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High Yield Money Market Account
Great High Yield Money Market Account rates. Our High Yield Money Market Account rates are higher than the national average.
We also offer easier access to your money with free checks, an ATM card and online transfers to and from your existing checking and savings accounts◊
Competitor comparison information pulled from www.ingdirect.com and www.hsbcdirect.com as of 8/26/08.
The above non-Capital One service marks are owned by each respective entity. All rights reserved.
◊ Withdrawal limits apply.
- What is a High Yield Money Market Account?
A High Yield Money Market Account is a savings account that offers a higher-than-average rate of return on your money, three easy ways to access your money – free checks, ATM card and online transfers to and from your existing external bank accounts* – and the security of FDIC insurance.
- Great rates
We have a history of great rates. In fact, our rates have been among the best in the nation for the past 10 years.
- Superior access to your money
Secure and easy access to your money with free checks, an ATM card and easy online transfers. Compare us against some of our competitors in the box above.
- No monthly fees and no minimum balance
Really. Service and maintenance fees do not apply to this account. You need $1 to open an account, but you'll earn interest on any amount you have in your account.
- FDIC insured to at least $250,000 per depositor
You know your money is safe with us. The Federal Deposit Insurance Corporation (FDIC) now provides insurance on deposits in Capital One Bank (USA), N.A. and Capital One, N.A., to at least $250,000 per depositor, per institution. This increase to $250,000 has been extended through December 31, 2013.
Individual and joint accounts are insured separately. For example: if you have both an individual account and a joint account with your spouse in each of our institutions, total deposits for you as a couple can be insured up to $1.5 million (up to $250,000 in each of the individual accounts, and up to an additional $250,000 per spouse in each of the joint accounts).
See How It Works: High Yield Money Market Account or read our FAQs
See our Rates and Disclosures.
Or, open an account now.
Open an account by phone at 1-866-871-7932.
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1.70%APY*With $2,500 or more
- One of the best rates among the top national banks
- 10% bonus on interest earned for qualifying accounts
- No monthly fees
- FDIC insured
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1.50%APY*Balance over $10,000
- A rate among the best
in the nation - No monthly fees
- Free online transfers
- FDIC insured
- A rate among the best
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High Yield Money Market1.20%APY*
- Great rate backed by FDIC insurance
- No monthly fees, no minimum balance
- Free online transfers, checks and ATM card*
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1.10%APY*
- Great rate backed by FDIC insurance
- 2,500 bonus miles*
- Earn rewards for saving
- No monthly fees, no minimum balance
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2.85%APY*4-year term
- Fixed rates backed by FDIC insurance
- No monthly fees to open or maintain your account
- Convenient online access
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1.01%APY*
- Great rate backed by FDIC insurance
- Easy access with checks*
- No monthly fees, no minimum balance
