Capital One Online Savings Account

One of the best savings rates among top national banks, no fees and FDIC Insured

A rate among the best.
Easy online transfers.*
Open online in minutes.
 
1.75% APY*
Balance over $10,000
 
A rock-solid investment.
Open online in minutes.
 
2-year   1.01% APY*
7-year   1.50% APY*
 
Other terms available
Member FDIC FDIC deposit insurance increase to $250,000 extended through December 31, 2013.

Check out all our Direct Banking products:
Online Savings Account
High Yield Money Market Account
Rewards Money Market Account
Certificate of Deposit
Business Money Market Account

Service my Direct Banking accounts
  • 1.75%
    APY*
    Balance over $10,000
    • One of the best savings rates among the top national banks
    • No fees
    • Free online transfers
    • FDIC insured
    Learn more about Online Savings Account

    View our rates and terms

    Open an Online Savings Account

  • 1.40%
    APY*
    • Great rate backed by FDIC insurance
    • No fees, no minimum balance
    • Free online transfers, checks and ATM card*
    Learn more about High Yield Money Market

    Open a High Yield Money Market account

  • 1.25%
    APY*
    • Competitive rate plus rewards
    • 2,500 bonus miles*
    • Earn rewards for saving
    • No fees, no minimum balance
    • FDIC insured
    Learn more about Rewards Market

    Open a Rewards Money Market account

  • 1.50%
    APY*
    7-year term    
    • Fixed rates backed by FDIC insurance
    • No fees to open or maintain your account
    • Convenient online access
    Learn more about Certificates of Deposit

    View our rates and terms

    Open a Certificates of Deposit account

  • 1.15%
    APY*
    • Great rate backed by FDIC insurance
    • Easy access with checks*
    • No fees, no minimum balance
    Learn more about Business Money Market

    Open a Business Money Market account

*   The above annual percentage yields (APYs) are effective as of 7/1/2009 and may change at any time.
Capital One Direct Banking products and services are offered by Capital One Bank (USA), N.A., and Capital One N.A., members FDIC.

“An Outstanding Customer Service Experience”
For J.D. Power and Associates Certified Call Center ProgramSM information, please visit www.jdpower.com
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