InterestPlus Online Savings Account

* APY means Annual Percentage Yield. Account-specific disclosures:
InterestPlus Online Savings Accounts: APY in effect as of 5/9/2012. 0.60% APY applies to account balances of $1,000.00 or more. 0.10% APY applies to balances less than $1,000.00. Rates are variable and may change at any time. Minimum deposit required to open the account is $1. Withdrawals by online transfer are limited to six per calendar month. Each quarterly bonus will be equal to 10% of the interest earned on this account in the previous quarter. In order to be eligible to receive this bonus, your InterestPlus Online Savings account must be open, and you must either maintain an average monthly balance of at least $10,000 in this account every month during the previous quarter, or, you must be an owner of an active Capital One Credit Card in good standing (not restricted, not over limit, not past due), with at least one transaction per calendar month. The bonus will be paid to your InterestPlus Online Savings account within 4-8 weeks after the end of each quarter and will be reflected on your periodic statement. This account offers electronic statements only. The amount of the bonus may be reported to the IRS as required by applicable law. Terms and conditions of this offer may change at any time.

** National Average for money market accounts as of 5/07/2012, Informa Research Services, Inc., Calabasas, CA, www.informars.com, based on balance of $10,000. Although the information has been obtained from various institutions, the accuracy cannot be guaranteed.

‡ This chart represents interest earned for one year assuming no withdrawals plus the 10% bonuses on the interest earned. Actual interest and bonus earned may vary.