²"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_4",
"text" : "."
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_5",
"text" : "12-Month Promo Financing"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_6",
"text" : "Equal-pay plan available on purchases of $750 or more."
}, {
"language" : "en-US",
"type" : "PA_BALANCE_TRANSFER_APR",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_1",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams-Sonoma, Inc. Brands (excluding GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_2",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_3",
"text" : "Visa cardmembers earn 1% back in rewards on Net Eligible purchases made anywhere Visa is accepted. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_4",
"text" : "Promotional financing equal pay plan available on qualifying purchases of $750 or more, excluding shipping and tax, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 12 equal monthly payments and will be assessed no interest effective for 12 months or until the purchase is paid in full. This special equal payment term will be added to your normal minimum payment due on non-promotional Credit Plans. If you do not make the equal payments under the program and the purchase is not paid in full after 12 months, your standard variable purchase"
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_5",
"text" : "will apply to your remaining program balance. The advertised monthly payment amount is rounded to the nearest dollar, and does not include taxes, shipping or ancillary charges. Promotional financing availability may be limited in certain stores. Rewards are not earned on promotional financing purchases. Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology are not eligible to receive promotional financing."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_6",
"text" : "Cash Advance Fee: greater of 5% of advance amount or $5; Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_7",
"text" : "A $25 Birthday rewards certificate will be issued during your birthday month and will be available through your Williams-Sonoma, Inc. account. To be eligible, your account must (1) have a valid email address and U.S. Mailing address on file, (2) be open and current at the time the reward is to be given and (3) you must make a purchase in the 12 months before your birthday month. New accounts opened during your birthday month are not eligible for a Birthday reward until your birthday month the next calendar year. Only one birthday certificate will be awarded in a 12-month period, and must be redeemed within 30 days following issuance."
}, {
"language" : "en-US",
"type" : "PA_DOWNSELL_DISCLAIMER_SNIPPET",
"text" : "We will see if you are pre-approved for the West Elm Key Rewards Visa. If we are unable to pre-approve you for this card, we will automatically consider you for the West Elm Key Rewards Card."
}, {
"language" : "en-US",
"type" : "PA_HEADER_SNIPPET",
"text" : "Earn 10% across eight brands today—and for your first 30 days as a new cardmember (5% thereafter)."
}, {
"language" : "en-US",
"type" : "PA_PRIMARY_BENEFIT_SNIPPET",
"text" : "10% back in rewards for your first 30 days, 5% thereafter at Williams Sonoma, Pottery Barn, West Elm, and more¹"
}, {
"language" : "en-US",
"type" : "PA_PRODUCT_NAME_SHORT",
"text" : "West Elm"
}, {
"language" : "en-US",
"type" : "PA_SECONDARY_BENEFIT_SNIPPET_1",
"text" : "4% back on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "PA_SECONDARY_BENEFIT_SNIPPET_2",
"text" : "1% back in rewards on any other purchases everywhere Visa is accepted.³"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 10% across eight brands today—and for your first 30 days as a new cardmember (5% thereafter)."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "10% back in rewards for your first 30 days, 5% thereafter at our collection of eight brands."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation, and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, on food delivery and at restaurants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earned. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SITE",
"text" : "Earn 5% back online and in stores across eight brands, 4% back on grocery stores, dining & food delivery, and 1% back on everything else."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "West Elm Key Rewards® Visa"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "West Elm Key Rewards Visa"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.’s brands, including Pottery Barn, Williams Sonoma, and West Elm. Earn 4% back on grocery stores, dining & food delivery. Earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.'s brands; earn 4% back in rewards at grocery stores, on food delivery and at restaurants; earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "STANDARD_VARIABLE_PURCHASE_APR",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% transfer fee on the amount of each transfer balance that posts to your account at a Promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "VARIABLE_APR_DATE",
"text" : "Place holder"
} ]
}, {
"productId" : "37444",
"brand" : "KEYREWARDSWSICB",
"externalBrandCode" : "KEYREWARDSWSICBPA",
"campaignStartDate" : "2026-02-02",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "10% back in rewards across eight of Williams-Sonoma, Inc.’s brands for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_10",
"text" : "Earn 1% back in rewards on any other purchase, everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "Optional 12 month promotional financing on purchases of $750 or more \\u00b3"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_3",
"text" : "Free standard shipping on purchases at Williams Sonoma \\u2074"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Exclusive perks, including birthday bonus, early access to events, and free design services"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "Capital One Mobile app, Card Lock \\u2075, ENO your Capital One Assistant \\u2076, and zero fraud liability"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_7",
"text" : "Earn 10% back in rewards at Pottery Barn, Williams Sonoma, West Elm and more for your first 30 days from account opening; 5% thereafter"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_8",
"text" : "Access your virtual card in the Capital One Mobile app and shop wherever your card is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_9",
"text" : "Earn 4% back on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1",
"text" : "One Card. Eight Brands. So Many Perks."
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "Mark & Graham or Rejuvenation"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "10% back in rewards at our collection of eight brands for your first 30 days, 5% thereafter"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "1% in rewards everywhere Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "4% in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_12",
"text" : "Optional 12-month promo financing on purchases of $750 or more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation, and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, restaurants and on food delivery"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earned. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "1% back in rewards everywhere else Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Visa cardmembers earn 1% back in rewards on Net Eligible purchases made anywhere Visa is accepted. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "Optional 12 month promotional financing on purchases of $750 or more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4_DISCLOSURE",
"text" : "Promotional financing available on qualifying purchases of $750 or more, excluding shipping and tax, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa, issued by Capital One, N.A. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 12 equal monthly payments and no interest will be assessed for 12 months. This special equal payment term will be added to your normal minimum payment due on non-promotional Credit Plans. If you do not make the equal payments under the program and the purchase is not paid in full after 12 months, the standard variable purchase APR of 29.24% will apply to your remaining program balance. The advertised monthly payment amount is rounded to the nearest dollar, and does not include taxes, shipping or ancillary charges. Promotional financing is not available on international orders. Rewards are not earned on promotional financing purchases. Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology are not eligible to receive promotional financing. Key Rewards Visa: Purchase APR: 29.24% variable APR; Balance Transfer APR: 29.24% variable APR; Cash Advance APR: 29.24% variable APR. Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater; Annual Fee: $0; Balance Transfer Fee: No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you. Subject to credit approval; based on your creditworthiness, some options may not be available and other terms may apply."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Free standard shipping on purchases at Williams Sonoma"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5_DISCLOSURE",
"text" : "Free standard shipping within the contiguous 48 states on eligible purchases in-store or online at Williams Sonoma using a Williams Sonoma credit card, Pottery Barn credit card, West Elm credit card or Key Rewards credit card. Williams Sonoma Home, furniture items and items with shipping surcharges are not eligible for free shipping."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "$25 Birthday Reward gifted annually to active cardmembers"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6_DISCLOSURE",
"text" : "A $25 Birthday rewards certificate will be issued during your birthday month and will be available through your Williams-Sonoma, Inc. account. To be eligible, your account must (1) have a valid email address and U.S. Mailing address on file, (2) be open and current at the time the reward is to be given and (3) you must make a purchase in the 12 months before your birthday month. New accounts opened during your birthday month are not eligible for a Birthday reward until your birthday month the next calendar year. Only one birthday certificate will be awarded in a 12-month period, and must be redeemed within 30 days following issuance."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "$0 No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Key Rewards Visa: Purchase APR: 29.24% variable; Balance Transfer APR: 29.24% variable; Cash Advance APR: 29.24% variable. Annual Fee: $0; Cash Advance Fee: greater of 5% of advance amount or $5; Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "5% in rewards on Key Rewards purchases every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8_DISCLOSURE",
"text" : "Visa is a registered trademark of Visa International Service Association."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Access your virtual card in the Capital One Mobile app for shopping"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9_DISCLOSURE",
"text" : "The Key Rewards® Visa and services are offered by Capital One, N.A., pursuant to a license from Visa Inc."
}, {
"language" : "en-US",
"type" : "BIRTHDAY_REWARD_SNIPPET",
"text" : "$25"
}, {
"language" : "en-US",
"type" : "BONUS_OFFER_SNIPPET",
"text" : "10% back in rewards across eight brands, including Williams Sonoma, West Elm, Pottery Barn and more, for your first 30 days from account opening."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "29.24% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "DCS_HEADER_TEXT",
"text" : "You'll first be considered for the "
}, {
"language" : "en-US",
"type" : "DCS_TITLE",
"text" : "Apply for a Key Rewards Credit Card, and start earning across eight brands"
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_1",
"text" : "1) Rewards earnings are subject to the Key Rewards Terms at thekeyrewards.com and Credit Card Terms in Customer Agreement."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_2",
"text" : "2) 4% back in Reward Dollars for each $1.00 of Net Eligible Purchases made at grocery stores. You will also earn 4% back on purchases made at restaurants and food delivery services. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in Rewards Dollars. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants do not always identify or bill transactions by the correct merchant category code, which could impact the amount of Earnings you earn. Williams Sonoma and Capital One are not responsible for merchant category code errors made by merchants."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_3",
"text" : "3) Promotional financing available on qualifying purchases of $750 or more, excluding shipping and taxes, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. For eligible purchases, the purchase amount is divided into equal monthly payments and will incur no interest for 12 months. Thereafter, the Purchase APR for your account applies to any remaining balance until paid in full. Minimum Payments required. Your account must be open and current to be eligible for this offer. Rewards are not earned on promotional financing purchases. Promotional financing availability may be limited in certain stores."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_4",
"text" : "4) Any purchase of $0.01 or more made with a Key Rewards Visa Card in-store or online at a participating Williams-Sonoma, Inc. brand qualifies for free standard shipping within the contiguous 48 states. For the avoidance of doubt, free shipping is not available if payment is made using digital wallets, such as Apple Pay, Google Wallet, or Samsung Pay, or if payment is made through third party payment solutions, such as PayPal."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_5",
"text" : "5) Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions."
}, {
"language" : "en-US",
"type" : "DISCLAIMER_SNIPPET_6",
"text" : "6) Certain bank accounts are not eligible to text with Eno."
}, {
"language" : "en-US",
"type" : "DOWNSELL_ACKNOWLEDGEMENT_SNIPPET",
"text" : "Acknowledging that you will consider me for the Key Rewards Visa. If you are unable to approve me for this card, you will automatically consider me for the Key Rewards Card, which can be used only across Williams-Sonoma, Inc. collection of eight brands."
}, {
"language" : "en-US",
"type" : "DOWNSELL_DCS_SNIPPET",
"text" : "Your credit history will only be pulled once. If approved, you will receive either the Key Rewards Visa or the Key Rewards Card. "
}, {
"language" : "en-US",
"type" : "DOWNSELL_DISCLAIMER_SNIPPET",
"text" : "We will see if you are pre-approved for the Key Rewards Visa. If we are unable to pre-approve you for this card, we will automatically consider you for the Key Rewards Card."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "See how to use your card and earn 10% back at our collection of our eight brands for your first 30 days."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Plus, 4% back on grocery stores, dining, & food delivery - including merchants like Starbucks®, Uber Eats® & more - and 1% everywhere else VISA is accepted.*"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "5"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "4"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "1"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER4",
"text" : "10"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_1",
"text" : "Earn & redeem rewards at our eight brands \\u00b9"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_2",
"text" : "Earn rewards at grocery stores & restaurants"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SNIPPET_3",
"text" : "Earn rewards on everything else"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_1",
"text" : "including Pottery Barn, Williams Sonoma, and West Elm"
}, {
"language" : "en-US",
"type" : "EARN_REWARDS_SUBTITLE_SNIPPET_2",
"text" : "(excludes) \\u00b2"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_1",
"text" : "For your first 30 days at Pottery Barn, Williams Sonoma, West Elm & more¹"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_2",
"text" : "5% thereafter."
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_3",
"text" : "At Grocery Stores, on Food Delivery & at Restaurants²"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_4",
"text" : "."
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_5",
"text" : "12-Month Promo Financing"
}, {
"language" : "en-US",
"type" : "PA_APPROVAL_BENEFIT_SNIPPET_6",
"text" : "Equal-pay plan available on purchases of $750 or more."
}, {
"language" : "en-US",
"type" : "PA_BALANCE_TRANSFER_APR",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_1",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams-Sonoma, Inc. Brands (excluding GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_2",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_3",
"text" : "Visa cardmembers earn 1% back in rewards on Net Eligible purchases made anywhere Visa is accepted. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_4",
"text" : "Promotional financing equal pay plan available on qualifying purchases of $750 or more, excluding shipping and tax, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 12 equal monthly payments and will be assessed no interest effective for 12 months or until the purchase is paid in full. This special equal payment term will be added to your normal minimum payment due on non-promotional Credit Plans. If you do not make the equal payments under the program and the purchase is not paid in full after 12 months, your standard variable purchase"
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_5",
"text" : "will apply to your remaining program balance. The advertised monthly payment amount is rounded to the nearest dollar, and does not include taxes, shipping or ancillary charges. Promotional financing availability may be limited in certain stores. Rewards are not earned on promotional financing purchases. Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology are not eligible to receive promotional financing."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_6",
"text" : "Cash Advance Fee: greater of 5% of advance amount or $5; Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account."
}, {
"language" : "en-US",
"type" : "PA_BENEFIT_DISCLOSURE_SNIPPET_7",
"text" : "A $25 Birthday rewards certificate will be issued during your birthday month and will be available through your Williams-Sonoma, Inc. account. To be eligible, your account must (1) have a valid email address and U.S. Mailing address on file, (2) be open and current at the time the reward is to be given and (3) you must make a purchase in the 12 months before your birthday month. New accounts opened during your birthday month are not eligible for a Birthday reward until your birthday month the next calendar year. Only one birthday certificate will be awarded in a 12-month period, and must be redeemed within 30 days following issuance."
}, {
"language" : "en-US",
"type" : "PA_DOWNSELL_DISCLAIMER_SNIPPET",
"text" : "We will see if you are pre-approved for the Key Rewards Visa. If we are unable to pre-approve you for this card, we will automatically consider you for the Key Rewards Card."
}, {
"language" : "en-US",
"type" : "PA_HEADER_SNIPPET",
"text" : "Earn 10% across eight brands today—and for your first 30 days as a new cardmember (5% thereafter)."
}, {
"language" : "en-US",
"type" : "PA_PRIMARY_BENEFIT_SNIPPET",
"text" : "10% back in rewards for your first 30 days, 5% thereafter at Williams Sonoma, Pottery Barn, West Elm, and more¹"
}, {
"language" : "en-US",
"type" : "PA_PRODUCT_NAME_SHORT",
"text" : "Key Rewards"
}, {
"language" : "en-US",
"type" : "PA_SECONDARY_BENEFIT_SNIPPET_1",
"text" : "4% back on grocery stores, dining, fast food & food delivery"
}, {
"language" : "en-US",
"type" : "PA_SECONDARY_BENEFIT_SNIPPET_2",
"text" : "1% back in rewards on any other purchases everywhere Visa is accepted.³"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 10% across eight brands today—and for your first 30 days as a new cardmember (5% thereafter)."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "10% back in rewards for your first 30 days, 5% thereafter at our collection of eight brands."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation, and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "4% back in rewards at grocery stores, on food delivery and at restaurants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Visa cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores, food delivery services, and restaurants. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earned. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_SITE",
"text" : "Earn 5% back online and in stores across eight brands, 4% back on grocery stores, dining & food delivery, and 1% back on everything else."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Key Rewards® Visa"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Key Rewards Visa"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.’s brands, including Pottery Barn, Williams Sonoma, and West Elm. Earn 4% back on grocery stores, dining & food delivery. Earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 5% back in rewards across eight of Williams-Sonoma, Inc.'s brands; earn 4% back in rewards at grocery stores, on food delivery and at restaurants; earn 1% back in rewards on everything else."
}, {
"language" : "en-US",
"type" : "STANDARD_VARIABLE_PURCHASE_APR",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "29.24% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% transfer fee on the amount of each transfer balance that posts to your account at a Promotional APR that we may offer you."
}, {
"language" : "en-US",
"type" : "VARIABLE_APR_DATE",
"text" : "Place holder"
} ]
}, {
"productId" : "37518",
"brand" : "VENTUREX",
"externalBrandCode" : "VENTUREX",
"campaignStartDate" : "2026-01-06",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE",
"text" : "once you spend $4,000 on purchases within the first 3 months from account opening"
}, {
"language" : "en-US",
"type" : "AMF_FEE_ONLY",
"text" : "395"
}, {
"language" : "en-US",
"type" : "ANNIVERSARY_BONUS",
"text" : "$100"
}, {
"language" : "en-US",
"type" : "ANNIVERSARY_BONUS_MILES",
"text" : "10,000"
}, {
"language" : "en-US",
"type" : "ANNUAL_TRAVEL_CREDIT",
"text" : "$300"
}, {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/venturex/ventureX-bg.jpg"
}, {
"language" : "en-US",
"type" : "BONUS_MILES",
"text" : "Earn 75,000 Bonus Miles"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/venturex/VentureXCard_2021_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/venturex/ventureX-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/travel-and-miles/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "2"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "10"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "5"
}, {
"language" : "en-US",
"type" : "ESB_MILES_ONLY",
"text" : "75,000"
}, {
"language" : "en-US",
"type" : "ESB_MILES_ONLY_2",
"text" : "75K"
}, {
"language" : "en-US",
"type" : "ESB_MONTHS_ONLY",
"text" : "3"
}, {
"language" : "en-US",
"type" : "ESB_SPEND_ONLY",
"text" : "4,000"
}, {
"language" : "en-US",
"type" : "ESB_SPEND_ONLY_2",
"text" : "4K"
}, {
"language" : "en-US",
"type" : "EXPEDITED_SHIPPING_SNIPPET",
"text" : "Your new card should arrive in approximately 3 business days."
