Capital One MasterCard Prepaid Card

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 Easy to get and use

  • Not a credit card – no credit check required
  • Use it anywhere Debit MasterCard® is accepted
  • Track balance online and via text
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  Adding money is easy

  • Load your pay or benefits checks through direct deposit
  • Load cash at any participating Western Union® Agent location
  • Transfer funds from a bank account
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 Low fees

  • No activation fee
  • $0 monthly fee when you load at least $500 in any transaction cycle*
  • One Free ATM Withdrawal per Transaction Cycle*
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Free direct deposit

  • Load pay or benefits checks to your card automatically
  • No paper checks to be lost or stolen
  • Safe and easy once you have your card
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 Your money is safe

  • Safe from loss or theft with $0 Fraud Liability²
  • No need to carry large amounts of cash
  • FDIC Insured
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*Your transaction cycle begins on the date you first activate your card and continues until that date the following month. See terms and conditions for a detailed explanation of Transaction Cycle and other details.

¹ Accepted everywhere Debit MasterCards are accepted

² Terms and conditions may apply. In the event of unauthorized use of your Capital One® issued Prepaid Card you will get the benefit of Zero Liability if the following apply: you have exercised reasonable care in safeguarding your card and you have not reported two or more events of unauthorized use in the past 12 months. However, Zero Liability does not apply to PIN-based transactions. Unauthorized use means that you did not provide, directly, by implication or otherwise, the right to use your card and you received no benefit from the “unauthorized” purchase.

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