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Frequently Asked Questions

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Transferring Balances
1.

What types of balances can I transfer?

You can transfer balances from other credit cards, personal loans, student loans, auto loans. You just will not be able to transfer a balance from another Capital One credit card or loan product.

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2.

What information will I need to transfer a balance?

You will need the name of the other creditor, account number, and amount you want to transfer.  
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3.

How long does it take for a transferred balance to post to the account I have with the other creditor?

If your balance transfer request is approved, payment will be sent to your creditors within 10 business days. Please allow 10 days for mailing time. Continue to make payments to creditors until you confirm that they have received the transferred payment.
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4.

Will my transferred account close automatically?

Your other account will not close automatically, even if it is paid in full. You will need to call your other creditor to request that they close your account.
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