}, {
"language" : "en-US",
"type" : "HEADER_PRIMARY",
"text" : "Earn 75,000 Bonus Miles"
}, {
"language" : "en-US",
"type" : "HEADER_SECONDARY",
"text" : "once you spend $4,000 on purchases within the first 3 months from account opening"
}, {
"language" : "en-US",
"type" : "INTRO_AMF_FEE_ONLY",
"text" : "0"
}, {
"language" : "en-US",
"type" : "LIFESTYLE_COLLECTION_BENEFITS_SNIPPET",
"text" : "Enjoy an experience credit and other premium benefits with every hotel and vacation rental booked from the Premier and Lifestyle Collection."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$395"
}, {
"language" : "en-US",
"type" : "MILES_EARN_RATE",
"text" : "2X miles"
}, {
"language" : "en-US",
"type" : "MILES_EARN_RATE_1",
"text" : "10X miles"
}, {
"language" : "en-US",
"type" : "MILES_EARN_RATE_2",
"text" : "5X miles"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Visa Infinite"
}, {
"language" : "en-US",
"type" : "PO_BOX_SHIPPING_SNIPPET",
"text" : "Your new card should arrive in 7-10 business days."
}, {
"language" : "en-US",
"type" : "PREAPPROVAL_BULLET_1",
"text" : "Earn 2X miles"
}, {
"language" : "en-US",
"type" : "PREAPPROVAL_BULLET_2",
"text" : "Premium Travel Benefits"
}, {
"language" : "en-US",
"type" : "PREAPPROVAL_BULLET_3",
"text" : "$395 Annual Fee"
}, {
"language" : "en-US",
"type" : "PREFIX_HOTELCOM",
"text" : "Learn more at"
}, {
"language" : "en-US",
"type" : "PREMIER_COLLECTION",
"text" : "$100"
}, {
"language" : "en-US",
"type" : "PREMIER_COLLECTION_BENEFITS_SNIPPET",
"text" : "Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 2X miles on every purchase, every day"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Receive a $300 annual credit for bookings through Capital One Travel."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_4",
"text" : "Access to 1,300+ airport lounges worldwide, including Capital One Lounges and participating Priority Pass™ lounges."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Venture X Rewards"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Venture X"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "19.49% - 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "REDEEM_MILES_SNIPPET",
"text" : "Redeem miles for any airline, any hotel or vacation rental, rental cars, and more."
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel, plus unlimited 2X miles on all other purchases"
}, {
"language" : "en-US",
"type" : "REWARDS_TYPE",
"text" : "Miles"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "19.49% - 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TSA_TRAVEL_BENEFIT",
"text" : "Receive up to a $120 credit for Global Entry or TSA PreCheck®"
}, {
"language" : "en-US",
"type" : "TSA_TRAVEL_BENEFIT_1",
"text" : "$120"
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "Earn 75K Bonus Miles"
} ]
}, {
"productId" : "37729",
"brand" : "VENTURE",
"externalBrandCode" : "VENTURE",
"campaignStartDate" : "2026-01-20",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE",
"text" : "once you spend $4,000 on purchases within the first 3 months from account opening"
}, {
"language" : "en-US",
"type" : "AMF_FEE_ONLY",
"text" : "95"
}, {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/venture/venture-bg.jpg"
}, {
"language" : "en-US",
"type" : "BONUS_MILES",
"text" : "Earn 75,000 Bonus Miles"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/venture/VentureCard_04_2021_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/venture/venture-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/travel-and-miles/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "2"
}, {
"language" : "en-US",
"type" : "ESB_MILES_ONLY",
"text" : "75,000"
}, {
"language" : "en-US",
"type" : "ESB_MILES_ONLY_2",
"text" : "75K"
}, {
"language" : "en-US",
"type" : "ESB_MONTHS_ONLY",
"text" : "3"
}, {
"language" : "en-US",
"type" : "ESB_SPEND_ONLY",
"text" : "4,000"
}, {
"language" : "en-US",
"type" : "ESB_SPEND_ONLY_2",
"text" : "4K"
}, {
"language" : "en-US",
"type" : "FLIGHT_PROTECTION_BENEFIT",
"text" : "$50"
}, {
"language" : "en-US",
"type" : "HEADER_PRIMARY",
"text" : "Limited-Time Offer"
}, {
"language" : "en-US",
"type" : "HEADER_SECONDARY",
"text" : "$250 to use on Capital One Travel in your first cardholder year, plus earn 75K bonus miles when you spend $4K in the first 3 months"
}, {
"language" : "en-US",
"type" : "INTRO_AMF_FEE_ONLY",
"text" : "0"
}, {
"language" : "en-US",
"type" : "LIFESTYLE_COLLECTION_BENEFITS_SNIPPET",
"text" : "Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$95"
}, {
"language" : "en-US",
"type" : "MILES_EARN_RATE",
"text" : "2X miles"
}, {
"language" : "en-US",
"type" : "MILES_EARN_RATE_2",
"text" : "5X miles"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Mastercard World Elite"
}, {
"language" : "en-US",
"type" : "PREFIX_HOTELCOM",
"text" : "Learn more at"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 2 miles per dollar on every purchase, plus 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Venture Rewards"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Venture"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "19.49% - 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "REDEEM_MILES_SNIPPET",
"text" : "Redeem miles for any airline, any hotel or vacation rental, rental cars, and more."
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 2 miles per dollar on every purchase, plus 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "REWARDS_TYPE",
"text" : "Miles"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "19.49% - 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_EARN_RATE",
"text" : "5"
}, {
"language" : "en-US",
"type" : "TRAVEL_PORTAL_LTO_CLAIM",
"text" : "Earn up to $1,000 in travel bonuses"
}, {
"language" : "en-US",
"type" : "TRAVEL_PORTAL_LTO_CREDIT",
"text" : "$250"
}, {
"language" : "en-US",
"type" : "TRAVEL_PORTAL_LTO_VALUE",
"text" : "1,000"
}, {
"language" : "en-US",
"type" : "TSA_TRAVEL_BENEFIT",
"text" : "Receive up to a $120 credit for Global Entry or TSA PreCheck®"
}, {
"language" : "en-US",
"type" : "TSA_TRAVEL_BENEFIT_1",
"text" : "$120"
}, {
"language" : "en-US",
"type" : "UNLIMITED_REWARDS_SITE",
"text" : "Earn unlimited 2 miles per dollar on every purchase"
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "LIMITED-TIME OFFER"
} ]
}, {
"productId" : "37746",
"brand" : "QUICKSILVER",
"externalBrandCode" : "QUICKSILVER",
"campaignStartDate" : "2026-01-20",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/quicksilver/quicksilver_2017-04-12-bg.jpg"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/quicksilver/QuicksilverCard_2017-04-12_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/quicksilver/quicksilver-name-apr15.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "1.5"
}, {
"language" : "en-US",
"type" : "ESB_CASH_ONLY",
"text" : "200"
}, {
"language" : "en-US",
"type" : "ESB_MONTHS_ONLY",
"text" : "3"
}, {
"language" : "en-US",
"type" : "ESB_SPEND_ONLY",
"text" : "500"
}, {
"language" : "en-US",
"type" : "HEADER_PRIMARY",
"text" : "Earn Unlimited 1.5% Cash Back with $0 Annual Fee"
}, {
"language" : "en-US",
"type" : "INTRO_APR_MONTHS",
"text" : "15"
}, {
"language" : "en-US",
"type" : "INTRO_APR_RATE_NUMBER",
"text" : "0"
}, {
"language" : "en-US",
"type" : "INTRO_APR_TRANSACTIONS",
"text" : "purchases and balance transfers"
}, {
"language" : "en-US",
"type" : "INTRO_RATE_PRIMARY_HEADER",
"text" : "Intro APR on"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Mastercard World Elite"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "PRODUCT_HERO_SNIPPET",
"text" : "Plus a $200 cash bonus"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Quicksilver Rewards"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Quicksilver"
}, {
"language" : "en-US",
"type" : "PRODUCT_VAL_PROP",
"text" : "0% Intro APR For 15 Months"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_PERCENTAGE_SNIPPET",
"text" : "5"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% cash back on purchases made on Capital One Entertainment"
}, {
"language" : "en-US",
"type" : "PURCHASE_AND_TRANSFER_COPY",
"text" : "Intro APR on Purchases and Balance Transfers"
}, {
"language" : "en-US",
"type" : "PURCHASE_AND_TRANSFER_COPY_AND_VALUES",
"text" : "0% intro APR for 15 months on purchases and balance transfers"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "0% intro APR for 15 months; 18.49% - 28.49% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_EFFECTIVE_APR_ONLY",
"text" : "18.49% - 28.49% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_INTRO_APR_ONLY",
"text" : "0% intro APR for 15 months"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "REWARDS_TYPE",
"text" : "Cash Back"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "0% intro APR for 15 months; 18.49% - 28.49% variable APR after that"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_EARN_RATE",
"text" : "5"
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "Earn $200 Bonus"
} ]
}, {
"productId" : "37942",
"brand" : "QUICKSILVER",
"externalBrandCode" : "QUICKSILVERSTUDENT",
"campaignStartDate" : "2026-02-17",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/quicksilver/quicksilver_2017-04-12-bg.jpg"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/quicksilver/QuicksilverCard_2017-04-12_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/quicksilver/quicksilver_2017-04-12-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "1.5"
}, {
"language" : "en-US",
"type" : "ESB_CASH_ONLY",
"text" : "$50"
}, {
"language" : "en-US",
"type" : "ESB_MONTHS_ONLY",
"text" : "3"
}, {
"language" : "en-US",
"type" : "ESB_SPEND_ONLY",
"text" : "$100"
}, {
"language" : "en-US",
"type" : "HEADER_PRIMARY",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "HEADER_PRIMARY_1",
"text" : "Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Quicksilver Rewards for Students"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Quicksilver Student"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_PERCENTAGE_SNIPPET",
"text" : "5%"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% cash back on Capital One Entertainment purchases"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "18.49% - 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "PURCHASE_EFFECTIVE_APR_ONLY",
"text" : "18.49% - 28.49% variable APR after that"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "STUDENT_SNIPPET",
"text" : "Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "18.49% - 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "ZERO_FRAUD_LIABILITY",
"text" : "If your card is lost or stolen, you will not be responsible for unauthorized charges."
} ]
}, {
"productId" : "37952",
"brand" : "SAVOR",
"externalBrandCode" : "SAVORSTUDENT",
"campaignStartDate" : "2026-02-17",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/savor/savor-bg.jpg"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/savor/savor_sm_white_registered_trademark.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/savor/savor_name_registered_trademark.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/dining-and-entertainment/"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "3"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "3"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "1"
}, {
"language" : "en-US",
"type" : "ESB_CASH_ONLY",
"text" : "$50"
}, {
"language" : "en-US",
"type" : "ESB_MONTHS_ONLY",
"text" : "3"
}, {
"language" : "en-US",
"type" : "ESB_SPEND_ONLY",
"text" : "$100"
}, {
"language" : "en-US",
"type" : "HEADER_PRIMARY",
"text" : "Earn Unlimited 3% Cash Back at Grocery Stores, on Dining, Entertainment and Popular Streaming Services. $0 Annual Fee."
}, {
"language" : "en-US",
"type" : "HEADER_PRIMARY_1",
"text" : "Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn Unlimited 3% Cash Back at Grocery Stores, on Dining, Entertainment and Popular Streaming Services. $0 Annual Fee."
}, {
"language" : "en-US",
"type" : "PRODUCT_FOOTNOTE",
"text" : "The 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Savor Rewards for Students"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Savor Student"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_PERCENTAGE_SNIPPET",
"text" : "8%"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 8% cash back on Capital One Entertainment purchases."
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "18.49% - 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_EXTRA",
"text" : "Earn 8% cash back on Capital One Entertainment purchases."
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases."
}, {
"language" : "en-US",
"type" : "STUDENT_SNIPPET",
"text" : "Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "18.49% - 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "ZERO_FRAUD_LIABILITY",
"text" : "If your card is lost or stolen, you will not be responsible for unauthorized charges."
} ]
}, {
"productId" : "37963",
"brand" : "SPARKCASHPLUS",
"externalBrandCode" : "SPARKCASHPLUS",
"campaignStartDate" : "2026-02-17",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE",
"text" : "Earn $4,000 or more in cash bonuses: Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months. Plus, earn an additional $2,000 bonus for every $500,000 spent in the first year."
}, {
"language" : "en-US",
"type" : "ANNUAL_MEMBERSHIP_FEE_REFUND",
"text" : "Get your $150 annual fee refunded every year you spend at least $150,000"
}, {
"language" : "en-US",
"type" : "ANNUAL_MEMBERSHIP_FEE_REFUND_1",
"text" : "$150 annual fee—spend $150,000 annually and we’ll refund this fee every year"
}, {
"language" : "en-US",
"type" : "ANNUAL_SPEND_BONUS_SNIPPET",
"text" : "Get your $150 annual fee refunded every year you spend at least $150,000"
}, {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/sparkcashplus/SparkCashPlus-bg.jpg"
}, {
"language" : "en-US",
"type" : "BONUS_CASH",
"text" : "Earn $4,000 or more in cash bonuses"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/sparkcashplus/Spark_Cash_Plus_Card_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/sparkcashplus/SparkCashPlus-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_LIMIT_INFO",
"text" : "This card has no preset spending limit so your purchasing power adapts based on factors like your spending behavior, payment history and credit profile."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn $4,000 or more in cash bonuses: Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months. Plus, earn an additional $2,000 bonus for every $500,000 spent in the first year."
}, {
"language" : "en-US",
"type" : "EVERYDAY_REWARDS",
"text" : "Unlimited 2% cash back on every purchase, with no minimums or expiration date"
}, {
"language" : "en-US",
"type" : "FEATURED_OFFER_SHORT",
"text" : "Earn $4,000+ in bonuses: $2K when you spend $30K in the first 3 months and $2K for every $500K spent in the first year."
}, {
"language" : "en-US",
"type" : "FIRST_BONUS_VALUE",
"text" : "$2,000"
}, {
"language" : "en-US",
"type" : "LATE_FEE_SNIPPET",
"text" : "2.99% of the unpaid portion of your minimum payment"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$150"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET_2",
"text" : "$150—spend $150,000 annually and we’ll refund this fee every year"
}, {
"language" : "en-US",
"type" : "MINIMUM_PAYMENT_SNIPPET",
"text" : "Your balance is due in full every month"
}, {
"language" : "en-US",
"type" : "MIN_PAY_BASE",
"text" : "The new balance is due in full each statement"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Visa"
}, {
"language" : "en-US",
"type" : "NO_PRESET_SPEND_LIMIT_SNIPPET",
"text" : "Enjoy big purchasing power so you can spend more and earn more. This card has no preset spending limit so your purchasing power adapts based on factors like your spending behavior, payment history and credit profile."
}, {
"language" : "en-US",
"type" : "PAYMENT_TERMS_SNIPPET",
"text" : "Your balance is due in full every month"
}, {
"language" : "en-US",
"type" : "PAY_IN_FULL",
"text" : "You must pay your full balance every month."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Enjoy purchasing power that adapts to your business"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Spark Cash Plus"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Spark Cash Plus"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "No APR since your balance is due in full every month"
}, {
"language" : "en-US",
"type" : "REASON_TO_BELIEVE",
"text" : "For businesses that need large spend capacity and want big cash rewards"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE",
"text" : "2%"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Unlimited 2% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "SECOND_BONUS_VALUE",
"text" : "$2,000+"
}, {
"language" : "en-US",
"type" : "SOFT_APPROVAL_SNIPPET",
"text" : "You’re on your way to earning unlimited 2% cash back with Spark Cash Plus"
}, {
"language" : "en-US",
"type" : "SPEND_ABOVE_BASE",
"text" : "Enjoy big purchasing power that adapts based on factors like your spending behavior, payment history and credit profile."
