No Hassle MilesSM Rewards Credit Card

FAQ

Rewards Visa Card
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Capital One® has taken the hassle out of earning and redeeming your miles. Plus, there's no limit to the miles you can earn and your miles won't expire.

  • Earn 1.25 miles per dollar spent on all purchases
  • Fly FREE on any airline to any destination
  • Travel anytime with no blackout dates and no seat restrictions
  • Use your miles for ANY travel expense, cash back, gift cards and more
  • Save with a low introductory rate on purchases
This Credit Card At-A-Glance
Important Disclosures
Rewards:1.25 miles per dollar on every purchase
Purchase APR: 0% intro APR until July 2011; 16.9% variable APR after that
Transfer
Information:		16.9% variable APR
No Transfer Fee
Annual Fee:$0
  • I have had a loan or credit card for three years or more
  • I have had a credit card with a credit limit above $5,000
  • I have not been more than 60 days late on any credit card, medical bill, or loan in the last year

Fly free faster with this credit card

Miles Needed Price of free ticket
15,000 miles Saver (tickets up to $150)
35,000 miles Standard (tickets from $150.01–$350)
60,000 miles Super (tickets from $350.01–$600)

Using your No Hassle Miles for travel is easy:

  1. Book your flight any way you choose

    Use your card to purchase your airfare through any Web site, any travel agency, anywhere. Even call the airline directly. It’s your choice.

  2. Redeem your miles

    Redeem your miles online or by phone to get reimbursed for your purchase.

  3. Receive a statement credit

    Your account will be credited for the purchase, and you will see that credit on your statement.

The choice is yours. Redeem your miles for:

  • Travel: Fly for free on your next vacation for as few as 15,000 miles
  • Cash: Pad your savings account for that next big purchase
  • Merchandise: Get your hands on the latest electronics and other must-have merchandise
  • Charitable Donations: It always feels good to help out—donate your miles
  • Gift Cards: Gift giving just got easier with our brand-name gift cards
  • You can even use your miles for car rentals and hotels—for any purchase you’ve made with your Capital One credit card!
  

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Enjoy exclusive credit card benefits

$0 Fraud Liability
If your card is lost or stolen and used without your authorization, you will not be liable for those charges.
24-hour travel & emergency assistance
If your credit card is lost or stolen you can get an emergency card replacement and a cash advance.
24-hour roadside assistance
If your car breaks down or you get locked out, call us and we'll send someone to the rescue.
Extended warranty program
You’ll get additional warranty protection at no charge on items that are purchased with your credit card and already come with a warranty.
Auto rental insurance
Rent a car with your credit card and you can get collision, damage and loss insurance.
View the Complete Guide to Credit Card Benefits for this Visa® Platinum card
How can I review and redeem my rewards—or get help if I have questions?
If you are already a Capital One rewards credit card customer, you can access your rewards information online anytime at www.capitalone.com/milesrewards, or call our Rewards Center toll-free at 1-800-228-3001, Monday—Friday, from 8:00 a.m. to 12:00 a.m., and Saturday-Sunday, from 9:00 a.m. to 10:00 p.m., ET.
How can I redeem my miles for air travel?
There are two ways to redeem your miles for air travel. You can purchase your tickets and then contact us to redeem your miles for your air travel. Alternatively, you can contact our Rewards Center toll free at 1-800-228-3001 Monday—Friday from 8:00 a.m. to 12:00 am ET, Saturday and Sunday from 9:00 a.m. to 10:00 pm ET to purchase your ticket(s) and redeem your miles.
Can airline tickets be booked in someone else's name using my miles?
Yes, you can purchase tickets in anyone's name. For security purposes, we send all tickets to the billing address on your account.
How far in advance can I book airline tickets?
As long as you have enough miles in your account, you can book your airline tickets up to ten months in advance.
What types of purchases qualify for earning rewards?
Rewards will be earned on annual net purchases (not including purchase checks, purchase credits, travelers' check purchases, cash advances, access checks, and cash equivalent transactions).
If I don't pay my credit card bill in full every month, will I still earn rewards?
Rewards are accrued as a result of new, qualified purchases on your card each month, so, as long as you pay the monthly minimum by the due date, you will accumulate rewards.
Are there any limits to the miles I can earn?
No, there are no limits to the miles you can earn.
Do No Hassle Miles expire?
No, your No Hassle Miles don't expire for the life of the account. But if your account is closed, you'll lose any points you haven't redeemed.
When can I start redeeming?
Rewards are available for redemption once they are posted to your account determined by your program rules.
Can I redeem a portion of my No Hassle Rewards and keep adding to the remaining balance?
Yes, you can redeem any or all of your available rewards whenever you'd like, provided your account is open and in good standing.
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