Business Checking

All your business checking account needs from cash flow management to more complex transactions—covered.

BUSINESS CHECKING PRODUCTS

FOR EVERYDAY CHECKING NEEDS

Basic Checking

Spend less time worrying about fees and more time building your business.

MONTHLY SERVICE FEE

$15 monthly service fee, waived with $2,000 minimum balance

WIRES

For domestic wires, $15 per incoming wire and $25 per outgoing wire

Digital Transactions

No fee. Includes mobile deposits, ACH payments and online bill pay 1

ATM Access

No fees at 70,000+ ATMs. Includes Capital One, MoneyPass® and Allpoint® ATMs.2

FOR HIGHER TRANSACTION NEEDS

Enhanced Checking

Enhance your everyday flexibility and control with more account features.

MONTHLY SERVICE FEE

$35 monthly service fee, waived with $25,000 minimum balance

WIRES

Incoming wires are free, first five outgoing wires are free each month

Digital Transactions

No fee. Includes mobile deposits, ACH payments and online bill pay 1

ATM Access

No fees at 70,000+ ATMs. Includes Capital One, MoneyPass® and Allpoint® ATMs.2

FOR large, complex businesses

Tailored business checking accounts

Optimize your cash flow with premium checking products built for sophisticated banking and cash management needs. See if you're eligible to partner with a dedicated business banker to learn more.

BASIC AND ENHANCED CHECKING ACCOUNT BENEFITS

Overdraft Coverage

Get free Overdraft Protection with a linked Capital One Business deposit account.

70,000+ No-Fee ATMs

Access your money with no fees at Capital One, MoneyPass® and Allpoint® ATMs.2

Bank on the Go

Take advantage of mobile banking and deposits from your smartphone. 

Fee-free Digital

Unlimited digital transactions each month with no fees in sight. 1

FDIC-insured

Balances in your Basic Checking and Enhanced Checking accounts are fully insured up to the FDIC’s allowable limits.

Online Bill Pay

Easily send electronic payments to vendors you’d normally pay by check. It’s free!

BUSINESS SAVINGS ACCOUNT

Earn up to 4.10%

Reach your goals faster with a business savings account and earn a 6-month promotional interest rate up to 4.10%.3

GET IN TOUCH

See if your business is a good match to work with a dedicated business banker

When you partner with us, you get access to specialized products, money management tools, flexible lending options and special rates. Check your eligibility to find the support you want, when you need it.

ADDITIONAL RESOURCES