}, {
"language" : "en-US",
"type" : "TOTAL_BONUS_VALUE",
"text" : "$4,000 or more"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : " "
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "Balance transfers are not available on Spark Cash Plus"
}, {
"language" : "en-US",
"type" : "TRANSFER_INFO_SNIPPET",
"text" : "Balance transfers are not available on Spark Cash Plus"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION_2",
"text" : "Unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel"
}, {
"language" : "en-US",
"type" : "UNLIMITED_REWARDS_EPP_SNIPPET",
"text" : "Earn unlimited 2% cash back on every purchase for your business"
}, {
"language" : "en-US",
"type" : "WELCOME_OFFER",
"text" : "Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months."
}, {
"language" : "en-US",
"type" : "YEAR_ONE_SPEND_BONUS",
"text" : "Earn an additional $2,000 bonus for every $500,000 spent in the first year. This bonus can be earned multiple times!"
} ]
}, {
"productId" : "37969",
"brand" : "SPARKCASH",
"externalBrandCode" : "SPARKCASH",
"campaignStartDate" : "2026-02-17",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE",
"text" : "Earn this one-time bonus when you spend $10,000 within the first 3 months from account opening."
}, {
"language" : "en-US",
"type" : "BALANCE_TRANSFER_FEE_SNIPPET",
"text" : "Balance transfers are not available on Spark Cash"
}, {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "static/images/SparkCash-bg.24fa3064.jpg"
}, {
"language" : "en-US",
"type" : "BONUS_CASH",
"text" : "Earn a $1,000 cash bonus"
}, {
"language" : "en-US",
"type" : "BONUS_SPEND_THRESHOLD",
"text" : "$10,000"
}, {
"language" : "en-US",
"type" : "BONUS_SPEND_TIME",
"text" : "3 months"
}, {
"language" : "en-US",
"type" : "BUSINESS_GRADE_CAPABILITIES",
"text" : "Empower your team to make purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, pay your vendors with ease."
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/spark_cash/Spark_Cash_Card_2021_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "static/images/SparkCash-name.a85ca8c4.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "30.49% variable APR"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn a one-time $1,000 cash bonus once you spend $10,000 on purchases within the first 3 months from account opening"
}, {
"language" : "en-US",
"type" : "EVERYDAY_REWARDS",
"text" : "Unlimited 2% cash back on every purchase, with no minimums or expiration date"
}, {
"language" : "en-US",
"type" : "FEATURED_OFFER",
"text" : "Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months."
}, {
"language" : "en-US",
"type" : "FIRST_BONUS_VALUE",
"text" : "$1,000"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0 intro for the first year, $95 after that"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET_1",
"text" : "Enjoy a $0 annual fee for the first year, and then $95 after that"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET_2",
"text" : "$0 intro annual fee for the first year, $95 after that"
}, {
"language" : "en-US",
"type" : "MIN_PAY_BASE",
"text" : "Your payment will be the greater of $15 or 1% of your balance plus new interest, late payment fees, and any past due amount"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Mastercard"
}, {
"language" : "en-US",
"type" : "NO_PRESET_SPEND_LIMIT_SNIPPET",
"text" : "This feature is not available. You can still spend up to your credit limit and earn unlimited rewards on every purchase."
}, {
"language" : "en-US",
"type" : "PENALTY_APR",
"text" : "32.9% variable APR"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 2% cash back on every purchase for your business."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_LONG",
"text" : "Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Spark 2% Cash"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Spark Cash"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "24.49% variable APR"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_1",
"text" : "24.49%"
}, {
"language" : "en-US",
"type" : "REASON_TO_BELIEVE",
"text" : "For businesses that want to earn great cash rewards with a low annual fee"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE",
"text" : "2%"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Unlimited 2% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "REWARDS_RATE_SNIPPET",
"text" : "2% cash back on purchases (more in select categories). Plus, the opportunity to earn a one-time $1,000 cash bonus once you spend $10,000 on purchases within the first 3 months."
}, {
"language" : "en-US",
"type" : "SOFT_APPROVAL_SNIPPET",
"text" : "You’re on your way to earning 2% cash back with Spark Cash!"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "24.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION_2",
"text" : "Unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel"
} ]
}, {
"productId" : "37974",
"brand" : "SPARKCASHSELECT",
"externalBrandCode" : "SPARKCASHSELECTEC",
"campaignStartDate" : "2026-02-17",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE_SELECT",
"text" : "Earn this one-time bonus when you spend $6,000 within the first 3 months from account opening."
}, {
"language" : "en-US",
"type" : "BALANCE_TRANSFER_FEE_SNIPPET",
"text" : "Balance transfers are not available on Spark Cash Select"
}, {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/sparkcashselect/sparkcashselect-bg.jpg"
}, {
"language" : "en-US",
"type" : "BONUS_CASH_SELECT",
"text" : "Earn a $750 cash bonus"
}, {
"language" : "en-US",
"type" : "BONUS_SPEND_THRESHOLD",
"text" : "$6,000"
}, {
"language" : "en-US",
"type" : "BONUS_SPEND_TIME",
"text" : "3 months"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/spark_cash/Spark_Cash_Card_2021_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/sparkcashselect/sparkcashselect-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "30.49% variable APR"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn a one-time $750 cash bonus once you spend $6,000 on purchases within the first 3 months from account opening"
}, {
"language" : "en-US",
"type" : "EVERYDAY_REWARDS",
"text" : "Unlimited 1.5% cash back on every purchase, with no minimums or expiration date"
}, {
"language" : "en-US",
"type" : "FEATURED_OFFER",
"text" : "Earn a $750 cash bonus when you spend $6,000 in the first 3 months."
}, {
"language" : "en-US",
"type" : "FIRST_BONUS_VALUE",
"text" : "$750"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "MIN_PAY_BASE",
"text" : "Your payment will be the greater of $15 or 1% of your balance plus new interest, late payment fees, and any past due amount"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Mastercard"
}, {
"language" : "en-US",
"type" : "PENALTY_APR",
"text" : "32.9% variable APR"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 1.5% cash back on every purchase for your business, with no annual fee"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Spark Cash Select"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Spark Cash Select"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "16.74% - 22.74% variable APR"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_1",
"text" : "16.74% - 22.74%"
}, {
"language" : "en-US",
"type" : "REASON_TO_BELIEVE",
"text" : "For businesses that want to earn cash rewards with no annual fee"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE",
"text" : "1.5%"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Unlimited 1.5% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "REWARDS_RATE_SNIPPET",
"text" : "1.5% cash back on purchases (more in select categories). Plus, the opportunity to earn a one-time $750 cash bonus once you spend $6,000 on purchases within the first 3 months."
}, {
"language" : "en-US",
"type" : "SOFT_APPROVAL_SNIPPET",
"text" : "You’re on your way to earning 1.5% cash back with Spark Cash Select!"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "16.74% - 22.74% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION_2",
"text" : "Unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel"
} ]
}, {
"productId" : "37979",
"brand" : "SPARKCLASSIC",
"externalBrandCode" : "SPARKCLASSIC",
"campaignStartDate" : "2026-02-17",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE_CLASSIC",
"text" : "Build your credit responsibly and still get cash back on the purchases you make every day."
}, {
"language" : "en-US",
"type" : "BALANCE_TRANSFER_FEE_SNIPPET",
"text" : "Balance transfers are not available on Spark Classic"
}, {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/sparkclassic/sparkclassic-bg.jpg"
}, {
"language" : "en-US",
"type" : "BONUS_CLASSIC",
"text" : "Unlimited 1% cash back and never pay an annual fee"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/sparkclassic/SparkClassic_2021_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/sparkclassic/sparkclassic-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "None"
}, {
"language" : "en-US",
"type" : "EVERYDAY_REWARDS",
"text" : "Unlimited 1% cash back on every purchase, with no minimums or expiration date"
}, {
"language" : "en-US",
"type" : "FEATURED_OFFER",
"text" : "Earn unlimited cash rewards while building your credit."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Mastercard"
}, {
"language" : "en-US",
"type" : "PENALTY_APR",
"text" : "32.9% variable APR"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 1% cash back on every purchase for your business, with no annual fee"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Unlimited 1% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Spark Classic"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Spark Classic"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_1",
"text" : "28.99%"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_2",
"text" : "28.99% variable APR with your Spark 1% Classic card"
}, {
"language" : "en-US",
"type" : "REASON_TO_BELIEVE",
"text" : "For businesses that want to build credit while earning cash rewards with no annual fee"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE",
"text" : "1%"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Get the credit you want for your business, and unlimited 1% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "REWARDS_RATE_SNIPPET",
"text" : "Get the opportunity to build and strengthen credit for your business by using this card responsibly, and 1% cash back on purchases"
}, {
"language" : "en-US",
"type" : "SOFT_APPROVAL_SNIPPET",
"text" : "You’re on your way to earning 1% cash back with Spark! "
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION_2",
"text" : "Unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel"
} ]
}, {
"productId" : "37983",
"brand" : "SPARKTRAVELELITE",
"externalBrandCode" : "SPARKTRAVELELITE",
"campaignStartDate" : "2026-02-17",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE",
"text" : "Earn 150,000 miles when you spend $30,000 in the first 3 months"
}, {
"language" : "en-US",
"type" : "ANNIVERSARY_BONUS_SNIPPET",
"text" : "Every year you will receive 10,000 bonus miles (equal to $100 toward travel) after your first anniversary"
}, {
"language" : "en-US",
"type" : "ANNUAL_BONUSES_SNIPPET",
"text" : "Every year, you'll get 10,000 bonus miles (equal to $100 toward travel) after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Business Travel."
}, {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "static/images/venturexbusiness_bg.f4e4657f.jpg"
}, {
"language" : "en-US",
"type" : "BONUS_MILES",
"text" : "Earn 150,000 Bonus Miles"
}, {
"language" : "en-US",
"type" : "BUSINESS_GRADE_CAPABILITIES",
"text" : "Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease."
}, {
"language" : "en-US",
"type" : "CAPITAL_ONE_LOUNGES",
"text" : "Capital One lounges are an all-inclusive space where you can relax and recharge away from the airport crowds with fresh, local food and beverages and luxury amenities.*"
}, {
"language" : "en-US",
"type" : "CAPITAL_ONE_TRAVEL",
"text" : "Capital One Business Travel offers a business-grade travel management platform to help streamline business travel booking, policies and expense management."
}, {
"language" : "en-US",
"type" : "CAPITAL_ONE_TRAVEL_REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 10X miles on hotels and rental cars booked through Capital One Business Travel and 5X miles on flights and vacation rentals booked through Capital One Business Travel, plus unlimited 2X miles on all other purchases"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "static/images/venturexbusiness_sm.0869242e.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "static/images/venturexbusiness_name.2d88f982.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn 150,000 miles when you spend $30,000 in the first 3 months"
}, {
"language" : "en-US",
"type" : "EARN_MORE_MILES",
"text" : "Earn unlimited 2X miles on every purchase. Plus, earn 10X on hotels and rental cars, 5X on flights and vacation rentals, and an annual $300 credit for bookings through Capital One Business Travel."
}, {
"language" : "en-US",
"type" : "ELEVATED_ACCESS",
"text" : "Skip the lines with up to a $120 statement credit on TSA PreCheck® or Global Entry. Then enjoy unlimited complimentary access to Capital One Lounges and a network of 1,300+ lounges worldwide, including Priority Pass™."
}, {
"language" : "en-US",
"type" : "ELEVATED_TRAVEL_BENEFITS",
"text" : "Skip the lines with up to a $120 statement credit on TSA PreCheck® or Global Entry. Then enjoy unlimited complimentary access to Capital One Lounges and a network of 1,300+ lounges worldwide, including Priority Pass™."
}, {
"language" : "en-US",
"type" : "EVERYDAY_REWARDS",
"text" : "Unlimited 2X miles on every purchase, with no restrictions or blackout dates"
}, {
"language" : "en-US",
"type" : "FEATURED_OFFER",
"text" : "Earn 150,000 bonus miles in the first 3 months plus a $300 annual Capital One Business Travel Credit."
}, {
"language" : "en-US",
"type" : "FIRST_BONUS_VALUE",
"text" : "150,000"
}, {
"language" : "en-US",
"type" : "FLEXIBLE_REDEMPTION_OPTIONS",
"text" : "Redeem your miles on flights, hotels and more. Get a statement credit for travel purchases made with your card or transfer miles to any of our 15+ travel loyalty programs."
}, {
"language" : "en-US",
"type" : "LATE_FEE_SNIPPET",
"text" : "2.99% of the unpaid portion of your minimum payment"
}, {
"language" : "en-US",
"type" : "LOUNGE_ACCESS_SNIPPET",
"text" : "Enjoy unlimited complimentary access to Capital One Lounges and a network of 1,300+ lounges worldwide, including Priority Pass™."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$395"
}, {
"language" : "en-US",
"type" : "MINIMUM_PAYMENT_SNIPPET",
"text" : "Your balance is due in full every month"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Visa"
}, {
"language" : "en-US",
"type" : "NO_PRESET_SPEND_LIMIT_SNIPPET",
"text" : "Enjoy purchasing power that adapts to your business. The Venture X Business card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors.*"
}, {
"language" : "en-US",
"type" : "PAYMENT_TERMS_SNIPPET",
"text" : "Your balance is due in full each month. Otherwise, you will be charged a 2.99% monthly late fee"
}, {
"language" : "en-US",
"type" : "PAY_IN_FULL",
"text" : "You must pay your full balance every month."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 2X miles on every purchase that you can use how and when you want"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Venture X Business"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Venture X Business"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "No APR since your balance is due in full every month"
}, {
"language" : "en-US",
"type" : "REASON_TO_BELIEVE",
"text" : "For businesses that need large spend capacity and want big travel rewards"
}, {
"language" : "en-US",
"type" : "REDEEM_YOUR_WAY",
"text" : "Redeem your miles on flights, hotels, vacation rentals and more, with no restrictions or blackout dates."
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE",
"text" : "2X"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Unlimited 2X miles on every purchase"
}, {
"language" : "en-US",
"type" : "SOFT_APPROVAL_SNIPPET",
"text" : "You’re on your way to earning 2X miles on every purchase with Venture X Business!"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : " "
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "Balance transfers are not available on Venture X Business"
}, {
"language" : "en-US",
"type" : "TRANSFER_INFO_SNIPPET",
"text" : "Balance transfers are not available on Venture X Business"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION_2",
"text" : "Earn unlimited 2X miles on every purchase. Book through Capital One Business Travel to earn 10X miles on hotels and rental cars, and 5X miles on flights and vacation rentals."
}, {
"language" : "en-US",
"type" : "TRAVEL_CREDIT_SNIPPET",
"text" : "Receive an annual $300 credit for bookings through Capital One Business Travel."
}, {
"language" : "en-US",
"type" : "TSA_TRAVEL_BENEFIT",
"text" : "Receive up to a $120 statement credit on Global Entry or TSA PreCheck®."
} ]
}, {
"productId" : "37989",
"brand" : "SPARKMILES",
"externalBrandCode" : "SPARKMILES",
"campaignStartDate" : "2026-02-17",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE",
"text" : "Earn this one-time bonus when you spend $4,500 within the first 3 months from account opening."
}, {
"language" : "en-US",
"type" : "BALANCE_TRANSFER_FEE_SNIPPET",
"text" : "Balance transfers are not available on Spark Miles"
}, {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/sparkmiles/sparkmiles-bg.jpg"
}, {
"language" : "en-US",
"type" : "BONUS_MILES",
"text" : "Earn 50,000 Bonus Miles"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/sparkmiles/SparkMilesCard_2021_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/sparkmiles/sparkmiles-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "30.49% variable APR"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening"
}, {
"language" : "en-US",
"type" : "EVERYDAY_REWARDS",
"text" : "Unlimited 2X miles on every purchase, with no restrictions or blackout dates"
}, {
"language" : "en-US",
"type" : "FEATURED_OFFER",
"text" : "Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners."
}, {
"language" : "en-US",
"type" : "FIRST_BONUS_VALUE",
"text" : "50,000"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0 intro for the first year, $95 after that"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET_1",
"text" : "$95"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET_2",
"text" : "$0 intro annual fee for the first year, $95 after that"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Mastercard"
}, {
"language" : "en-US",
"type" : "PENALTY_APR",
"text" : "32.9% variable APR"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Unlimited 2X miles per dollar on every purchase, every day"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Spark Miles"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Spark Miles"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "24.49% variable APR"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_1",
"text" : "24.49%"
}, {
"language" : "en-US",
"type" : "REASON_TO_BELIEVE",
"text" : "For businesses that want to earn great travel rewards with a low annual fee"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE",
"text" : "2X"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Unlimited 2X miles per dollar on every purchase, every day"
}, {
"language" : "en-US",
"type" : "SOFT_APPROVAL_SNIPPET",
"text" : "You’re on your way to earning 2x miles on every purchase with Spark! "
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "24.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION_2",
"text" : "Unlimited 5X miles on hotels and rental cars booked through Capital One Business Travel"
}, {
"language" : "en-US",
"type" : "TSA_TRAVEL_BENEFIT",
"text" : "Receive up to a $120 statement credit on Global Entry or TSA PreCheck®."
