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Access your paycheck faster

Add money

Add money directly to your card with direct deposit rather than waiting in line to cash your check. With free direct deposit, your paychecks, government benefit checks, and even your tax refund checks can automatically be loaded onto your card.

You can also add cash at participating Western Union® Agent locations. It's safe and easy.

1. Direct deposit

We're making it easier than ever to access your money. Just sign up for free direct deposit and your checks will be automatically deposited onto your prepaid card.

With direct deposit you

  • Have faster access to the money from your paycheck or government check
  • Avoid hassles and fees of check cashers
  • Don't worry about carrying around lots of cash or losing a check
 

2. Add cash

Is your cash burning a hole in your wallet? Not to worry, you can always add cash to your prepaid card at participating Western Union Agent locations.

Carrying your prepaid card means No Hassles and the freedom to use it wherever MasterCard debit cards are accepted.

Sign Up  for your Capital One Prepaid MasterCard today!
MasterCard is a registered trademark of MasterCard International Incorporated.
WESTERN UNION® is a federally registered service mark of Western Union Holdings, Inc. and is used with permission.
Benefits and features
  • Free direct deposit
  • Pay bills online or over the phone
  • No overlimit fees
  • MasterCard® Zero Liability
  • No credit check
How it works