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No Hassle MilesSM Ultra Credit Card for Professionals

FAQ

Professional Mastercard
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Capital One® has taken the hassle out of earning and redeeming your miles. Plus, there's no limit to the miles you can earn and your miles won't expire.

  • Double miles—2 miles per dollar spent on all purchases
  • Fly FREE on any airline to any destination
  • Travel anytime with no blackout dates and no seat restrictions 
  • Use your miles for ANY travel expense, cash back, gift cards and more
  • Save with a 0% intro APR on purchases until November 2010 
This Credit Card At-A-Glance
Important Disclosures
Rewards:2 miles per dollar on all purchases
Purchase APR: 0% until November 2010;
after that, 13.9% variable
Transfer
Information:		13.9% variable APR
No Transfer Fee
Annual Fee:$39
  • I have had a loan or credit card for at least five years
  • I have a credit card with a credit limit greater than $10,000
  • I have never been more than 60 days late on a credit card, medical bill or loan payment
  • I have never declared bankruptcy

Travel Free Fast

No Hassle Miles

Miles Redemption Info for Travel:

Simply add two zeros to the price of your travel purchase, then trade in that number of miles to pay for it.

Examples: $180 flight = 18,000 miles

$100 hotel room = 10,000 miles

Travel easy with No Hassle MilesSM

  1. Book your travel any way you choose

    Use your card for airfare, cruise tickets, hotel stays, or rental cars from ANY website or travel agency.

  2. Redeem your miles

    Redeem your miles online or by phone to get reimbursed for your purchase.

  3. Receive a statement credit

    Your account will be credited for the purchase, and you will see that credit on your statement.

The choice is yours. Redeem your miles for:

  • Travel: Enjoy using your miles for flights, hotel stays, cruises, car rentals, and all other travel purchases.
  • Merchandise: Get name-brand electronics, sporting equipment, and more.
  • Charitable Donations: Donate your miles—it always feels good to help.
  • Statement Credit: You can also use your miles to pay for other non-travel purchases you've made with your Capital One® Card.
  

Get a card as unique as you are

Capital One Image Card - Your Card. Your Choice.

Express yourself with your Capital One card. Use Image Card to upload one of your favorite pictures or choose from one of ours. It's fast, easy, and free!

Enjoy exclusive credit card benefits

$0 fraud liability
If your card is lost or stolen and used without your authorization, you will not be liable for those charges.
24-hour travel & emergency assistance
If your credit card is lost or stolen you can get an emergency card replacement and a cash advance.
24-hour roadside assistance
If your car breaks down or you get locked out, call us and we'll send someone to the rescue.
Extended warranty program
You’ll get additional warranty protection at no charge on items that are purchased with your credit card and already come with a warranty.
Travel accident insurance
Get worldwide automatic travel insurance at no extra charge when you use your credit card to purchase your fare.
Auto rental insurance
Rent a car with your credit card and you can get collision, damage and loss insurance.

View the Complete Guide to Credit Card Benefits for this MasterCard® for Professionals
How can I review and redeem my rewards—or get help if I have questions?
If you are already a Capital One rewards credit card customer, you can access your rewards information online anytime at www.capitalone.com/milesrewards, or call our Rewards Center toll-free at 1-800-228-3001, Monday—Friday, from 8:00 a.m. to 12:00 a.m., and Saturday-Sunday, from 9:00 a.m. to 10:00 p.m., ET.
How can I redeem my miles for air travel?
There are two ways to redeem your miles for air travel. You can purchase your tickets and then contact us to redeem your miles for your air travel. Alternatively, you can contact our Rewards Center toll free at 1-800-228-3001 Monday—Friday from 8:00 a.m. to 12:00 am ET, Saturday and Sunday from 9:00 a.m. to 10:00 pm ET to purchase your ticket(s) and redeem your miles.
Can airline tickets be booked in someone else's name using my miles?
Yes, you can purchase tickets in anyone's name. For security purposes, we send all tickets to the billing address on your account.
How far in advance can I book airline tickets?
As long as you have enough miles in your account, you can book your airline tickets up to ten months in advance.
What types of purchases qualify for earning rewards?
Rewards will be earned on annual net purchases (not including purchase checks, purchase credits, travelers' check purchases, cash advances, access checks, and cash equivalent transactions).
If I don't pay my credit card bill in full every month, will I still earn rewards?
Rewards are accrued as a result of new, qualified purchases on your card each month, so, as long as you pay the monthly minimum by the due date, you will accumulate rewards.
Are there any limits to the miles I can earn?
No, there are no limits to the miles you can earn.
Do No Hassle Miles expire?
No, your No Hassle Miles don't expire for the life of the account. But if your account is closed, you'll lose any points you haven't redeemed.
When can I start redeeming?
Rewards are available for redemption once they are posted to your account determined by your program rules.
Can I redeem a portion of my No Hassle Rewards and keep adding to the remaining balance?
Yes, you can redeem any or all of your available rewards whenever you'd like, provided your account is open and in good standing.
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