} ]
}, {
"productId" : "37996",
"brand" : "SPARKMILESSELECT",
"externalBrandCode" : "SPARKMILESSELECT",
"campaignStartDate" : "2026-02-17",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE_SELECT",
"text" : "Earn this one-time bonus when you spend $4,500 within the first 3 months from account opening."
}, {
"language" : "en-US",
"type" : "BALANCE_TRANSFER_FEE_SNIPPET",
"text" : "Balance transfers are not available on Spark Miles Select"
}, {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/sparkmilesselect/sparkmilesselect-bg.jpg"
}, {
"language" : "en-US",
"type" : "BONUS_MILES_SELECT",
"text" : "Earn 50,000 Bonus Miles"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/sparkmiles/SparkMilesCard_2021_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/sparkmilesselect/sparkmilesselect-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "30.49% variable APR"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening"
}, {
"language" : "en-US",
"type" : "EVERYDAY_REWARDS",
"text" : "Unlimited 1.5X miles on every purchase, with no restrictions or blackout dates"
}, {
"language" : "en-US",
"type" : "FEATURED_OFFER",
"text" : "Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners."
}, {
"language" : "en-US",
"type" : "FIRST_BONUS_VALUE",
"text" : "50,000"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Mastercard"
}, {
"language" : "en-US",
"type" : "PENALTY_APR",
"text" : "32.9% variable APR"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 1.5X miles on every purchase for your business, with no annual fee"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Spark Miles Select"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Spark Miles Select"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "16.74% - 22.74% variable APR"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_1",
"text" : "16.74% - 22.74%"
}, {
"language" : "en-US",
"type" : "REASON_TO_BELIEVE",
"text" : "For businesses that want to earn travel rewards with no annual fee"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE",
"text" : "1.5X"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Unlimited 1.5X miles per dollar on every purchase, every day"
}, {
"language" : "en-US",
"type" : "REWARDS_RATE_SNIPPET",
"text" : "1.5 miles per dollar on all purchases. Plus, the opportunity to earn a one-time bonus of 50,000 miles—equal to $500 in travel—once you spend $4,500 on purchases within the first 3 months."
}, {
"language" : "en-US",
"type" : "SOFT_APPROVAL_SNIPPET",
"text" : "You’re on your way to earning 1.5x miles on every purchase with Spark! "
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "16.74% - 22.74% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION_2",
"text" : "Unlimited 5X miles on hotels and rental cars booked through Capital One Business Travel"
} ]
}, {
"productId" : "38175",
"brand" : "BJSONE",
"externalBrandCode" : "BJSONE",
"campaignStartDate" : "2026-02-25",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "3% back in rewards on most purchases at BJ’s"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "1.5% back in rewards on purchases everywhere else Mastercard® is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_3",
"text" : "10¢ off/gallon at BJ’s Gas®"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "Your rewards never expire"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Redeem your rewards in-club, on BJs.com or in the BJ’s app"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "No annual credit card fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "Earn 3% back in rewards on most BJ's purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "Earn 1.5% back in rewards everywhere else Mastercard is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "Save 10¢ off per gallon every day at BJ's Gas®"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "Rewards never expire"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "No annual credit card fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Redeem your rewards in-club, on BJs.com or in the BJ's app"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 3% back in rewards on most purchases you make at BJ’s and 1.5% everywhere else Mastercard® is accepted."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn 3% back in rewards on most BJ's purchases."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "BJ’s One® Credit Card cardholders earn 3% back in rewards on eligible net purchases made on the card in-club at BJ’s, on BJs.com or in the BJ’s app. Exclusions: eye exams; tax; bottle deposits; alcohol; tobacco; lottery; gift cards; propane; BJ’s Gas®; online optical; membership fees; add-ons (e.g., shipping, delivery, pickup fees); third-party services (e.g., BJ’s Travel®, warranties); B2B and BJ’s Global Sales. No cap on rewards you can earn on eligible purchases with your BJ’s One® Mastercard®. Rewards do not expire for the life of the account."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Earn 1.5% back in rewards everywhere else Mastercard is accepted."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "BJ’s One® Credit Card cardholders earn 1.5% back in rewards on eligible net purchases made on the card outside of BJ’s. No cap on rewards you can earn on eligible purchases with your BJ’s One® Mastercard®. Rewards do not expire for the life of the account."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "BJ’s One™ Mastercard®"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "19.99%-28.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 3% back in rewards on most purchases at BJ’s. 1.5% back in rewards on purchases everywhere else Mastercard® is accepted. 10¢ off/gallon at BJ’s Gas®. Your rewards never expire. Redeem your rewards in-club, on BJs.com or in the BJ’s app."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 3% back in rewards on most BJ's purchases; earn 1.5% back in rewards everywhere else Mastercard® is accepted; 10¢ off each gallon at BJ's Gas®. Terms apply."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "19.99%-28.49% variable APR,"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No transfer fee with this transfer APR; 3% on the amount of each transfer balance that posts to your account at a Promotional APR that we may offer you."
} ]
}, {
"productId" : "38178",
"brand" : "BJSONEPLUS",
"externalBrandCode" : "BJSONEPLUS",
"campaignStartDate" : "2026-02-25",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "5% back in rewards on most purchases at BJ’s"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "2% back in rewards on purchases everywhere else Mastercard® is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_3",
"text" : "15¢ off/gallon at BJ’s Gas®"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "Your rewards never expire"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Redeem your rewards in-club, on BJs.com or in the BJ’s app"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "No annual credit card fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "Earn 5% back in rewards on most BJ's purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "Earn 2% back in rewards everywhere else Mastercard® is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "Save 15¢ off per gallon every day at BJ's Gas®"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "Rewards never expire"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "No annual credit card fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Redeem your rewards in-club, on BJs.com or in the BJ's app"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 5% back in rewards on most purchases you make at BJ’s and 2% everywhere else Mastercard® is accepted."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn 5% back in rewards on most BJ's purchases."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "BJ’s One+® Credit Card cardholders earn 5% back in rewards on eligible net purchases made on the card in club at BJ’s, on BJs.com or in the BJ’s app. Exclusions: eye exams; tax; bottle deposits; alcohol; tobacco; lottery; gift cards; propane; BJ’s Gas®; online optical; membership fees; add-ons (e.g., shipping, delivery, pickup fees); third-party services (e.g., BJ’s Travel®, warranties); B2B and BJ’s Global Sales. No cap on rewards you can earn on eligible purchases with your BJ’s One® Mastercard®. Rewards do not expire for the life of the account."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Earn 2% back in rewards everywhere else Mastercard is accepted."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "BJ’s One+® Credit Card cardholders earn 2% back in rewards on eligible net purchases made on the card outside of BJ's. No cap on rewards you can earn on eligible purchases with your BJ’s One® Mastercard®. Rewards do not expire for the life of the account."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "BJ’s One+™ Mastercard®"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "19.99%-28.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in rewards on most purchases at BJ’s. 2% back in rewards on purchases everywhere else Mastercard® is accepted. 15¢ off/gallon at BJ’s Gas®. Your rewards never expire. Redeem your rewards in-club, on BJs.com or in the BJ’s app."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 5% back in rewards on most BJ's purchases; earn 2% back in rewards everywhere else Mastercard® is accepted; 15¢ off each gallon at BJ's Gas®. Terms apply."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "19.99%-28.49% variable APR,"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No transfer fee with this transfer APR; 3% on the amount of each transfer balance that posts to your account at a Promotional APR that we may offer you."
} ]
}, {
"productId" : "38182",
"brand" : "BJSONE",
"externalBrandCode" : "BJSONEPA",
"campaignStartDate" : "2026-03-05",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "3% back in rewards on most purchases at BJ’s"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "1.5% back in rewards on purchases everywhere else Mastercard® is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_3",
"text" : "10¢ off/gallon at BJ’s Gas®"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "Your rewards never expire"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Redeem your rewards in-club, on BJs.com or in the BJ’s app"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "No annual credit card fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1",
"text" : "Earn even more with these everyday benefits."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "Earn 3% back in rewards on most BJ's purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "Earn 1.5% back in rewards everywhere else Mastercard is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "Save 10¢ off per gallon every day at BJ's Gas®"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "Rewards never expire"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4_DISCLOSURE",
"text" : "No cap on rewards you can earn on eligible purchases with your BJ's One® Mastercard®. Rewards do not expire for the life of the account."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "No annual credit card fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Redeem your rewards in-club, on BJs.com or in the BJ's app"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_1",
"text" : "3% back in rewards on most BJ's purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_1_DISCLOSURE",
"text" : "BJ’s One® Credit Card cardholders earn 3% back in rewards on eligible net purchases made on the card in club at BJ’s, on BJs.com or in the BJ’s app. Exclusions: eye exams; tax; bottle deposits; alcohol; tobacco; lottery; gift cards; propane; BJ’s Gas®; online optical; membership fees; add-ons (e.g., shipping, delivery, pickup fees); third-party services (e.g., BJ’s Travel®, warranties); B2B and BJ’s Global Sales."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_2",
"text" : "1.5% back in rewards everywhere else Mastercard® is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_2_DISCLOSURE",
"text" : "BJ’s One® Credit Card cardholders earn 1.5% back in rewards on eligible net purchases made on the card outside of BJ's."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_3",
"text" : "10¢ off at BJ's Gas® every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_3_DISCLOSURE",
"text" : "Receive a 10¢/gal. discount when you use your BJ’s One® Credit Card at BJ's Gas®."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_5",
"text" : "No annual fee to use or maintain the card"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 3% back in rewards on most purchases you make at BJ’s and 1.5% everywhere else Mastercard® is accepted."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn 3% back in rewards on most BJ's purchases."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "BJ’s One® Credit Card cardholders earn 3% back in rewards on eligible net purchases made on the card in-club at BJ’s, on BJs.com or in the BJ’s app. Exclusions: eye exams; tax; bottle deposits; alcohol; tobacco; lottery; gift cards; propane; BJ’s Gas®; online optical; membership fees; add-ons (e.g., shipping, delivery, pickup fees); third-party services (e.g., BJ’s Travel®, warranties); B2B and BJ’s Global Sales. No cap on rewards you can earn on eligible purchases with your BJ’s One® Mastercard®. Rewards do not expire for the life of the account."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Earn 1.5% back in rewards everywhere else Mastercard is accepted."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "BJ’s One® Credit Card cardholders earn 1.5% back in rewards on eligible net purchases made on the card outside of BJ’s. No cap on rewards you can earn on eligible purchases with your BJ’s One® Mastercard®. Rewards do not expire for the life of the account."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "BJ’s One™ Mastercard®"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "19.99%-28.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 3% back in rewards on most purchases at BJ’s. 1.5% back in rewards on purchases everywhere else Mastercard® is accepted. 10¢ off/gallon at BJ’s Gas®. Your rewards never expire. Redeem your rewards in-club, on BJs.com or in the BJ’s app."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 3% back in rewards on most BJ's purchases; earn 1.5% back in rewards everywhere else Mastercard® is accepted; 10¢ off each gallon at BJ's Gas®. Terms apply."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "19.99%-28.49% variable APR,"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No transfer fee with this transfer APR; 3% on the amount of each transfer balance that posts to your account at a Promotional APR that we may offer you."
} ]
}, {
"productId" : "38183",
"brand" : "BJSONEPLUS",
"externalBrandCode" : "BJSONEPLUSPA",
"campaignStartDate" : "2026-03-05",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "5% back in rewards on most purchases at BJ’s"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_2",
"text" : "2% back in rewards on purchases everywhere else Mastercard® is accepted"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_3",
"text" : "15¢ off/gallon at BJ’s Gas®"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "Your rewards never expire"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Redeem your rewards in-club, on BJs.com or in the BJ’s app"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "No annual credit card fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1",
"text" : "Earn even more with these everyday benefits."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "Earn 5% back in rewards on most BJ's purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "Earn 2% back in rewards everywhere else Mastercard® is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "Save 15¢ off per gallon every day at BJ's Gas®"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "Rewards never expire"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4_DISCLOSURE",
"text" : "No cap on rewards you can earn on eligible purchases with your BJ’s One+® Mastercard®. Rewards do not expire for the life of the account."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "No annual credit card fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Redeem your rewards in-club, on BJs.com or in the BJ's app"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_1",
"text" : "5% back in rewards on most BJ's purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_1_DISCLOSURE",
"text" : "BJ’s One+® Credit Card cardholders earn 5% back in rewards on eligible net purchases made on the card in club at BJ’s, on BJs.com or in the BJ’s app. Exclusions: eye exams; tax; bottle deposits; alcohol; tobacco; lottery; gift cards; propane; BJ’s Gas®; online optical; membership fees; add-ons (e.g., shipping, delivery, pickup fees); third-party services (e.g., BJ’s Travel®, warranties); B2B and BJ’s Global Sales."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_2",
"text" : "2% back in rewards everywhere else Mastercard® is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_2_DISCLOSURE",
"text" : "BJ’s One+® Credit Card cardholders earn 2% back in rewards on eligible net purchases made on the card outside of BJ's."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_3",
"text" : "15¢ off at BJ's Gas® every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_3_DISCLOSURE",
"text" : "Receive a 15¢/gal. discount when you use your BJ’s One® Credit Card at BJ's Gas®."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_PA_5",
"text" : "No annual fee to use or maintain the card"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 5% back in rewards on most purchases you make at BJ’s and 2% everywhere else Mastercard® is accepted."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn 5% back in rewards on most BJ's purchases."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "BJ’s One+® Credit Card cardholders earn 5% back in rewards on eligible net purchases made on the card in club at BJ’s, on BJs.com or in the BJ’s app. Exclusions: eye exams; tax; bottle deposits; alcohol; tobacco; lottery; gift cards; propane; BJ’s Gas®; online optical; membership fees; add-ons (e.g., shipping, delivery, pickup fees); third-party services (e.g., BJ’s Travel®, warranties); B2B and BJ’s Global Sales. No cap on rewards you can earn on eligible purchases with your BJ’s One® Mastercard®. Rewards do not expire for the life of the account."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Earn 2% back in rewards everywhere else Mastercard is accepted."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "BJ’s One+® Credit Card cardholders earn 2% back in rewards on eligible net purchases made on the card outside of BJ's. No cap on rewards you can earn on eligible purchases with your BJ’s One® Mastercard®. Rewards do not expire for the life of the account."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "BJ’s One+™ Mastercard®"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "19.99%-28.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in rewards on most purchases at BJ’s. 2% back in rewards on purchases everywhere else Mastercard® is accepted. 15¢ off/gallon at BJ’s Gas®. Your rewards never expire. Redeem your rewards in-club, on BJs.com or in the BJ’s app."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 5% back in rewards on most BJ's purchases; earn 2% back in rewards everywhere else Mastercard® is accepted; 15¢ off each gallon at BJ's Gas®. Terms apply."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "19.99%-28.49% variable APR,"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
} ]
}, {
"productId" : "38227",
"brand" : "PLATINUM",
"externalBrandCode" : "PLATINUM",
"campaignStartDate" : "2026-03-10",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/platinum/platinum-bg_2020.jpg"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/platinum/PlatinumCard_sm_2020.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/platinum/platinum-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.99% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Fair"
}, {
"language" : "en-US",
"type" : "CREDIT_LINE_INCREASE_SNIPPET",
"text" : "Be automatically considered for a higher credit line in as little as 6 months."
}, {
"language" : "en-US",
"type" : "CREDIT_REVIEW",
"text" : "Automatic Credit Line Reviews"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Get the credit you need with no annual fee."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "No annual fee. Flexible due dates. See if you’re approved in seconds."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "You could automatically receive a higher credit limit in six months, with a $0 annual fee."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_3",
"text" : "Know what you owe with no annual or hidden fees. See if you’re approved in seconds."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_4",
"text" : "Access credit with a $0 annual fee, flexible due dates and no hidden fees."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_5",
"text" : "$0 annual fee & no hidden fees"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_6",
"text" : "Be automatically considered for a higher credit line in as little as 6 months"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_7",
"text" : "$0 fraud liability for unauthorized charges"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Platinum"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Platinum"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR",
"text" : "28.99%"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "TAP_TO_PAY",
"text" : "Check out faster and securely with your contactless card."
}, {
"language" : "en-US",
"type" : "TAP_TO_PAY_EXTENDED",
"text" : "Check out faster and securely with your contactless card. Simply hold or tap your card on a contactless-enabled card reader and you are good to go."
