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  1. Capital One Home >
  2. Home Loans

Home Loans: Purchase and Mortgage Refinance

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Rethink the way you get your mortgage. Competitive low rates, low closing costs, easy application and no hidden fees.

Find the Right Home Loan

Whether you are buying a home or refinancing the one you're in, our Solutions Finder can help you find the loan that best fits you!

Find your solution

Products at a Glance

Fixed rate

Fixed Rate Mortgages

  • Get predictable monthly payments
  • Protect yourself from rate increases with a fixed rate
  • Best if you plan to stay in your house for many years
Adjustable Rate Mortgage

  Adjustable Rate Mortgages (ARM)

  • Pay lower initial variable payments than a fixed rate mortgage
  • Avoid paying a higher rate than you need for a longer fixed rate mortgage
  • Best if you plan to move or refinance in 5 to 7 years
Learn more about our products

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Capital One Mortgage

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Attention Homeowners:

Need help making your mortgage payments? Find out about mortgage assistance options.

Capital One, N.A., NMLS ID 453156.

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires all mortgage loan originators to be registered in the Nationwide Mortgage Licensing System and Registry (NMLS). Mortgage loan originators and their NMLS IDs can be looked up at http://www.nmlsconsumeraccess.org/.

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