InterestPlus Online Savings Account
Get Paid. Twice
- Earn 0.75% APY* exclusively for Costco members
We offer one of the highest rates among top national banks - Receive a 10% bonus
Get quarterly bonuses based on your interest earned with an average balance over $10,000* - No Fees
There are no fees associated with your InterestPlus Online Savings account
Additional account benefits
Easy online transfers: Access your money securely and easily with free online transfers to and from your existing accounts.*
FDIC security: The Federal Deposit Insurance Corporation (FDIC) provides insurance on deposits in Capital One Bank (USA), N.A. to at least $250,000 per depositor. See www.fdic.gov for more details.
Electronic statements: Your account statements will be delivered exclusively through Online Banking—that's less mail to deal with every month.
Current Rates
Balance |
APY |
|---|---|
| $0.01 + | 0.75% |
$5,000 minimum initial deposit.
* APY means Annual Percentage Yield. Account-specific disclosures:
InterestPlus Online Savings: APY in effect as of 5/9/2012. 0.75% APY applies to account balances of $0.01 or more. Rates are variable and may change at any time. Minimum deposit required to open the account is $5,000. Withdrawals by online transfer are limited to six per calendar month. This account offers electronic statements only.
InterestPlus Online Savings 10% Bonus: Each quarterly bonus will be equal to 10% of the interest earned on this account in the previous quarter. In order to be eligible to receive this bonus, your InterestPlus Online Savings account must be open, and you must maintain an average monthly balance of at least $10,000 in this account every month during the previous quarter. The bonus will be paid to your InterestPlus Online Savings account within 4-8 weeks after the end of each quarter and will be reflected on your statement. The amount of the bonus may be reported to the IRS as required by applicable law. Terms and conditions of this offer may change at any time.
To receive a Costco Member incentive, you must be a current Costco member at the time you open your account. This must be your first Capital One Direct Banking account of any kind through the Costco program and you must fund your account with at least $5,000 within 30 days of account opening. The applicable member incentive will be credited to your account 4-6 weeks after you fund your account and may occur as two partial credits. The amount of the incentive varies by membership type ($60 for Executive Members and $20 for Gold Star and Business Members) and may be reported to the IRS as required by applicable law. Please keep this incentive disclosure for your records.
** National Average for money market accounts as of 5/07/2012, Informa Research Services, Inc., Calabasas, CA, www.informars.com, based on balance of $5,000. Although the information has been obtained from various institutions, the accuracy cannot be guaranteed.
‡ This chart represents interest earned for one year assuming no withdrawals plus the 10% bonuses on the interest earned. Actual interest and bonus earned may vary.
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