}, {
"language" : "en-US",
"type" : "TAP_TO_PAY_HEADER",
"text" : "Tap to Pay"
}, {
"language" : "en-US",
"type" : "TAP_TO_PAY_MOBILE",
"text" : "Just like your mobile wallet, you can now tap to pay with your contactless card. It's a fast and secure way to pay. Simply hold or tap your card on a contactless-enable card reader and you are good to go."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
} ]
}, {
"productId" : "38234",
"brand" : "SAVOR",
"externalBrandCode" : "SAVOR",
"campaignStartDate" : "2026-03-10",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/savor/savor-bg.jpg"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/savor/savor_sm_white_registered_trademark.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/savor/savor_name_registered_trademark.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/dining-and-entertainment/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "3"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "3"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "1"
}, {
"language" : "en-US",
"type" : "ESB_CASH_ONLY",
"text" : "200"
}, {
"language" : "en-US",
"type" : "ESB_MONTHS_ONLY",
"text" : "3"
}, {
"language" : "en-US",
"type" : "ESB_SPEND_ONLY",
"text" : "500"
}, {
"language" : "en-US",
"type" : "HEADER_PRIMARY",
"text" : "Earn Unlimited 3% Cash Back at Grocery Stores, on Dining, Entertainment & Popular Streaming Services with $0 Annual Fee"
}, {
"language" : "en-US",
"type" : "INTRO_APR_MONTHS",
"text" : "12"
}, {
"language" : "en-US",
"type" : "INTRO_APR_RATE_NUMBER",
"text" : "0"
}, {
"language" : "en-US",
"type" : "INTRO_APR_TRANSACTIONS",
"text" : "purchases and balance transfers"
}, {
"language" : "en-US",
"type" : "INTRO_RATE_PRIMARY_HEADER",
"text" : "Intro APR on"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Mastercard World Elite"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
}, {
"language" : "en-US",
"type" : "PRODUCT_FOOTNOTE",
"text" : "The 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Savor Rewards"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Savor"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_PERCENTAGE_SNIPPET",
"text" : "8"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 8% cash back on purchases made on Capital One Entertainment"
}, {
"language" : "en-US",
"type" : "PURCHASE_AND_TRANSFER_COPY",
"text" : "Intro APR on Purchases and Balance Transfers"
}, {
"language" : "en-US",
"type" : "PURCHASE_AND_TRANSFER_COPY_AND_VALUES",
"text" : "0% intro APR for 12 months on purchases and balance transfers"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "0% intro APR for 12 months; 18.49% - 28.49% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_EFFECTIVE_APR_ONLY",
"text" : "18.49% - 28.49% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_INTRO_APR_ONLY",
"text" : "0% intro APR for 12 months"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_EXTRA",
"text" : "Earn 8% cash back on purchases made on Capital One Entertainment"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "0% intro APR for 12 months; 18.49% - 28.49% variable APR after that"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% fee on the amounts transferred within the first 12 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_EARN_RATE",
"text" : "5"
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "Earn $200 Bonus"
} ]
}, {
"productId" : "38243",
"brand" : "VENTUREONE",
"externalBrandCode" : "VENTUREONE",
"campaignStartDate" : "2026-03-10",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/ventureone/ventureone-bg.jpg"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/ventureone/VentureOneCard_2017-04-12_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/ventureone/ventureone-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/travel-and-miles/"
}, {
"language" : "en-US",
"type" : "CREDIT_LEVEL",
"text" : "Excellent"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "1.25"
}, {
"language" : "en-US",
"type" : "ESB_MILES_ONLY",
"text" : "20,000"
}, {
"language" : "en-US",
"type" : "ESB_MILES_ONLY_2",
"text" : "20K"
}, {
"language" : "en-US",
"type" : "ESB_MONTHS_ONLY",
"text" : "3"
}, {
"language" : "en-US",
"type" : "ESB_SPEND_ONLY",
"text" : "500"
}, {
"language" : "en-US",
"type" : "HEADER_PRIMARY",
"text" : "Earn Unlimited Travel Rewards With $0 Annual Fee"
}, {
"language" : "en-US",
"type" : "INTRO_APR_MONTHS",
"text" : "15"
}, {
"language" : "en-US",
"type" : "INTRO_APR_RATE_NUMBER",
"text" : "0"
}, {
"language" : "en-US",
"type" : "INTRO_APR_TRANSACTIONS",
"text" : "purchases and balance transfers"
}, {
"language" : "en-US",
"type" : "INTRO_RATE_PRIMARY_HEADER",
"text" : "Intro APR on"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "MILES_EARN_RATE",
"text" : "1.25X miles"
}, {
"language" : "en-US",
"type" : "MILES_EARN_RATE_2",
"text" : "5X miles"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Mastercard World Elite"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 1.25 miles per dollar on every purchase, plus 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "VentureOne Rewards"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "VentureOne"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_PERCENTAGE_SNIPPET",
"text" : "5"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5 miles per dollar on purchases made on Capital One Entertainment"
}, {
"language" : "en-US",
"type" : "PURCHASE_AND_TRANSFER_COPY",
"text" : "Intro APR on Purchases and Balance Transfers"
}, {
"language" : "en-US",
"type" : "PURCHASE_AND_TRANSFER_COPY_AND_VALUES",
"text" : "0% intro APR for 15 months on purchases and balance transfers"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "0% intro APR for 15 months; 18.49% - 28.49% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_EFFECTIVE_APR_ONLY",
"text" : "18.49% - 28.49% variable APR after that"
}, {
"language" : "en-US",
"type" : "PURCHASE_INTRO_APR_ONLY",
"text" : "0% intro APR for 15 months"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 1.25 miles per dollar on every purchase, plus 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "REWARDS_TYPE",
"text" : "Miles"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "0% intro APR for 15 months; 18.49% - 28.49% variable APR after that"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_EARN_RATE",
"text" : "5"
}, {
"language" : "en-US",
"type" : "TSA_TRAVEL_BENEFIT",
"text" : "None"
}, {
"language" : "en-US",
"type" : "UNLIMITED_REWARDS_SITE",
"text" : "Earn unlimited 1.25 miles per dollar on every purchase"
}, {
"language" : "en-US",
"type" : "VAIL_ESB_BANNER",
"text" : "Earn 20K Bonus Miles"
} ]
}, {
"productId" : "38258",
"brand" : "NEIMANMARCUSPLCC",
"externalBrandCode" : "NEIMANMARCUSPLCC",
"campaignStartDate" : "2026-03-02",
"cardAssociation" : "PLCC",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "Bonus Point opportunities, shopping events, and more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "1. POINTS: All InCircle members earn 2 base points per eligible dollar spent from $1-$74,999 for calendar year-to-date net purchases, retroactive to the first dollar spent that year. At the $75,000 eligible net spend threshold, InCircle members will earn 5 base points per eligible dollar thereafter on calendar year-to-date net purchases. Points cannot be earned on sales tax, shipping, alterations, gift packaging, fur services, monogramming, beauty salons, valet parking, and the upkeep of shoes, handbags, optical, and jewelry. Other exclusions apply.
2. POINT CARDS: Expire approximately six months from issue. You must acquire a total of 10,000 points in a calendar year in order to receive an InCircle Point Card. Members can opt-out of automatic Point Card issuing by calling 1.888.462.4725.
3. FREE STANDARD SHIPPING FOR ALL INCIRCLE MEMBERS: Free online shipping applies to eligible orders placed on https://NeimanMarcus.com and https://BergdorfGoodman.com. When shopping online, you must sign into your online profile using the email address that is associated with your Neiman Marcus or Bergdorf Goodman credit card, to receive free shipping. Offer not valid in stores. Adding gift packaging may delay the shipping of your order. Hazardous items including alcohol-based products such as fragrances are required to ship via ground transportation. A signature may be required on some deliveries. This offer applies to free shipping only and does not apply to the Neiman Marcus Gift Card, Bergdorf Goodman Gift Card, gourmet foods, previous purchases, out-of-stock items, monogrammed items, wedding registry items, items shipped directly from the manufacturer, items that state Shipping Only, Additional Shipping, or items that include additional shipping charges. International orders do not qualify for free shipping. Some additional restrictions apply. Visit https://assistance.neimanmarcus.com/shipping for full details.
4. BONUS POINT EVENTS: Applies to select purchases made during bonus point events occurring on select dates during the year, using your Neiman Marcus or Bergdorf Goodman Credit Card. Exclusions may apply; details vary by event."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "Earn two points with virtually every dollar spent"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Every 10,000 points earns you a $100 Point Card for shopping"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Free standard shipping on online orders"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Open a Neiman Marcus credit card and make a purchase within 30 days to earn an instant 5,000 points—bringing you halfway to a $100 Point Card!"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET_DISCLOSURE",
"text" : "OPEN A CREDIT CARD: Subject to credit approval. Terms & Conditions apply. Offer valid January 1 - December 31, 2026. Credit approval required. Terms and conditions apply. You will earn 5,000 InCircle Bonus Points when you open an account and make a qualifying purchase within 30 days in-store or online at Neiman Marcus, Bergdorf Goodman, or Horchow. Not valid on trunk shows, sales tax, shipping, gift packaging, alterations, fur services, monogramming, beauty salons, valet parking, Neiman Marcus Gift Cards, upkeep of shoes, handbags, optical, and jewelry. Bonus points are in addition to standard InCircle point earnings."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Rewards Info"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn 2 points on virtually every dollar spent."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_DISCLOSURE",
"text" : "POINTS: All InCircle members earn 2 base points per eligible dollar spent from $1-$74,999 for calendar year-to-date net purchases, retroactive to the first dollar spent that year. At the $75,000 eligible net spend threshold, InCircle members will earn 5 base points per eligible dollar thereafter on calendar year-to-date net purchases. Points cannot be earned on sales tax, shipping, alterations, gift packaging, fur services, monogramming, beauty salons, valet parking, and the upkeep of shoes, handbags, optical, and jewelry. Other exclusions apply."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Neiman Marcus Credit Card"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "28.99% variable APR"
} ]
}, {
"productId" : "38263",
"brand" : "BERGDORFGOODMANPLCC",
"externalBrandCode" : "BERGDORFGOODMANPLCC",
"campaignStartDate" : "2026-03-02",
"cardAssociation" : "PLCC",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "Bonus Point opportunities, shopping events, and more"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "1. POINTS: All InCircle members earn 2 base points per eligible dollar spent from $1-$74,999 for calendar year-to-date net purchases, retroactive to the first dollar spent that year. At the $75,000 eligible net spend threshold, InCircle members will earn 5 base points per eligible dollar thereafter on calendar year-to-date net purchases. Points cannot be earned on sales tax, shipping, alterations, gift packaging, fur services, monogramming, beauty salons, valet parking, and the upkeep of shoes, handbags, optical, and jewelry. Other exclusions apply.
2. POINT CARDS: Expire approximately six months from issue. You must acquire a total of 10,000 points in a calendar year in order to receive an InCircle Point Card. Members can opt-out of automatic Point Card issuing by calling 1.888.462.4725.
3. FREE STANDARD SHIPPING FOR ALL INCIRCLE MEMBERS: Free online shipping applies to eligible orders placed on https://NeimanMarcus.com and https://BergdorfGoodman.com. When shopping online, you must sign into your online profile using the email address that is associated with your Neiman Marcus or Bergdorf Goodman credit card, to receive free shipping. Offer not valid in stores. Adding gift packaging may delay the shipping of your order. Hazardous items including alcohol-based products such as fragrances are required to ship via ground transportation. A signature may be required on some deliveries. This offer applies to free shipping only and does not apply to the Neiman Marcus Gift Card, Bergdorf Goodman Gift Card, gourmet foods, previous purchases, out-of-stock items, monogrammed items, wedding registry items, items shipped directly from the manufacturer, items that state Shipping Only, Additional Shipping, or items that include additional shipping charges. International orders do not qualify for free shipping. Some additional restrictions apply. Visit https://assistance.neimanmarcus.com/shipping for full details.
4. BONUS POINT EVENTS: Applies to select purchases made during bonus point events occurring on select dates during the year, using your Neiman Marcus or Bergdorf Goodman Credit Card. Exclusions may apply; details vary by event."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "Earn two points with virtually every dollar spent"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Every 10,000 points earns you a $100 Point Card for shopping"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "Free standard shipping on online orders"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Open a Bergdorf Goodman credit card and make a purchase within 30 days to earn an instant 5,000 points—bringing you halfway to a $100 Point Card!"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET_DISCLOSURE",
"text" : "OPEN A CREDIT CARD: Subject to credit approval. Terms & Conditions apply. Offer valid January 1 - December 31, 2026. Credit approval required. Terms and conditions apply. You will earn 5,000 InCircle Bonus Points when you open an account and make a qualifying purchase within 30 days in-store or online at Neiman Marcus, Bergdorf Goodman, or Horchow. Not valid on trunk shows, sales tax, shipping, gift packaging, alterations, fur services, monogramming, beauty salons, valet parking, Neiman Marcus Gift Cards, upkeep of shoes, handbags, optical, and jewelry. Bonus points are in addition to standard InCircle point earnings."
}, {
"language" : "en-US",
"type" : "KEY_BENEFIT_1",
"text" : "Rewards Info"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn 2 points on virtually every dollar spent."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_DISCLOSURE",
"text" : "POINTS: All InCircle members earn 2 base points per eligible dollar spent from $1-$74,999 for calendar year-to-date net purchases, retroactive to the first dollar spent that year. At the $75,000 eligible net spend threshold, InCircle members will earn 5 base points per eligible dollar thereafter on calendar year-to-date net purchases. Points cannot be earned on sales tax, shipping, alterations, gift packaging, fur services, monogramming, beauty salons, valet parking, and the upkeep of shoes, handbags, optical, and jewelry. Other exclusions apply."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Bergdorf Goodman Credit Card"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "28.99% variable APR"
} ]
}, {
"productId" : "38265",
"brand" : "SPARKCASHPLUS",
"externalBrandCode" : "SPARKCASHPLUS",
"campaignStartDate" : "2026-03-10",
"cardAssociation" : "Visa",
"testGroupCode" : "T1",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE",
"text" : "Earn $4,000 or more in cash bonuses: Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months. Plus, earn an additional $2,000 bonus for every $500,000 spent in the first year."
}, {
"language" : "en-US",
"type" : "ANNUAL_MEMBERSHIP_FEE_REFUND",
"text" : "Get your $150 annual fee refunded every year you spend at least $150,000"
}, {
"language" : "en-US",
"type" : "ANNUAL_MEMBERSHIP_FEE_REFUND_1",
"text" : "$150 annual fee—spend $150,000 annually and we’ll refund this fee every year"
}, {
"language" : "en-US",
"type" : "ANNUAL_SPEND_BONUS_SNIPPET",
"text" : "Get your $150 annual fee refunded every year you spend at least $150,000"
}, {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/sparkcashplus/SparkCashPlus-bg.jpg"
}, {
"language" : "en-US",
"type" : "BONUS_CASH",
"text" : "Earn $4,000 or more in cash bonuses"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/sparkcashplus/Spark_Cash_Plus_Card_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/sparkcashplus/SparkCashPlus-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_LIMIT_INFO",
"text" : "This card has no preset spending limit so your purchasing power adapts based on factors like your spending behavior, payment history and credit profile."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn $4,000 or more in cash bonuses: Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months. Plus, earn an additional $2,000 bonus for every $500,000 spent in the first year."
}, {
"language" : "en-US",
"type" : "EVERYDAY_REWARDS",
"text" : "Unlimited 2% cash back on every purchase, with no minimums or expiration date"
}, {
"language" : "en-US",
"type" : "FEATURED_OFFER_SHORT",
"text" : "Earn $4,000+ in bonuses: $2K when you spend $30K in the first 3 months and $2K for every $500K spent in the first year."
}, {
"language" : "en-US",
"type" : "FIRST_BONUS_VALUE",
"text" : "$2,000"
}, {
"language" : "en-US",
"type" : "LATE_FEE_SNIPPET",
"text" : "2.99% of the unpaid portion of your minimum payment"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$150"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET_2",
"text" : "$150—spend $150,000 annually and we’ll refund this fee every year"
}, {
"language" : "en-US",
"type" : "MINIMUM_PAYMENT_SNIPPET",
"text" : "Your card is designed to be paid in full every month to maximize purchasing power and to avoid interest and fees."
}, {
"language" : "en-US",
"type" : "MIN_PAY_BASE",
"text" : "Your card is designed to be paid in full every month to maximize purchasing power and to avoid interest and fees."
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Visa"
}, {
"language" : "en-US",
"type" : "NO_PRESET_SPEND_LIMIT_SNIPPET",
"text" : "Enjoy big purchasing power so you can spend more and earn more. This card has no preset spending limit so your purchasing power adapts based on factors like your spending behavior, payment history and credit profile."
}, {
"language" : "en-US",
"type" : "PAYMENT_TERMS_SNIPPET",
"text" : "Pay in full or use Pay Over Time to carry a portion of your balance, subject to a variable APR of 25.74%."
}, {
"language" : "en-US",
"type" : "PAY_IN_FULL",
"text" : "Your card is designed to be paid in full. However, Pay Over Time allows you to pay a portion of your balance over time, subject to interest charges at 25.74% variable APR."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Enjoy purchasing power that adapts to your business"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Spark Cash Plus"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Spark Cash Plus"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "Pay in full or use Pay Over Time to carry a portion of your balance, subject to a variable APR of 25.74%."
