Platinum Mastercard® from Capital One

Get the credit you need with no annual fee.

Find out if you're pre-approved with no risk to your credit score.

Find out if you're pre-approved with no risk to your credit score.

View important rates and disclosures

Explore Capital One credit card benefits 1

Account Alerts

Set up personalized email or text reminders to help you stay on top of your account.

Autopay

Set up Autopay for your account and your payments will be made automatically every month. Learn more about setting up Autopay.

See Monthly Recurring Transactions

24/7 access to a list of merchants that charge your Capital One card monthly, like subscriptions and bills on your account at www.capitalone.com

Authorized User

Add an authorized user to your account, and track spending by user.

Balance Transfer

Transfer your higher-rate balances onto a Capital One card. Learn more about balance transfers.

24/7 Customer Service

Helpful customer service representatives are available to assist you 24 hours a day. Contact Capital One Customer Service here.

Want to see more cards that could help you build credit with responsible use?

Customer Reviews
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
4.5
based on 9443 reviews
91 %
of reviewers recommend Platinum Mastercard®
4.5
based on 9443 reviews
91 %
of reviewers recommend Platinum Mastercard®
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
Yes, I recommend this product

Great features, great company

MeredithM - 5 days ago

Love how easy it is to navigate the app, check my balance, and pay my bill. Excellent card benefits also!

Yes, I recommend this product
Yes, I recommend this product

Emergency "Go to" card

Silver369 - 5 days ago

I use this card for emergency purchases. Unfortunately the limit is low so it's for small emergencies

Yes, I recommend this product

A VERY low cash back percentage, and credit.

KerenDaniel - 5 days ago

Very low cash back percentage, and the very low credit limit. Amex gives me a credit limit of 24K, were you 600$, and that after talking numerous times with your customer service , trying to change it , why would I use y...

Yes, I recommend this product

Has helped my credit

Carley92 - 5 days ago

This card has helped me build my credit up. The interest rate is pretty high but it has helped me.

Yes, I recommend this product
Yes, I recommend this product

Awesome features love them!!!!!

null - 5 days ago

Nothing but great things to say about your card and features!!!!!!!!!!

Yes, I recommend this product
Yes, I recommend this product

Does the job it’s supposed to

Oskywosky - 5 days ago

Wish I could have a higher limit, but this card does the job. Cost $39 per year I think, with no points or anything, but I knew that when getting it.

Yes, I recommend this product
Yes, I recommend this product

Good Card

Brownnie - 5 days ago

It allows me to use it anywhere I am in the world.

Yes, I recommend this product
Yes, I recommend this product

Great card

Kelz34 - February 23, 2024

I can use it anywhere. I have never had any issues.

Yes, I recommend this product
Yes, I recommend this product

Great start

Cutiex - February 23, 2024

Good starter card. Hopefully it will open opportunities and credit increase.

Yes, I recommend this product
Yes, I recommend this product

Interest too high.

Gabby75 - February 22, 2024

I understand it being high in beginning. My credit was messed up. But I have been with you a long time and I pay way over minimum payment yet interest stays high.

Yes, I recommend this product