Certificates of Deposit

We'll help you reach your savings goal faster.

Choose the CD that's right for you.
Term certificate of deposit annual percentage yields by account term
CD Term APY Apply
$5,000 minimum deposit to open account See All CD Rates and Terms ›
6 Month CD 0.25% APY* Open a 6 Month Certificates of Deposit Account online.
1 Year CD 0.30% APY* Open a 1 Year Certificates of Deposit Account online.
18 Month CD 0.40% APY* Open an 18 Month Certificates of Deposit Account online.
2 Year CD 0.40% APY* Open a 2 Year Certificates of Deposit Account online.
30 Month CD 0.45% APY* Open a 30 Month Certificates of Deposit Account online.
3 Year CD 0.50% APY* Open a 3 Year Certificates of Deposit Account online.
4 Year CD 0.75% APY* Open a 4 Year Certificates of Deposit Account online.
5 Year CD 0.75% APY* Open a 5 Year Certificates of Deposit Account online.
7 Year CD 1.01% APY* Open a 7 Year Certificates of Deposit Account online.
10 Year CD 1.01% APY* Open a 10 Year Certificates of Deposit Account online.

Certificates of Deposit:

  • Fixed Rate
  • Guaranteed Returns
  • FDIC insured
  • Choice of how to reinvest interest

Why our CDs are
such a good way to save

  • No monthly fees apply during the term of your CD.
  • Your deposits are guaranteed up to at least $250,000 by the FDIC.
  • Know that your money is secure with one of the country's largest deposit institutions.
  • Lock in your rate for the life of your CD.

* APY means Annual Percentage Yield (APY). APYs are effective as of 5/9/2012 and may change at any time. Account-specific disclosures:
Certificates of Deposit 

APY in effect as of 5/9/2012. The APY in effect for a 6-month CD is 0.25%, the APY in effect for a 1-year CD is 0.30%, the APY in effect for an 18-month CD is 0.40%, the APY in effect for a 2-year CD is 0.40%, the APY in effect for a 30-month CD is 0.45%, the APY in effect for a 3-year CD is 0.50%, the APY in effect for a 4-year CD is 0.75%, the APY in effect for a 5-year CD is  0.75%, the APY in effect for a 7-year CD is 1.01%, and the APY in effect for a 10-year CD is  1.01%. Other rates and terms are also available. A minimum deposit of $5,000 is required to open a CD and to earn the advertised APY. A minimum deposit of $100,000 is required to open a Jumbo CD. A substantial penalty may be imposed for early withdrawal; this fee could reduce earnings. Rates may change at any time.

See www.fdic.gov for more information about FDIC insurance.

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