}, {
"language" : "en-US",
"type" : "REASON_TO_BELIEVE",
"text" : "For businesses that need large spend capacity and want big cash rewards"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE",
"text" : "2%"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Unlimited 2% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "SECOND_BONUS_VALUE",
"text" : "$2,000+"
}, {
"language" : "en-US",
"type" : "SOFT_APPROVAL_SNIPPET",
"text" : "You’re on your way to earning unlimited 2% cash back with Spark Cash Plus"
}, {
"language" : "en-US",
"type" : "SPEND_ABOVE_BASE",
"text" : "Enjoy big purchasing power that adapts based on factors like your spending behavior, payment history and credit profile."
}, {
"language" : "en-US",
"type" : "TOTAL_BONUS_VALUE",
"text" : "$4,000 or more"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : " "
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "Balance transfers are not available on Spark Cash Plus"
}, {
"language" : "en-US",
"type" : "TRANSFER_INFO_SNIPPET",
"text" : "Balance transfers are not available on Spark Cash Plus"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION_2",
"text" : "Unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel"
}, {
"language" : "en-US",
"type" : "UNLIMITED_REWARDS_EPP_SNIPPET",
"text" : "Earn unlimited 2% cash back on every purchase for your business"
}, {
"language" : "en-US",
"type" : "WELCOME_OFFER",
"text" : "Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months."
}, {
"language" : "en-US",
"type" : "YEAR_ONE_SPEND_BONUS",
"text" : "Earn an additional $2,000 bonus for every $500,000 spent in the first year. This bonus can be earned multiple times!"
} ]
}, {
"productId" : "38267",
"brand" : "SPARKTRAVELELITE",
"externalBrandCode" : "SPARKTRAVELELITE",
"campaignStartDate" : "2026-03-10",
"cardAssociation" : "Visa",
"testGroupCode" : "T1",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE",
"text" : "Earn 150,000 miles when you spend $30,000 in the first 3 months"
}, {
"language" : "en-US",
"type" : "ANNIVERSARY_BONUS_SNIPPET",
"text" : "Every year you will receive 10,000 bonus miles (equal to $100 toward travel) after your first anniversary"
}, {
"language" : "en-US",
"type" : "ANNUAL_BONUSES_SNIPPET",
"text" : "Every year, you'll get 10,000 bonus miles (equal to $100 toward travel) after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Business Travel."
}, {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "static/images/venturexbusiness_bg.f4e4657f.jpg"
}, {
"language" : "en-US",
"type" : "BONUS_MILES",
"text" : "Earn 150,000 Bonus Miles"
}, {
"language" : "en-US",
"type" : "BUSINESS_GRADE_CAPABILITIES",
"text" : "Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease."
}, {
"language" : "en-US",
"type" : "CAPITAL_ONE_LOUNGES",
"text" : "Capital One lounges are an all-inclusive space where you can relax and recharge away from the airport crowds with fresh, local food and beverages and luxury amenities.*"
}, {
"language" : "en-US",
"type" : "CAPITAL_ONE_TRAVEL",
"text" : "Capital One Business Travel offers a business-grade travel management platform to help streamline business travel booking, policies and expense management."
}, {
"language" : "en-US",
"type" : "CAPITAL_ONE_TRAVEL_REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 10X miles on hotels and rental cars booked through Capital One Business Travel and 5X miles on flights and vacation rentals booked through Capital One Business Travel, plus unlimited 2X miles on all other purchases"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "static/images/venturexbusiness_sm.0869242e.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "static/images/venturexbusiness_name.2d88f982.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn 150,000 miles when you spend $30,000 in the first 3 months"
}, {
"language" : "en-US",
"type" : "EARN_MORE_MILES",
"text" : "Earn unlimited 2X miles on every purchase. Plus, earn 10X on hotels and rental cars, 5X on flights and vacation rentals, and an annual $300 credit for bookings through Capital One Business Travel."
}, {
"language" : "en-US",
"type" : "ELEVATED_ACCESS",
"text" : "Skip the lines with up to a $120 statement credit on TSA PreCheck® or Global Entry. Then enjoy unlimited complimentary access to Capital One Lounges and a network of 1,300+ lounges worldwide, including Priority Pass™."
}, {
"language" : "en-US",
"type" : "ELEVATED_TRAVEL_BENEFITS",
"text" : "Skip the lines with up to a $120 statement credit on TSA PreCheck® or Global Entry. Then enjoy unlimited complimentary access to Capital One Lounges and a network of 1,300+ lounges worldwide, including Priority Pass™."
}, {
"language" : "en-US",
"type" : "EVERYDAY_REWARDS",
"text" : "Unlimited 2X miles on every purchase, with no restrictions or blackout dates"
}, {
"language" : "en-US",
"type" : "FEATURED_OFFER",
"text" : "Earn 150,000 bonus miles in the first 3 months plus a $300 annual Capital One Business Travel Credit."
}, {
"language" : "en-US",
"type" : "FIRST_BONUS_VALUE",
"text" : "150,000"
}, {
"language" : "en-US",
"type" : "FLEXIBLE_REDEMPTION_OPTIONS",
"text" : "Redeem your miles on flights, hotels and more. Get a statement credit for travel purchases made with your card or transfer miles to any of our 15+ travel loyalty programs."
}, {
"language" : "en-US",
"type" : "LATE_FEE_SNIPPET",
"text" : "2.99% of the unpaid portion of your minimum payment"
}, {
"language" : "en-US",
"type" : "LOUNGE_ACCESS_SNIPPET",
"text" : "Enjoy unlimited complimentary access to Capital One Lounges and a network of 1,300+ lounges worldwide, including Priority Pass™."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$395"
}, {
"language" : "en-US",
"type" : "MINIMUM_PAYMENT_SNIPPET",
"text" : "Your card is designed to be paid in full every month to maximize purchasing power and to avoid interest and fees."
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Visa"
}, {
"language" : "en-US",
"type" : "NO_PRESET_SPEND_LIMIT_SNIPPET",
"text" : "Enjoy purchasing power that adapts to your business. The Venture X Business card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors.*"
}, {
"language" : "en-US",
"type" : "PAYMENT_TERMS_SNIPPET",
"text" : "Pay in full or use Pay Over Time to carry a portion of your balance, subject to a variable APR of 25.74%."
}, {
"language" : "en-US",
"type" : "PAY_IN_FULL",
"text" : "Your card is designed to be paid in full. However, Pay Over Time allows you to pay a portion of your balance over time, subject to interest charges at 25.74% variable APR."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 2X miles on every purchase that you can use how and when you want"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Venture X Business"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Venture X Business"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "Pay in full or use Pay Over Time to carry a portion of your balance, subject to a variable APR of 25.74%."
}, {
"language" : "en-US",
"type" : "REASON_TO_BELIEVE",
"text" : "For businesses that need large spend capacity and want big travel rewards"
}, {
"language" : "en-US",
"type" : "REDEEM_YOUR_WAY",
"text" : "Redeem your miles on flights, hotels, vacation rentals and more, with no restrictions or blackout dates."
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE",
"text" : "2X"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Unlimited 2X miles on every purchase"
}, {
"language" : "en-US",
"type" : "SOFT_APPROVAL_SNIPPET",
"text" : "You’re on your way to earning 2X miles on every purchase with Venture X Business!"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : " "
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "Balance transfers are not available on Venture X Business"
}, {
"language" : "en-US",
"type" : "TRANSFER_INFO_SNIPPET",
"text" : "Balance transfers are not available on Venture X Business"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION_2",
"text" : "Earn unlimited 2X miles on every purchase. Book through Capital One Business Travel to earn 10X miles on hotels and rental cars, and 5X miles on flights and vacation rentals."
}, {
"language" : "en-US",
"type" : "TRAVEL_CREDIT_SNIPPET",
"text" : "Receive an annual $300 credit for bookings through Capital One Business Travel."
}, {
"language" : "en-US",
"type" : "TSA_TRAVEL_BENEFIT",
"text" : "Receive up to a $120 statement credit on Global Entry or TSA PreCheck®."
} ]
}, {
"productId" : "38269",
"brand" : "VENTUREBUSINESS",
"externalBrandCode" : "VENTUREBUSINESS",
"campaignStartDate" : "2026-03-10",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE",
"text" : "Limited-time offer: Earn up to 150,000 bonus miles—75,000 miles once you spend $7,500 in the first 3 months, and an additional 75,000 miles once you spend $30,000 in the first 6 months."
}, {
"language" : "en-US",
"type" : "BALANCE_TRANSFER_FEE_SNIPPET",
"text" : "Balance transfers are not available on Venture Business"
}, {
"language" : "en-US",
"type" : "BONUS_MILES",
"text" : "For a limited time—earn up to 150,000 bonus miles."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "30.49% variable APR"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Limited-time offer: Earn up to 150,000 bonus miles—75,000 miles once you spend $7,500 in the first 3 months, and an additional 75,000 miles once you spend $30,000 in the first 6 months"
}, {
"language" : "en-US",
"type" : "EVERYDAY_REWARDS",
"text" : "Unlimited 2X miles on every purchase, with no restrictions or blackout dates"
}, {
"language" : "en-US",
"type" : "FEATURED_OFFER",
"text" : "Limited-time offer: Earn up to 150,000 bonus miles—75,000 miles once you spend $7,500 in the first 3 months, and an additional 75,000 miles once you spend $30,000 in the first 6 months. Transfer miles to 15+ travel partners."
}, {
"language" : "en-US",
"type" : "FIRST_BONUS_VALUE",
"text" : "150,000"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$95 annual fee"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET_1",
"text" : "$95"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET_2",
"text" : "$95 annual fee"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Mastercard"
}, {
"language" : "en-US",
"type" : "PENALTY_APR",
"text" : "32.9% variable APR"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Unlimited 2X miles per dollar on every purchase, every day"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Venture Business"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Venture Business"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "24.49% variable APR"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_1",
"text" : "24.49%"
}, {
"language" : "en-US",
"type" : "REASON_TO_BELIEVE",
"text" : "For businesses that want to earn great travel rewards with a low annual fee"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE",
"text" : "2X"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Unlimited 2X miles per dollar on every purchase, every day"
}, {
"language" : "en-US",
"type" : "SOFT_APPROVAL_SNIPPET",
"text" : "You’re on your way to earning 2x miles on every purchase with Venture Business!"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "24.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION_2",
"text" : "Unlimited 5X miles on hotels and rental cars booked through Capital One Business Travel"
}, {
"language" : "en-US",
"type" : "TSA_TRAVEL_BENEFIT",
"text" : "Receive up to a $120 statement credit on Global Entry or TSA PreCheck®."
} ]
}, {
"productId" : "38271",
"brand" : "VENTUREONEBUSINESS",
"externalBrandCode" : "VENTUREONEBUSINESS",
"campaignStartDate" : "2026-03-10",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "ACCOUNT_FIRST_PURCHASE_SELECT",
"text" : "Earn this one-time bonus when you spend $4,500 within the first 3 months from account opening."
}, {
"language" : "en-US",
"type" : "BALANCE_TRANSFER_FEE_SNIPPET",
"text" : "Balance transfers are not available on VentureOne Business"
}, {
"language" : "en-US",
"type" : "BONUS_MILES_SELECT",
"text" : "Earn 50,000 Bonus Miles"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "30.49% variable APR"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening"
}, {
"language" : "en-US",
"type" : "EVERYDAY_REWARDS",
"text" : "Unlimited 1.5X miles on every purchase, with no restrictions or blackout dates"
}, {
"language" : "en-US",
"type" : "FEATURED_OFFER",
"text" : "Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners."
}, {
"language" : "en-US",
"type" : "FIRST_BONUS_VALUE",
"text" : "50,000"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "NETWORK_PRODUCT_TYPE",
"text" : "Mastercard"
}, {
"language" : "en-US",
"type" : "PENALTY_APR",
"text" : "32.9% variable APR"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 1.5X miles on every purchase for your business, with no annual fee"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "VentureOne Business"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "VentureOne Business"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "16.74% - 22.74% variable APR"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET_1",
"text" : "16.74% - 22.74%"
}, {
"language" : "en-US",
"type" : "REASON_TO_BELIEVE",
"text" : "For businesses that want to earn travel rewards with no annual fee"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE",
"text" : "1.5X"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Unlimited 1.5X miles per dollar on every purchase, every day"
}, {
"language" : "en-US",
"type" : "REWARDS_RATE_SNIPPET",
"text" : "1.5 miles per dollar on all purchases. Plus, the opportunity to earn a one-time bonus of 50,000 miles—equal to $500 in travel—once you spend $4,500 on purchases within the first 3 months."
