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Business Money Market Account
Our Business Money Market Account is a first-rate solution to your business savings. Get a great rate - higher than the business money market account national average - on your business savings.
- What is a Business Money Market Account?
A Capital One Business Money Market Account is a savings account that allows your business funds to work for you by paying a higher-than-average rate of return -- while still providing you access to your money through check-writing privileges.*
- Grow your business savings with a great rate
We have a history of providing great rates, and as you can see from the chart in the box above, our rate is well above the national average for business money market accounts
- Easy access to your business funds with free checks*
Business Money Market Accounts have different rules for withdrawing funds than regular checking accounts. Youre allowed up to six transfers or withdrawals each statement cycle, three of which may be checks written to a third party.
- No monthly fees and no minimum balance
Really. Service and maintenance fees do not apply to this account. You need $1 to open an account, but youll earn interest on any amount you have in your account
- FDIC insurance to at least $250,000 per depositor
You know your money is safe with us. The Federal Deposit Insurance Corporation (FDIC) now provides insurance on deposits in Capital One Bank (USA), N.A. and Capital One, N.A., to at least $250,000 per depositor, per institution. This increase to $250,000 has been extended through December 31, 2013.
Individual and joint accounts are insured separately. For example: if you have both an individual account and a joint account with your spouse in each of our institutions, total deposits for you as a couple can be insured up to $1.5 million (up to $250,000 in each of the individual accounts, and up to an additional $250,000 per spouse in each of the joint accounts).
- Access to your account information online or by phone
View up-to-date account information through Capital One's free Online Banking service. You can also call our automated account information line.
Read our FAQs.
See our Rates and Disclosures.
Or, open an account now.
Open an account by phone at 1-866-858-6593.
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1.70%APY*
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1.50%APY*
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1.20%APY*
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1.10%APY*
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2.85%APY*
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Business Money Market1.01%APY*

