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Certificates of Deposit
Effective as of: 7/1/2009
Current Rates and Account Agreement Supplement
Certificates of Deposit for Capital One Bank (USA), N.A.
Non-jumbo CD Rates (minimum deposit of $5,000)
| CD Term | Interest Rate* | Annual Percentage Yield* |
|---|---|---|
| 18 months | 1.54% | 1.55% |
| 3 years | 1.54% | 1.55% |
| 5 years | 2.03% | 2.05% |
| 7 years | 2.03% | 2.05% |
Jumbo Certificates of Deposit for Capital One Bank (USA), N.A.
Jumbo CD Rates (minimum deposit of $100,000)
| CD Term | Interest Rate* | Annual Percentage Yield* |
|---|---|---|
| 18 months | 1.54% | 1.55% |
| 3 years | 1.54% | 1.55% |
| 5 years | 2.03% | 2.05% |
| 7 years | 2.03% | 2.05% |
Accounts will be opened at Capital One Bank (USA), N.A., unless you request otherwise.
The above interest rates and annual percentage yields are effective as of 7/1/2009 and subject to change at any time.
Rates are locked for 10 calendar days at time of account opening to allow you time to fund your CD. If we receive your funds within 10 calendar days of the day you opened your account, you will receive the rate effective on your application date. Accounts funded after this time will receive the rate effective at time of funding.
* The APY assumes that interest remains on deposit until maturity. A penalty will be imposed for early withdrawal. An early withdrawal will reduce earnings; this fee may reduce earnings.
Costco Executive Members will receive $60 and Gold Star and Business Members will receive $20 when they open their first account of any kind through the Costco program and deposit at least $5,000 within 30 days of opening the account. The bonus will be credited to the new account balance and is reported as interest income.
Capital One Bank (USA), N.A., and Capital One, N.A., are both Members FDIC.
Please see the Capital One Certificate of Deposit Agreement for more information on the terms of these accounts. If you have any questions, please give us a call at 1-866-710-9304 Monday through Friday, 8 a.m. to 8 p.m., or Saturday between 8 a.m. and 2 p.m., Eastern Time.
Need more answers? See our Frequently Asked Questions.
If you're ready to sign up, open an account now.
Open an account by phone at 1-866-710-9304.
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1.80%APY*
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1.60%APY*
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Certificates of Deposit2.05%APY*
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1.60%APY*
