var numb = 11  // Number of lines (Incl. 0)
header_text = new Array(11);
header_text[0] = "<p>Send your payment 7-10 days before it's due to ensure it posts on time.</p>";
header_text[1] = "<p>Call 1-800-955-7070 for a new PIN. You'll need one for the ATM.</p>";
header_text[2] = "<p>We may increase your credit limit if you always stay within your limit and make timely payments.</p>";
header_text[3] = "<p>Keep your account in good standing. Pay at least the minimum due by the due date.</p>";
header_text[4] = "<p>Your APR determines the interest you pay on your balance. Learn more about your <a href='http://www.capitalone.com/contactus/glossary.shtml#A'>APR</a>.</p>";
header_text[5] = "<p>Save time, stamps, and checks&#8212;pay your bill online. <a href='https://servicing.capitalone.com/c1/login.aspx'>Get started now</a>.</p>";
header_text[6] = "<p>Paying your bill online will help prevent <a href='http://www.capitalone.com/fraud/'>identity theft</a>.</p>";
header_text[7] = "<p>You can update your address <a href='https://servicing.capitalone.com/c1/login.aspx'>online</a> to prevent late fees when you move.</p>";
header_text[8] = "<p>Your payment is applied to fees first, then to the remaining balance.</p>";
header_text[9] = "<p>Transfer higher-rate balances to your Capital One account. Call 1-800-955-7070.</p>";
header_text[10] = "<p>Call our automated system any time to get the latest, most accurate account info. 1-800-955-7070.</p>";
var randomtip = header_text[Math.floor(Math.random()*numb)];