Money Market Account

Additional account benefits

Up to a $60 Costco Member Incentive: Executive Members receive a $60 member incentive and Gold Star and Business Members receive a $20 member incentive on your first Capital One deposit account of any kind opened through the Costco program with at least $5,000 deposited into the account in the first 30 days after opening.*

Easy online transfers: Access your money securely and easily with free online transfers to and from your existing accounts.*

Free checks: Write a check to yourself or anyone else*

Free ATM card: Withdraw money at any ATM. Capital One does not charge a fee for ATM usage, but the ATM owner may.*

FDIC security: The Federal Deposit Insurance Corporation (FDIC) provides insurance on deposits in Capital One Bank (USA), N.A. and Capital One, N.A., to at least $250,000 per depositor, per institution. See www.fdic.gov for more details.

Open a Money Market Account online.Or call toll free 1-866-710-9304

Money Market Account:

  • No monthly fees
  • Free checks*
  • Free ATM card*
  • Online transfers
  • Option to open account by phone

Current Rates

Table Caption
Balance
APY
$0.01 - $99.99 0.00%
$100.00 + 0.70%

$1,000 minimum initial deposit.

* APY means Annual Percentage Yield. Account-specific disclosures:

Money Market Account: 0.70% APY applies to account balances of $100.00 or more. 0.00% APY applies to balances less than $100. Minimum initial deposit amount is $1,000. Terms and conditions of this offer may change at any time. Rates are variable and may change at any time after account opening. Withdrawal limits apply.

To receive a Costco Member incentive, you must be a current Costco member at the time you open your account. This must be your first Capital One Direct Banking account of any kind through the Costco program and you must fund your account with at least $5,000 within 30 days of account opening. The applicable member incentive will be credited to your account 4-6 weeks after you fund your account and may occur as two partial credits. The amount of the incentive varies by membership type ($60 for Executive Members and $20 for Gold Star and Business Members) and may be reported to the IRS as required by applicable law. Please keep this incentive disclosure for your records.

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