}, {
"language" : "en-US",
"type" : "SOFT_APPROVAL_SNIPPET",
"text" : "You’re on your way to earning 1.5x miles on every purchase with VentureOne Business!"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "16.74% - 22.74% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION_2",
"text" : "Unlimited 5X miles on hotels and rental cars booked through Capital One Business Travel"
} ]
}, {
"productId" : "38296",
"brand" : "VENTUREONE",
"externalBrandCode" : "VentureOneGC",
"campaignStartDate" : "2026-03-10",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/ventureone/ventureone-bg.jpg"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/ventureone/VentureOneCard_2017-04-12_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/ventureone/ventureone-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.99% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/travel-and-miles/"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "You’ll earn the usual VentureOne travel rewards, but won’t be eligible for new cardmember bonus miles or 0% intro APR"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "1.25"
}, {
"language" : "en-US",
"type" : "GC_PRODUCT_NAME_LONG",
"text" : "VentureOne Rewards for Good Credit"
}, {
"language" : "en-US",
"type" : "GC_PRODUCT_NAME_SHORT",
"text" : "VentureOne for Good Credit"
}, {
"language" : "en-US",
"type" : "HEADER_PRIMARY",
"text" : "Earn Unlimited Travel Rewards With $0 Annual Fee"
}, {
"language" : "en-US",
"type" : "HOTELSCOM_BONUS_MILES",
"text" : "– plus 10X miles on thousands of hotels through January 2020"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "MILES_EARN_RATE",
"text" : "1.25X miles"
}, {
"language" : "en-US",
"type" : "MILES_EARN_RATE_2",
"text" : "5X miles"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 1.25 miles per dollar on every purchase, every day with no annual fee"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "VentureOne Rewards for Good Credit"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "VentureOne for Good Credit"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_PERCENTAGE_SNIPPET",
"text" : "5"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5 miles per dollar on purchases made on Capital One Entertainment"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 1.25 miles per dollar on every purchase, every day"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_EARN_RATE",
"text" : "5"
}, {
"language" : "en-US",
"type" : "TSA_TRAVEL_BENEFIT",
"text" : "None"
}, {
"language" : "en-US",
"type" : "UNLIMITED_REWARDS_SITE",
"text" : "Earn unlimited 1.25 miles per dollar on every purchase"
} ]
}, {
"productId" : "38297",
"brand" : "QUICKSILVER",
"externalBrandCode" : "QuicksilverGC",
"campaignStartDate" : "2026-03-10",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/quicksilver/quicksilver_2017-04-12-bg.jpg"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/quicksilver/QuicksilverCard_2017-04-12_sm.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/quicksilver/quicksilver_2017-04-12-name.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.99% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/cash-back/"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "You’ll earn the usual Quicksilver rewards, but won’t be eligible for new cardmember bonus cash or 0% intro APR"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "1.5"
}, {
"language" : "en-US",
"type" : "GC_PRODUCT_NAME_LONG",
"text" : "Quicksilver Rewards for Good Credit"
}, {
"language" : "en-US",
"type" : "GC_PRODUCT_NAME_SHORT",
"text" : "Quicksilver for Good Credit"
}, {
"language" : "en-US",
"type" : "HEADER_PRIMARY",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Quicksilver Rewards for Good Credit"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Quicksilver for Good Credit"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_PERCENTAGE_SNIPPET",
"text" : "5"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% cash back on purchases made on Capital One Entertainment"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "PURCHASE_EFFECTIVE_APR_ONLY",
"text" : "28.99% variable APR after that"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 1.5% cash back on every purchase, every day"
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_EARN_RATE",
"text" : "5"
} ]
}, {
"productId" : "38298",
"brand" : "SAVOR",
"externalBrandCode" : "SavorGC",
"campaignStartDate" : "2026-03-10",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BANNER_IMAGE_URL",
"text" : "images/savor/savor-bg.jpg"
}, {
"language" : "en-US",
"type" : "CARD_ART_IMAGE_URL",
"text" : "images/savor/savor_sm_white_registered_trademark.png"
}, {
"language" : "en-US",
"type" : "CARD_NAME_IMAGE_URL",
"text" : "images/savor/savor_name_registered_trademark.png"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.99% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE_PREAPPROVAL",
"text" : "Fee of $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "CREDIT_CARD_PSP",
"text" : "credit-cards/dining-and-entertainment/"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "You’ll earn the usual Savor grocery store, dining and entertainment rewards, but won’t be eligible for new cardmember bonus cash or 0% intro APR"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER1",
"text" : "3"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER2",
"text" : "3"
}, {
"language" : "en-US",
"type" : "EARN_RATE_NUMBER3",
"text" : "1"
}, {
"language" : "en-US",
"type" : "GC_PRODUCT_NAME_LONG",
"text" : "Savor Rewards for Good Credit"
}, {
"language" : "en-US",
"type" : "GC_PRODUCT_NAME_SHORT",
"text" : "Savor for Good Credit"
}, {
"language" : "en-US",
"type" : "HEADER_PRIMARY",
"text" : "Earn Unlimited 3% Cash Back at Grocery Stores, on Dining, Entertainment and Popular Streaming Services, with $0 Annual Fee"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
}, {
"language" : "en-US",
"type" : "PRODUCT_FOOTNOTE",
"text" : "The 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Savor Rewards for Good Credit"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "Savor for Good Credit"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_PERCENTAGE_SNIPPET",
"text" : "8"
}, {
"language" : "en-US",
"type" : "PROMO_REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 8% cash back on purchases made on Capital One Entertainment"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_EXTRA",
"text" : "Earn 8% cash back on purchases made on Capital One Entertainment"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "28.99% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_DISCLOSURE_SNIPPET",
"text" : "Balance transfer fee applies. See pricing and terms for details"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
}, {
"language" : "en-US",
"type" : "TRAVEL_CASH_EXPANSION",
"text" : "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel"
}, {
"language" : "en-US",
"type" : "TRAVEL_EARN_RATE",
"text" : "5"
} ]
}, {
"productId" : "38374",
"brand" : "REICB",
"externalBrandCode" : "REICB",
"campaignStartDate" : "2026-03-11",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "Earn a $100 REI gift card after your first non-REI purchase within 60 days from account opening.\\u00b9"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "Earn 5% in card rewards on REI Co-op purchases"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Earn 1.5% in rewards on all other purchases"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_7",
"text" : "No foreign transaction fees"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "Redeem rewards as you earn them"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "Earn a $100 annual credit towards REI Co-op Experiences"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Earn 5% in rewards on REI Co-op purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "Earn 1.5% in rewards on all other purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Rewards never expire"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "No foreign transaction fees"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "Earn a $100 REI gift card after your first purchase outside the Co-op within 60 days from account opening."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 5% in rewards on REI Co-op purchases and 1.5% on all other purchases."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn a $100 REI gift card after your first purchase outside of REI within 60 days from account opening."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Earn a $100 REI gift card when you make your first purchase outside of REI within 60 days from account opening. Existing or previous account holders will not be eligible for this one-time gift card. Once you qualify, you will be sent an e-gift card if we have a valid email address on file. Otherwise, a physical gift card will be sent to the primary account holder’s address within 6–8 weeks."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "REI Co-op® Mastercard®"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "REI Co-op Mastercard"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "17.49% - 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in rewards on REI purchases, plus 1.5% back on all other purchases. Redeem rewards on purchases at REI retail stores and REI.com."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 5% in rewards on REI purchases, plus 1.5% on all other purchases. Redeem rewards on purchases at REI retail stores and REI.com."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "17.49% - 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
} ]
}, {
"productId" : "38378",
"brand" : "REICB",
"externalBrandCode" : "REICBPA",
"campaignStartDate" : "2026-03-11",
"cardAssociation" : "Mastercard",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_1",
"text" : "Earn a $100 REI gift card after your first non-REI purchase within 60 days from account opening.\\u00b9"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_4",
"text" : "Earn 5% in card rewards on REI Co-op purchases"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_5",
"text" : "Earn 1.5% in rewards on all other purchases"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_6",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFITS_SNIPPET_7",
"text" : "No foreign transaction fees"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1",
"text" : "Just for members, the REI Co-op® Mastercard® earns rewards on all purchases—everywhere and every day. Plus more benefits!"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "5% Earn 5% in card rewards on REI Co-op purchases."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "Redeem rewards as you earn them"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_11",
"text" : "Earn a $100 annual credit towards REI Co-op Experiences"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "You will earn 5% in REI Co-op Mastercard Rewards on net purchases (purchases minus any credits or returns) made at REI retail locations and REI.com. Purchases include full-price and discount-price items, REI gift cards, paid REI classes and events, services and fees. You will also earn 5% in REI Co-op Mastercard Rewards for donations made to the 501(c)(3) REI Cooperative Action Fund at REIfund.org or in-store at point-of-sale."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "1.5% Earn 1.5% in card rewards on all other purchases."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "You will earn 1.5% in REI Co-op Mastercard Rewards on all other purchases. Earnings will apply to net purchases only. Cash advances and balance transfers are not considered purchases and will not earn rewards."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "Earn a $100 REI gift card after first purchase outside of REI within 60 days from account opening."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Earn a $100 REI gift card after your first non-REI purchase outside of REI within 60 days from account opening. Existing or previous REI Co-op Mastercard cardmembers will not be eligible for this one-time gift card. Once you qualify, you will be sent an e-gift card if we have a valid email address on file. Otherwise, a physical gift card will be sent to the primary account holder’s address within 6-8 weeks."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "$0 No annual fee."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4_DISCLOSURE",
"text" : "The APR may vary and as {{introductoryPurchaseAprExpirationDate}}, the variable APR for Purchases and Balance Transfers is 17.49%-28.49%, based on your creditworthiness. Cash Advance APR: 17.49%-28.49% variable. Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer you, none for balances transferred at the Transfer APR. Cash Advance Fee: greater of 5% of the advance amount of $5."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "No foreign transaction fees."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "Earn 5% in rewards on REI Co-op purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "Earn 1.5% in rewards on all other purchases"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Rewards never expire"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "No foreign transaction fees"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "28.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "Earn a $100 REI gift card after your first purchase outside the Co-op within 60 days from account opening."
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET",
"text" : "Earn 5% in rewards on REI Co-op purchases and 1.5% on all other purchases."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Earn a $100 REI gift card after your first purchase outside of REI within 60 days from account opening."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Earn a $100 REI gift card when you make your first purchase outside of REI within 60 days from account opening. Existing or previous account holders will not be eligible for this one-time gift card. Once you qualify, you will be sent an e-gift card if we have a valid email address on file. Otherwise, a physical gift card will be sent to the primary account holder’s address within 6–8 weeks."
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "REI Co-op® Mastercard®"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_SHORT",
"text" : "REI Co-op Mastercard"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "17.49% - 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Earn 5% back in rewards on REI purchases, plus 1.5% back on all other purchases. Redeem rewards on purchases at REI retail stores and REI.com."
}, {
"language" : "en-US",
"type" : "REWARDS_SUMMARY_SNIPPET",
"text" : "Earn 5% in rewards on REI purchases, plus 1.5% on all other purchases. Redeem rewards on purchases at REI retail stores and REI.com."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "17.49% - 28.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you"
} ]
}, {
"productId" : "38427",
"brand" : "KOHLSCB",
"externalBrandCode" : "KOHLSCB",
"campaignStartDate" : "2026-04-01",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "40% COUPON IS VALID ON QUALIFYING PURCHASES FOR ONE TRANSACTION WITH YOUR NEW KOHL’S CARD WITHIN 30 DAYS OF CREDIT AVAILABILITY. Approved customers who are not eligible for a virtual Kohl’s Card will not have credit available to make a purchase until their Kohl’s Card arrives in the mail. Must surrender coupon with ID in store before your card arrives or enter code on Kohls.com with your temporary account number. Limit one per customer. Nontransferable.
DOLLAR-OFF COUPONS, INCLUDING KOHL'S CASH®, WILL BE APPLIED PRIOR TO PERCENT-OFF TOTAL PURCHASE COUPONS. Coupon cannot be used in conjunction with other percent-off coupons, including age-specific discounts.
COUPON EXCLUSIONS: Not valid on price adjustments; payments on a Kohl's credit card account; taxes; shipping or handling fees; gift cards; Kohl’s Cares® cause or other charitable items; Sephora at Kohl’s; and/or any other categories and brands of merchandise identified as coupon ineligible.
COUPON ELIGIBLE BRANDS INCLUDE: Apt. 9, Croft & Barrow, FLX, Jumping Beans, SO, Sonoma Goods For Life, Tek Gear, The Big One, LC Lauren Conrad, Nine West, Simply Vera Vera Wang, and other great brands. See Kohls.com/details for a full list of included brands.
LOOK FOR SIGNS IN STORE, ASK AN ASSOCIATE, OR FIND A COMPLETE LIST OF COUPON-ELIGIBLE BRANDS AT KOHLS.COM/DETAILS."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "7.5% in rewards on Kohl’s purchases every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "Free shipping opportunities when you become an MVC"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 7.5% of the transaction subtotal for qualifying purchases when using their Kohl's Card at Kohl’s stores or Kohls.com. Kohl’s Rewards® members will earn 5% with any other tender type. Qualifying purchases are calculated after all discounts and/or coupons are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Kohl’s. The Kohl's Rewards® program is provided by Kohl's. For Kohl’s Rewards® program details and full terms, please visit Kohls.com/KohlsRewardsTerms."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "3% in rewards on gas"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 3% of the transaction subtotal for qualifying purchases made at gas stations when using their Kohl’s Rewards® Visa linked to their Kohl’s Rewards® Account. Gas station merchants include merchants whose primary line of business is the sale of automotive gasoline that can be purchased inside the service station or at the automated fuel pump. Kohl’s uses merchant category codes to determine whether your purchase is within a certain category that earns additional Kohl’s rewards. Merchants determine the merchant category code used to identify transactions, which could impact the amount of Kohl’s rewards you earn. Kohl’s is not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "2% in rewards at grocery stores"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 2% of the transaction subtotal for qualifying purchases made at grocery stores when using their Kohl’s Rewards® Visa linked to their Kohl’s Rewards® Account. Purchases made at grocery stores associated with discount stores or super stores, including warehouse clubs (e.g., Costco, Walmart®), and convenience stores will earn 1% of the transaction subtotal in Kohl’s rewards. Kohl’s uses merchant category codes to determine whether your purchase is within a certain category that earns additional Kohl’s rewards. Merchants determine the merchant category code used to identify transactions, which could impact the amount of Kohl’s rewards you earn. Kohl’s is not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "1% in rewards everywhere else Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 1% of the transaction subtotal on purchases made anywhere Visa is accepted. Certain gas and grocery store purchases may qualify for an enhanced earn rate. Kohl’s uses merchant category codes to determine whether your purchase is within a certain category that earns additional Kohl’s rewards. Merchants determine the merchant category code used to identify transactions, which could impact the amount of Kohl’s rewards you earn. Kohl’s is not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Monthly cardholder exclusive savings opportunities"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "A special anniversary offer every year"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Access to Capital One account management tools"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "29.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "Take an extra 40% off your first Kohl's purchase with your card!"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Apply your coupon at checkout using the offer in your digital wallet or the offer provided via email."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Take 40% off your first purchase in store or at Kohls.com within 30 days of account opening."
}, {
"language" : "en-US",
"type" : "EARN_DISCLOSURE",
"text" : "Kohl’s Rewards® Visa cardholders will earn Kohl’s rewards at the following rates of the transaction subtotal for qualifying purchases made with their Kohl’s Rewards® Visa linked to their Kohl’s Rewards® account:
-7.5% at Kohl’s stores or Kohls.com, excluding gift cards;
-3% on gasoline purchases made at merchants whose primary line of business is the sale of automotive gasoline that can be purchased inside the service station or at the automated fuel pump;
-2% at grocery stores (grocery purchases made at discount stores or superstores, including warehouse clubs (e.g., Costco or Walmart®) and convenience stores will earn 1%);
-1% on purchases everywhere else Visa is accepted.
Kohl’s uses merchant category codes to determine whether your purchase is within a certain category that earns additional Kohl’s rewards. Merchants determine the merchant category code used to identify transactions, which could impact the amount of Kohl’s rewards you earn. Kohl’s is not responsible for merchant category codes used by merchants.
Qualifying purchases are calculated after all coupons and/or discounts are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Kohl's. If merchandise from a qualifying purchase that earns Kohl’s rewards is returned or price adjusted, the value of the earned Kohl’s rewards and/or Kohl’s Cash® will be reduced to reflect any unearned value. Cash advances, balance transfers, and account access checks are not considered purchases and will not earn Kohl’s rewards.
The Kohl's Rewards® program is provided by Kohl's, Inc.
For Kohl’s Rewards® program details and full terms, please visit Kohls.com/KohlsRewardsTerms.
The Kohl’s Rewards® Visa and services are offered by Capital One, N.A., pursuant to a license from Visa Inc.
Visa is a registered trademark of Visa International Service Association and used under license."
}, {
"language" : "en-US",
"type" : "EVERYWHERE_ELSE_EARN_RATE",
"text" : "1%"
}, {
"language" : "en-US",
"type" : "GAS_EARN_RATE",
"text" : "3%"
}, {
"language" : "en-US",
"type" : "GROCERY_EARN_RATE",
"text" : "2%"
}, {
"language" : "en-US",
"type" : "INTERNAL_EARN_RATE",
"text" : "7.5%"
}, {
"language" : "en-US",
"type" : "KOHLS_CASH_EXPIRATION",
"text" : "30"
}, {
"language" : "en-US",
"type" : "KOHLS_CASH_INCREMENT",
"text" : "$5"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "MVC_SPEND_1",
"text" : "$600/year"
}, {
"language" : "en-US",
"type" : "MVC_SPEND_2",
"text" : "$600"
}, {
"language" : "en-US",
"type" : "OPENING_OFFER_SNIPPET_1",
"text" : "Save 40% today"
}, {
"language" : "en-US",
"type" : "OPENING_OFFER_SNIPPET_2",
"text" : "plus earn 7.5% in rewards at Kohl's every day when you open a Kohl's Card."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Save 40% today when you open a Kohl’s Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 7.5% of the transaction subtotal for qualifying purchases when using their Kohl's Card at Kohl’s stores or Kohls.com. Kohl’s Rewards® members will earn 5% with any other tender type. Qualifying purchases are calculated after all discounts and/or coupons are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Kohl’s. The Kohl's Rewards® program is provided by Kohl's.For Kohl’s Rewards® program details and full terms, please visit Kohls.com/KohlsRewardsTerms."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, earn 7.5% in Rewards on Kohl’s purchases every day!"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Kohl's Rewards® Visa"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "29.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Kohl's Rewards® members earn 7.5% in rewards on Kohl’s purchases every day, 3% in rewards on gas, 2% in rewards at grocery stores, and 1% in rewards everywhere else Visa is accepted."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "29.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you."
} ]
}, {
"productId" : "38428",
"brand" : "KOHLSPLCC",
"externalBrandCode" : "KOHLSPLCC",
"campaignStartDate" : "2026-04-01",
"cardAssociation" : "PLCC",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "40% COUPON IS VALID ON QUALIFYING PURCHASES FOR ONE TRANSACTION WITH YOUR NEW KOHL’S CARD WITHIN 30 DAYS OF CREDIT AVAILABILITY. Approved customers who are not eligible for a virtual Kohl’s Card will not have credit available to make a purchase until their Kohl’s Card arrives in the mail. Must surrender coupon with ID in store before your card arrives or enter code on Kohls.com with your temporary account number. Limit one per customer. Nontransferable.
DOLLAR-OFF COUPONS, INCLUDING KOHL'S CASH®, WILL BE APPLIED PRIOR TO PERCENT-OFF TOTAL PURCHASE COUPONS. Coupon cannot be used in conjunction with other percent-off coupons, including age-specific discounts.
COUPON EXCLUSIONS: Not valid on price adjustments; payments on a Kohl's credit card account; taxes; shipping or handling fees; gift cards; Kohl’s Cares® cause or other charitable items; Sephora at Kohl’s; and/or any other categories and brands of merchandise identified as coupon ineligible.
COUPON ELIGIBLE BRANDS INCLUDE: Apt. 9, Croft & Barrow, FLX, Jumping Beans, SO, Sonoma Goods For Life, Tek Gear, The Big One, LC Lauren Conrad, Nine West, Simply Vera Vera Wang, and other great brands. See Kohls.com/details for a full list of included brands.
LOOK FOR SIGNS IN STORE, ASK AN ASSOCIATE, OR FIND A COMPLETE LIST OF COUPON-ELIGIBLE BRANDS AT KOHLS.COM/DETAILS."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "7.5% in rewards on Kohl’s purchases every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "Free shipping opportunities when you become an MVC"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 7.5% of the transaction subtotal for qualifying purchases when using their Kohl's Card at Kohl’s stores or Kohls.com. Kohl’s Rewards® members will earn 5% with any other tender type. Qualifying purchases are calculated after all discounts and/or coupons are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Kohl’s. The Kohl's Rewards® program is provided by Kohl's. For Kohl’s Rewards® program details and full terms, please visit Kohls.com/KohlsRewardsTerms."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Monthly cardholder exclusive savings opportunities"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "A special anniversary offer every year"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Access to Capital One account management tools"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "Take an extra 40% off your first Kohl's purchase with your card!"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Apply your coupon at checkout using the offer in your digital wallet or the offer provided via email."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Take 40% off your first purchase in store or at Kohls.com within 30 days of account opening."
