Additional Merchant Services Offered by Capital One®


Wired services are perfect for businesses that would prefer a traditional point-of-sale terminal. We'll help you set up your new terminal and start accepting payments right away—using your existing phone or internet connectivity.

  • Accept payments using your existing telecommunications set up
  • Get a future–proof terminal with EMV acceptance capability
  • Accept gift cards and loyalty programs
  • Foreign currency conversion


Virtual merchant services is a web–based payment acceptance system that eliminates the need for a physical terminal. Perfect for businesses that want to accept payments over an internet connection.

  • Accept payments from any PC with an internet connection
  • Bill customers automatically with recurring billing
  • Get an optional card reader for in-person payments
  • Upload multiple transaction in a single file with batch uploading

Payment Gateway Solution

Our payment gateway integrates all your online and offline payment acceptance systems—including in–house and third party solutions. Perfect for merchants who make sales both online and in–person, a gateway will help support the growth and changing payment acceptance requirements of your business.

  • Seamless integration with numerous shopping carts and eStores
  • Customizable hosted web page
  • API for in–house or third party integration


Complete your additional merchant services package with DialPay, a system that accepts phone-based payments. Perfect for businesses that accept minimal card payments, DialPay is great on its own or as a full-featured backup system.

  • No equipment or software to purchase—use your existing home, office, or mobile phone
  • Automatic batching for settlement
  • English and Spanish IVR and quick reference guides

Gift Cards & Loyalty

Attract new customers and reward your regulars with gift card and loyalty programs. Perfect for merchants looking to generate new business and increase customer frequency—gift and loyalty cards help create awareness and build brand love.

  • Various gift card programs to best fit your business needs, whether single or multi-location
  • Supports numerous POS systems and credit card terminals
  • Additional services available including virtual gift cards, direct mail campaigns, text messaging and social media
  • Quick and simple implementation: standard cards ship in 3-5 days, custom cards in 15 days

Learn More About Additional Merchant Services

Call 1-866-391-3555
Monday-Friday, 9 a.m. to 6 p.m. ET.

We will help get you started with the payment solutions that best meet your specific business needs.

Additional Services FAQs

Whether you're a payment processing rookie hoping to broaden your knowledge base, or an experienced campaigner looking for something specific, the answers to your most pressing questions can be found here.

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Credit qualifications apply. To be eligible for Additional Merchant Services you must be at least 18 years of age, have an address within the United States and have a valid checking account number and routing information. Other terms and conditions apply.

Products and services are offered by Capital One, N.A. ©2014 Capital One. All rights reserved.