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Sign up for Capital One Prepaid MasterCard
Access your paycheck faster
  • Direct deposit your paychecks—get faster access to your money
  • Avoid the hassles and fees of check cashers
  • Add cash at over 44,500 locations
Pay bills and make purchases
  • Pay bills online or over the phone
  • Make purchases everywhere Debit MasterCard cards are accepted
  • Use Bill Pay to make payments where cards aren't accepted
Track your balance
  • Automatic e-mail and text alerts of purchases, loads, and balance updates
  • Balance updates printed on receipts
  • Never worry about going over your limit or paying an overlimit fee
Rest easy – your money is secure
  • MasterCard Zero Liability*
  • Replacement of money if lost or stolen
  • No need to worry about carrying around large amounts of cash
Benefits and features
  • Free direct deposit
  • Pay bills online or over the phone
  • No overlimit fees
  • MasterCard® Zero Liability
  • No credit check
How it works
Why Capital One Prepaid?
Convenience
  • Free direct deposit—your paychecks go onto your card automatically.
  • Pay your bills online or by phone using the money on your card.
  • End the hassle and expense of cashing checks and buying money orders.
Security
  • MasterCard Zero Liability—your money will be replaced if your card is lost or stolen.
  • FDIC Insurance—your money is protected.
  • Capital One is a name you can trust to help prevent fraud and keep your information secure.
Control
  • Keep track of your balance, spending, and reloads with automatic text and e-mail alerts.
  • No more overlimit fees—your deposits equal your spending line.
  • Take charge of your money—add more when you need more.
MasterCard is a registered trademark of MasterCard International Incorporated.
*Some restrictions may apply. For additional details see our Security page.