}, {
"language" : "en-US",
"type" : "INTERNAL_EARN_RATE",
"text" : "7.5%"
}, {
"language" : "en-US",
"type" : "KOHLS_CASH_EXPIRATION",
"text" : "30"
}, {
"language" : "en-US",
"type" : "KOHLS_CASH_INCREMENT",
"text" : "$5"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "MVC_SPEND_1",
"text" : "$600/year"
}, {
"language" : "en-US",
"type" : "MVC_SPEND_2",
"text" : "$600"
}, {
"language" : "en-US",
"type" : "OPENING_OFFER_SNIPPET_1",
"text" : "Save 40% today"
}, {
"language" : "en-US",
"type" : "OPENING_OFFER_SNIPPET_2",
"text" : "plus earn 7.5% in rewards at Kohl's every day when you open a Kohl's Card."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Save 40% today when you open a Kohl’s Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 7.5% of the transaction subtotal for qualifying purchases when using their Kohl's Card at Kohl’s stores or Kohls.com. Kohl’s Rewards® members will earn 5% with any other tender type. Qualifying purchases are calculated after all discounts and/or coupons are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Kohl’s. The Kohl's Rewards® program is provided by Kohl's.For Kohl’s Rewards® program details and full terms, please visit Kohls.com/KohlsRewardsTerms."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, earn 7.5% in Rewards on Kohl’s purchases every day!"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Kohl's Credit Card"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "29.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Kohl's Rewards® members earn 7.5% in rewards on Kohl’s purchases every day."
} ]
}, {
"productId" : "38431",
"brand" : "KOHLSCB",
"externalBrandCode" : "KOHLSCBPA",
"campaignStartDate" : "2026-04-01",
"cardAssociation" : "Visa",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1",
"text" : "Plus, take an extra 40% off a Kohl’s purchase using your card within your first 30 days!"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "40% COUPON IS VALID ON QUALIFYING PURCHASES FOR ONE TRANSACTION WITH YOUR NEW KOHL’S CARD WITHIN 30 DAYS OF CREDIT AVAILABILITY. Approved customers who are not eligible for a virtual Kohl’s Card will not have credit available to make a purchase until their Kohl’s Card arrives in the mail. Must surrender coupon with ID in store before your card arrives or enter code on Kohls.com with your temporary account number. Limit one per customer. Nontransferable.
DOLLAR-OFF COUPONS, INCLUDING KOHL'S CASH®, WILL BE APPLIED PRIOR TO PERCENT-OFF TOTAL PURCHASE COUPONS. Coupon cannot be used in conjunction with other percent-off coupons, including age-specific discounts.
COUPON EXCLUSIONS: Not valid on price adjustments; payments on a Kohl's credit card account; taxes; shipping or handling fees; gift cards; Kohl’s Cares® cause or other charitable items; Sephora at Kohl’s; and/or any other categories and brands of merchandise identified as coupon ineligible.
COUPON ELIGIBLE BRANDS INCLUDE: Apt. 9, Croft & Barrow, FLX, Jumping Beans, SO, Sonoma Goods For Life, Tek Gear, The Big One, LC Lauren Conrad, Nine West, Simply Vera Vera Wang, and other great brands. See Kohls.com/details for a full list of included brands.
LOOK FOR SIGNS IN STORE, ASK AN ASSOCIATE, OR FIND A COMPLETE LIST OF COUPON-ELIGIBLE BRANDS AT KOHLS.COM/DETAILS."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "7.5% in rewards on Kohl’s purchases every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "Free shipping opportunities when you become an MVC"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 7.5% of the transaction subtotal for qualifying purchases when using their Kohl's Card at Kohl’s stores or Kohls.com. Kohl’s Rewards® members will earn 5% with any other tender type. Qualifying purchases are calculated after all discounts and/or coupons are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Kohl’s. The Kohl's Rewards® program is provided by Kohl's. For Kohl’s Rewards® program details and full terms, please visit Kohls.com/KohlsRewardsTerms."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2",
"text" : "3% in rewards on gas"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_2_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 3% of the transaction subtotal for qualifying purchases made at gas stations when using their Kohl’s Rewards® Visa linked to their Kohl’s Rewards® Account. Gas station merchants include merchants whose primary line of business is the sale of automotive gasoline that can be purchased inside the service station or at the automated fuel pump. Kohl’s uses merchant category codes to determine whether your purchase is within a certain category that earns additional Kohl’s rewards. Merchants determine the merchant category code used to identify transactions, which could impact the amount of Kohl’s rewards you earn. Kohl’s is not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3",
"text" : "2% in rewards at grocery stores"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_3_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 2% of the transaction subtotal for qualifying purchases made at grocery stores when using their Kohl’s Rewards® Visa linked to their Kohl’s Rewards® Account. Purchases made at grocery stores associated with discount stores or super stores, including warehouse clubs (e.g., Costco, Walmart®), and convenience stores will earn 1% of the transaction subtotal in Kohl’s rewards. Kohl’s uses merchant category codes to determine whether your purchase is within a certain category that earns additional Kohl’s rewards. Merchants determine the merchant category code used to identify transactions, which could impact the amount of Kohl’s rewards you earn. Kohl’s is not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4",
"text" : "1% in rewards everywhere else Visa is accepted"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_4_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 1% of the transaction subtotal on purchases made anywhere Visa is accepted. Certain gas and grocery store purchases may qualify for an enhanced earn rate. Kohl’s uses merchant category codes to determine whether your purchase is within a certain category that earns additional Kohl’s rewards. Merchants determine the merchant category code used to identify transactions, which could impact the amount of Kohl’s rewards you earn. Kohl’s is not responsible for merchant category codes used by merchants."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Monthly cardholder exclusive savings opportunities"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "A special anniversary offer every year"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "Become an MVC (Most Valued Customer) when you spend $600 a year at Kohl's or Kohls.com with your Kohl's Rewards® Visa and enjoy monthly free shipping opportunities"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Kohl’s cardholders achieve MVC (Most Valued Customer) status after spending $600 on purchases at Kohl’s stores or Kohls.com within a calendar year using their Kohl’s Card. Once MVC status is achieved, it is effective through December 31 of the following calendar year. MVC status provides Kohl’s cardholders with monthly free shipping opportunities."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Access to Capital One account management tools"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9_DISCLOSURE",
"text" : "Purchase APR:29.49% variable APR. Transfer Info: 29.49% variable APR, fees apply; No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you. Cash Advance APR: 29.49% variable. Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_APR",
"text" : "29.49% variable"
}, {
"language" : "en-US",
"type" : "CASH_ADVANCE_FEE",
"text" : "Either $5 or 5% of the amount of each cash advance, whichever is greater."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "Take an extra 40% off your first Kohl's purchase with your card!"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Apply your coupon at checkout using the offer in your digital wallet or the offer provided via email."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Take 40% off your first purchase in store or at Kohls.com within 30 days of account opening."
}, {
"language" : "en-US",
"type" : "EARN_DISCLOSURE",
"text" : "Kohl’s Rewards® Visa cardholders will earn Kohl’s rewards at the following rates of the transaction subtotal for qualifying purchases made with their Kohl’s Rewards® Visa linked to their Kohl’s Rewards® account:
-7.5% at Kohl’s stores or Kohls.com, excluding gift cards;
-3% on gasoline purchases made at merchants whose primary line of business is the sale of automotive gasoline that can be purchased inside the service station or at the automated fuel pump;
-2% at grocery stores (grocery purchases made at discount stores or superstores, including warehouse clubs (e.g., Costco or Walmart®) and convenience stores will earn 1%);
-1% on purchases everywhere else Visa is accepted.
Kohl’s uses merchant category codes to determine whether your purchase is within a certain category that earns additional Kohl’s rewards. Merchants determine the merchant category code used to identify transactions, which could impact the amount of Kohl’s rewards you earn. Kohl’s is not responsible for merchant category codes used by merchants.
Qualifying purchases are calculated after all coupons and/or discounts are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Kohl's. If merchandise from a qualifying purchase that earns Kohl’s rewards is returned or price adjusted, the value of the earned Kohl’s rewards and/or Kohl’s Cash® will be reduced to reflect any unearned value. Cash advances, balance transfers, and account access checks are not considered purchases and will not earn Kohl’s rewards.
The Kohl's Rewards® program is provided by Kohl's, Inc.
For Kohl’s Rewards® program details and full terms, please visit Kohls.com/KohlsRewardsTerms.
The Kohl’s Rewards® Visa and services are offered by Capital One, N.A., pursuant to a license from Visa Inc.
Visa is a registered trademark of Visa International Service Association and used under license."
}, {
"language" : "en-US",
"type" : "EVERYWHERE_ELSE_EARN_RATE",
"text" : "1%"
}, {
"language" : "en-US",
"type" : "GAS_EARN_RATE",
"text" : "3%"
}, {
"language" : "en-US",
"type" : "GROCERY_EARN_RATE",
"text" : "2%"
}, {
"language" : "en-US",
"type" : "INTERNAL_EARN_RATE",
"text" : "7.5%"
}, {
"language" : "en-US",
"type" : "KOHLS_CASH_EXPIRATION",
"text" : "30"
}, {
"language" : "en-US",
"type" : "KOHLS_CASH_INCREMENT",
"text" : "$5"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "MVC_SPEND_1",
"text" : "$600/year"
}, {
"language" : "en-US",
"type" : "MVC_SPEND_2",
"text" : "$600"
}, {
"language" : "en-US",
"type" : "OPENING_OFFER_SNIPPET_1",
"text" : "Save 40% today"
}, {
"language" : "en-US",
"type" : "OPENING_OFFER_SNIPPET_2",
"text" : "plus earn 7.5% in rewards at Kohl's every day when you open a Kohl's Card."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Save 40% today when you open a Kohl’s Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 7.5% of the transaction subtotal for qualifying purchases when using their Kohl's Card at Kohl’s stores or Kohls.com. Kohl’s Rewards® members will earn 5% with any other tender type. Qualifying purchases are calculated after all discounts and/or coupons are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Kohl’s. The Kohl's Rewards® program is provided by Kohl's.For Kohl’s Rewards® program details and full terms, please visit Kohls.com/KohlsRewardsTerms."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, earn 7.5% in Rewards on Kohl’s purchases every day!"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Kohl's Rewards® Visa"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "29.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Kohl's Rewards® members earn 7.5% in rewards on Kohl’s purchases every day, 3% in rewards on gas, 2% in rewards at grocery stores, and 1% in rewards everywhere else Visa is accepted."
}, {
"language" : "en-US",
"type" : "TRANSFER_APR_SNIPPET",
"text" : "29.49% variable APR"
}, {
"language" : "en-US",
"type" : "TRANSFER_FEE_SNIPPET",
"text" : "No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you."
} ]
}, {
"productId" : "38432",
"brand" : "KOHLSPLCC",
"externalBrandCode" : "KOHLSPLCCPA",
"campaignStartDate" : "2026-04-01",
"cardAssociation" : "PLCC",
"testGroupCode" : "CONTROL",
"marketingChannelCode" : "UNS",
"productDisplayContent" : [ {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1",
"text" : "Plus, take an extra 40% off a Kohl’s purchase using your card within your first 30 days!"
}, {
"language" : "en-US",
"type" : "BENEFIT_HEADER_SNIPPET_1_DISCLOSURE",
"text" : "40% COUPON IS VALID ON QUALIFYING PURCHASES FOR ONE TRANSACTION WITH YOUR NEW KOHL’S CARD WITHIN 30 DAYS OF CREDIT AVAILABILITY. Approved customers who are not eligible for a virtual Kohl’s Card will not have credit available to make a purchase until their Kohl’s Card arrives in the mail. Must surrender coupon with ID in store before your card arrives or enter code on Kohls.com with your temporary account number. Limit one per customer. Nontransferable.
DOLLAR-OFF COUPONS, INCLUDING KOHL'S CASH®, WILL BE APPLIED PRIOR TO PERCENT-OFF TOTAL PURCHASE COUPONS. Coupon cannot be used in conjunction with other percent-off coupons, including age-specific discounts.
COUPON EXCLUSIONS: Not valid on price adjustments; payments on a Kohl's credit card account; taxes; shipping or handling fees; gift cards; Kohl’s Cares® cause or other charitable items; Sephora at Kohl’s; and/or any other categories and brands of merchandise identified as coupon ineligible.
COUPON ELIGIBLE BRANDS INCLUDE: Apt. 9, Croft & Barrow, FLX, Jumping Beans, SO, Sonoma Goods For Life, Tek Gear, The Big One, LC Lauren Conrad, Nine West, Simply Vera Vera Wang, and other great brands. See Kohls.com/details for a full list of included brands.
LOOK FOR SIGNS IN STORE, ASK AN ASSOCIATE, OR FIND A COMPLETE LIST OF COUPON-ELIGIBLE BRANDS AT KOHLS.COM/DETAILS."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1",
"text" : "7.5% in rewards on Kohl’s purchases every day"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_10",
"text" : "Free shipping opportunities when you become an MVC"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 7.5% of the transaction subtotal for qualifying purchases when using their Kohl's Card at Kohl’s stores or Kohls.com. Kohl’s Rewards® members will earn 5% with any other tender type. Qualifying purchases are calculated after all discounts and/or coupons are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Kohl’s. The Kohl's Rewards® program is provided by Kohl's. For Kohl’s Rewards® program details and full terms, please visit Kohls.com/KohlsRewardsTerms."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_5",
"text" : "Monthly cardholder exclusive savings opportunities"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_6",
"text" : "A special anniversary offer every year"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7",
"text" : "Become an MVC (Most Valued Customer) when you spend $600 a year at Kohl's or Kohls.com with your Kohl's Credit Card and enjoy monthly free shipping opportunities"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_7_DISCLOSURE",
"text" : "Kohl’s cardholders achieve MVC (Most Valued Customer) status after spending $600 on purchases at Kohl’s stores or Kohls.com within a calendar year using their Kohl’s Card. Once MVC status is achieved, it is effective through December 31 of the following calendar year. MVC status provides Kohl’s cardholders with monthly free shipping opportunities."
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_8",
"text" : "Access to Capital One account management tools"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9",
"text" : "No annual fee"
}, {
"language" : "en-US",
"type" : "BENEFIT_SNIPPET_9_DISCLOSURE",
"text" : "Purchase APR: 29.49% variable APR"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_1",
"text" : "Take an extra 40% off your first Kohl's purchase with your card!"
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_REDEEM_SNIPPET_2",
"text" : "Apply your coupon at checkout using the offer in your digital wallet or the offer provided via email."
}, {
"language" : "en-US",
"type" : "EARLY_SPEND_BONUS_SNIPPET",
"text" : "Take 40% off your first purchase in store or at Kohls.com within 30 days of account opening."
}, {
"language" : "en-US",
"type" : "INTERNAL_EARN_RATE",
"text" : "7.5%"
}, {
"language" : "en-US",
"type" : "KOHLS_CASH_EXPIRATION",
"text" : "30"
}, {
"language" : "en-US",
"type" : "KOHLS_CASH_INCREMENT",
"text" : "$5"
}, {
"language" : "en-US",
"type" : "MEMBERSHIP_FEE_SNIPPET",
"text" : "$0"
}, {
"language" : "en-US",
"type" : "MVC_SPEND_1",
"text" : "$600/year"
}, {
"language" : "en-US",
"type" : "MVC_SPEND_2",
"text" : "$600"
}, {
"language" : "en-US",
"type" : "OPENING_OFFER_SNIPPET_1",
"text" : "Save 40% today"
}, {
"language" : "en-US",
"type" : "OPENING_OFFER_SNIPPET_2",
"text" : "plus earn 7.5% in rewards at Kohl's every day when you open a Kohl's Card."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1",
"text" : "Save 40% today when you open a Kohl’s Card!"
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_1_DISCLOSURE",
"text" : "Kohl's Rewards® members earn Kohl’s rewards at a rate of 7.5% of the transaction subtotal for qualifying purchases when using their Kohl's Card at Kohl’s stores or Kohls.com. Kohl’s Rewards® members will earn 5% with any other tender type. Qualifying purchases are calculated after all discounts and/or coupons are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Kohl’s. The Kohl's Rewards® program is provided by Kohl's.For Kohl’s Rewards® program details and full terms, please visit Kohls.com/KohlsRewardsTerms."
}, {
"language" : "en-US",
"type" : "PRIMARY_BENEFIT_SNIPPET_2",
"text" : "Plus, earn 7.5% in Rewards on Kohl’s purchases every day!"
}, {
"language" : "en-US",
"type" : "PRODUCT_NAME_LONG",
"text" : "Kohl's Credit Card"
}, {
"language" : "en-US",
"type" : "PURCHASE_APR_SNIPPET",
"text" : "29.49% variable APR"
}, {
"language" : "en-US",
"type" : "REWARDS_EARN_RATE_SNIPPET",
"text" : "Kohl's Rewards® members earn 7.5% in rewards on Kohl’s purchases every day."
} ]
} ]