Capital One Cash Rewards for Newcomers Credit Card

New country, new credit — start building today!

Summary of Key Benefits:

  • A card designed to help those new to the U.S. build credit
    with automatic reporting to three major credit bureaus
  • Learn more about U.S. credit with a free online guide
    provided by MoneyWi$e
  • Earn 2% cash back on travel purchases
    and 1% on all other purchases
  • No foreign transaction fees
  • No annual fee

This Credit Card is For:

People with limited or average credit who want to build credit while earning cash rewards.

Rewards:

2% cash back on travel purchases
1% cash back on all other purchases
Get up to 15% more cash back when you shop our Perk CentralSM retail network
Earn unlimited cash back that doesn't expire
Get your cash back anytime as an account credit or check, even set up automatic redemptions
Additional Rewards Information.

Rates:
Purchase APR: 24.9% variable APR
Transfer APR: 24.9% variable APR
Cash Advance APR: 24.9% variable APR
Grace Period: 25 days on purchases

Membership:
Annual Fee: $0

Usage Fees:
Transfer Fee: $0
Foreign Transaction Fee: $0
Cash Advance Fee: 3% of cash advance; not less than $10

Penalty Rates and Fees:
Returned Payment Fee: Up to $35
Late Payment Fee: Up to $35
Over-the-Credit-Limit Fee: Up to $29
Penalty APR: 29.4% variable APR

MasterCard Platinum Benefits:

$0 Fraud Liability
If your card is lost or stolen and used without your authorization, you will not be liable for those charges.

24-hour travel assistance services
If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.

24-hour roadside assistance
If your car breaks down or you get locked out, call us and we'll send someone to the rescue.

Extended warranty program
You'll get additional warranty protection at no charge on items that are purchased with your credit card.

Travel accident insurance
Get automatic travel insurance at no extra charge when you use your credit card to purchase your fare.

Auto rental insurance
Rent a car with your credit card and you can get collision, damage and loss insurance.

View the Complete Guide to Credit Card Benefits (74KB PDF) for this Platinum MasterCard®.

Apply now for Capital One Cash Rewards for Newcomers for your Capital One Cash Rewards for Newcomers Credit Card

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Capital One Cash Rewards for Newcomers Credit Card

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Apply now for Capital One Cash Rewards for Newcomers
Credit Level
Card Type MasterCard
Rewards 2% cash back on travel purchases

1% cash back on all other purchases
Purchase APR 24.9% variable APR
Transfer Info 24.9% variable APR; No Transfer Fee
Annual Fee $0
Additional Rates & Disclosures

Get smarter about your finances

MoneyWi$e guides you through the
basics of handling money and credit.
It's interactive, bilingual and gives you
tools to help make smart decisions about your finances.

Did you know?

Unlike some other banks, Capital One doesn't charge foreign transaction fees when you use your credit card overseas. That makes your Capital One card a great travel companion.

Your good credit gets noticed

Your credit information is reported to the three major credit bureaus each month, so it's important to use your card and all credit responsibly. Over time, this can help increase your credit score.

The Cash Rewards for Newcomers card is available only to legal U.S. residents.

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