Rates: |
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|---|---|
| Purchase APR: | 0% intro APR until June 2013; 11.9%–19.9% variable APR after that |
| Transfer APR: | 11.9%–19.9% variable APR |
| Cash Advance APR: | 24.9% variable APR |
| Grace Period: | 25 days on purchases |
Membership: |
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|---|---|
| Annual Fee: | $0 |
Usage Fees: |
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|---|---|
| Transfer Fee: | $0 |
| Foreign Transaction Fee: | $0 |
| Cash Advance Fee: | 3% of cash advance; not less than $10 |
Penalty Rates and Fees: |
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|---|---|
| Returned Payment Fee: | Up to $35 |
| Late Payment Fee: | Up to $35 |
| Over-the-Credit-Limit Fee: | None |
| Penalty APR: | 29.4% variable APR |
Travel upgrades and savings
Receive complimentary upgrades and special savings at hotels, resorts and spas with your Visa Signature card.
Complimentary concierge service
Enjoy personal assistance 24 hours a day, from home and when you travel, with Visa Signature Concierge.
Special access to events
Your Visa Signature card gets you special access and preferred seating at events like the Super BowlTM and Olympic GamesTM.
Shopping discounts
Take advantage of special discounts at top retailers and online merchants with your Visa Signature card.
$0 Fraud Liability
If your card is lost or stolen and used without your authorization, you will not be liable for those charges.
24-hour travel assistance services
If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.
24-hour roadside assistance
If your car breaks down or you get locked out, call us and we'll send someone to the rescue.
Extended warranty program
You'll get additional warranty protection at no charge on items that are purchased with your credit card.
Travel accident insurance
Get automatic travel insurance at no extra charge when you use your credit card to purchase your fare.
Auto rental insurance
Rent a car with your credit card and you can get collision, damage and loss insurance.
View the Complete Guide to Credit Card Benefits (102KB PDF) for this Visa Signature® card.
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|---|---|
| Credit Level | |
| Card Type | ![]() |
| Rewards |
1.25 miles per dollar on every purchase One-time bonus of 10,000 miles once you spend $1,000 in the first 3 months |
| Purchase APR | 0% intro APR until June 2013; 11.9%–19.9% variable APR after that |
| Transfer Info | 11.9%–19.9% variable APR; No Transfer Fee |
| Annual Fee | $0 |
| Additional | Rates & Disclosures |
Shop Perk CentralSM, featuring hundreds of your favorite retailers. Get up to 15 bonus miles per dollar—on top of what you already earn! Learn more.
Unlike some other banks, Capital One doesn't charge foreign transaction fees when you use your credit card overseas. That makes your Capital One card a great travel companion.

* If you are approved for a credit line less than $5,000, you will receive a Visa Platinum card. Some terms and benefits are not available with the Visa Platinum card. See Rates and Disclosures for term information and our Complete Guide to Credit Card Benefits for Visa Platinum (89KB PDF) for card benefit information.
We ask for your ZIP Code as product offerings and features may differ among geographic locations. You may change your ZIP Code at any time.