Get Better Equipment to Better Your Business
It’s tough to run a business without the right equipment. Maybe your office software needs updating, your microscopes need replacing, or you're adding more food trucks to your fleet. Whatever your essentials may be, we have the equipment and vehicle loans to get your business where it needs to go.
Loan At a Glance
• Perfect for businesses that need to buy, replace or refinance equipment
• Get up to 110% financing upon approval1
• Enjoy fixed rates and predictable monthly payments
|Loan Amount||Starting at $10,000|
|Term Length||Up to 5 years|
|Repayment Terms||Fixed monthly payments|
|Loan-to-Value||Up to 110% for qualified buyers1|
Spark Business Unlimited Checking
Enjoy unlimited business transactions.
Business Advantage Savings
Earn a competitive interest rate on your balances.
Full-Service Merchant Services
Accept credit, debit, gift and loyalty card payments.
Cash Flow Management
Manage your income and payments electronically.
All Equipment & Vehicle Loans come with:
- 24/7 account access with Online and Mobile Banking
- Automatic payments from your Spark Business Checking account
- Access to banking professionals
- Flexible repayment terms
To Qualify You'll Need To:
- Have been in business for at least two years
- Have or open a Spark BusinessSM Checking Account
- Own a combined 50% of your business
Access Made Easy
Web access is needed to use Mobile Banking. Check with your service provider for specific fees and charges.
All loan applications are subject to credit approval. Normal credit standards apply. Some applications may require further consideration and additional information may be requested. Please consult with your tax accountant for more information on tax benefits related to equipment purchases. Routine or unscheduled maintenance may impact accessibility. Products, rates and terms are subject to change without notice. This does not represent an offer to enter into a loan agreement. Please contact a Capital One branch or banker for details.
Up to 100% LTV for qualified buyers for new or used equipment or a new vehicle. Up to 110% LTV for used vehicles.