Capital One® Platinum Credit Card
It feels good to flex your credit power
Summary of Key Benefits:
- Get the credit you need, with MasterCard® benefits
- Customize your card design with Image Card
- Enjoy $0 Fraud Liability protection
- Stay on top of your account with free text alerts
- Access your account 24/7
This Credit Card is For:
People with average credit who want a great card with MasterCard® benefits.Rates: |
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|---|---|
| Purchase APR: | 24.9% variable APR |
| Transfer APR: | 24.9% variable APR |
| Cash Advance APR: | 24.9% variable APR |
| Grace Period: | 25 days on purchases |
Membership: |
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|---|---|
| Annual Fee: | $0 intro for the first year; $19 after that |
Usage Fees: |
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|---|---|
| Transfer Fee: | $0 |
| Foreign Transaction Fee: | $0 |
| Cash Advance Fee: | 3% of cash advance; not less than $10 |
Penalty Rates and Fees: |
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|---|---|
| Returned Payment Fee: | Up to $35 |
| Late Payment Fee: | Up to $35 |
| Over-the-Credit-Limit Fee: | Up to $29 |
| Penalty APR: | 29.4% variable APR |
MasterCard Platinum Benefits:
$0 Fraud Liability
If your card is lost or stolen and used without your authorization, you will not be liable for those charges.
24-hour travel assistance services
If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.
24-hour roadside assistance
If your car breaks down or you get locked out, call us and we'll send someone to the rescue.
Extended warranty program
You'll get additional warranty protection at no charge on items that are purchased with your credit card.
Travel accident insurance
Get automatic travel insurance at no extra charge when you use your credit card to purchase your fare.
Auto rental insurance
Rent a car with your credit card and you can get collision, damage and loss insurance.
View the Complete Guide to Credit Card Benefits (74KB PDF) for this Platinum MasterCard®.
Card at-a-glance |
|
|---|---|
| Credit Level | |
| Card Type |  |
| Purchase APR | 24.9% variable APR |
| Transfer Info | 24.9% variable APR; No Transfer Fee |
| Annual Fee | $0 intro for the first year; $19 after that |
| Additional | Rates & Disclosures |
Get a card as unique as you are
Did you know?
If your credit card is ever lost or stolen, you're covered by $0 Fraud Liability protection against unauthorized charges. That's peace of mind you can count on!See if you're pre-qualified for a card now
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