So many reasons you'll love earning unlimited cash back
Summary of Key Benefits:
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories and no sign ups needed to earn
- Redeem the cash back you earn for any amount, any time
- Save on interest with a low intro APR on purchases
- Access to a higher credit line after making your first 5 monthly
payments on time
This Credit Card is For:
1.5% cash back on every purchase, every day
No limits to the cash back you earn
The cash back you earn doesn't expire
Redeem the cash back you earn for any amount, any time
Get your cash back as an account credit, check, or gift card
Additional Rewards Information.
|Purchase APR:||0% intro APR until January 2015; 22.9% variable APR after that|
|Transfer APR:||22.9% variable APR|
|Cash Advance APR:||24.9% variable APR|
|Grace Period:||25 days on purchases|
|Foreign Transaction Fee:||$0|
|Cash Advance Fee:||3% of cash advance; not less than $10|
Penalty Rates and Fees:
|Returned Payment Fee:||Up to $35|
|Late Payment Fee:||Up to $35|
|Penalty APR:||29.4% variable APR|
MasterCard® Platinum Benefits:
$0 Fraud Liability
You're covered by $0 Fraud Liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.
24-hour travel assistance services
If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.
24-hour roadside assistance
If your car breaks down or you get locked out, call us and we'll send someone to the rescue.
Extended warranty program
You'll get additional warranty protection at no charge on items that are purchased with your credit card.
Auto rental insurance
Rent a car with your credit card and you can get collision, damage, and loss insurance.
Travel accident insurance
Get automatic insurance for loss of life or limb at no extra charge when you use your credit card to purchase your fare.
View the Complete Guide to Credit Card Benefits (247KB PDF) for this Platinum MasterCard®.
Card at-a-glanceApply Now
|Rewards||1.5% cash back on every purchase, every day|
|Purchase APR||0% intro APR until January 2015; 22.9% variable APR after that|
|Transfer Info||22.9% variable APR; No Transfer Fee|
|Additional||Rates & Disclosures|
Clearest Credit Card Application
Capital One has the clearest credit card application for the fourth straight year, receiving a perfect score of 100% in 2013. —Card Hub, August 2013
Quicksilver® for Excellent Credit
Get A Card As Unique As You Are
Express yourself with your Capital One credit card. Use Image Card to upload one of your favorite pictures or choose from one of ours. It's fast, easy and free!
Did You Know?
Unlike some other banks, there are no limits to the cash back you can earn with this card—and cash rewards don't expire!
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