In this Section:
Apply Online or call 1-800-410-0020
It feels good to flex your credit power
Summary of Key Benefits:
- Get the credit you need, with MasterCard® benefits
- Customize your card design with Image Card
- Enjoy $0 Fraud Liability protection
- Stay on top of your account with free text alerts1
- Access your account 24/7
This Credit Card is For:
People with average credit who want a great card with MasterCard® benefits.
Rates: |
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|---|---|
| Purchase APR: | 24.9% variable APR |
| Transfer APR: | 24.9% variable APR |
| Cash Advance APR: | 24.9% variable APR |
| Grace Period: | 25 days on purchases |
Membership: |
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|---|---|
| Annual Fee: | $0 intro for the first year; $19 after that |
Usage Fees: |
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|---|---|
| Transfer Fee: | $0 |
| Foreign Transaction Fee: | $0 |
| Cash Advance Fee: | 3% of cash advance; not less than $10 |
Penalty Rates and Fees: |
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|---|---|
| Returned Payment Fee: | Up to $35 |
| Late Payment Fee: | Up to $35 |
| Over-the-Credit-Limit Fee: | Up to $29 |
| Penalty APR: | 29.4% variable APR |
MasterCard® Platinum Benefits:
$0 Fraud Liability
If your card is lost or stolen and used without your authorization, you will not be liable for those charges.
24-hour travel assistance services
If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.
24-hour roadside assistance
If your car breaks down or you get locked out, call us and we'll send someone to the rescue.
Extended warranty program
You'll get additional warranty protection at no charge on items that are purchased with your credit card.
Auto rental insurance
Rent a car with your credit card and you can get collision, damage, and loss insurance.
Travel accident insurance
Get automatic insurance for loss of life or limb at no extra charge when you use your credit card to purchase your fare.
View the Complete Guide to Credit Card Benefits (74KB PDF) for this Platinum MasterCard®.
for your Capital One® Platinum Credit Card
 Card at-a-glance |
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|---|---|
| Credit Level | |
| Card Type |  |
| Purchase APR | 24.9% variable APR |
| Transfer Info | 24.9% variable APR; No Transfer Fee |
| Annual Fee | $0 intro for the first year; $19 after that |
| Additional | Rates & Disclosures |
Get A Card As Unique As You Are | |
| Express yourself with your Capital One credit card. Use Image Card to upload one of your favorite pictures or choose from one of ours. It's fast, easy and free! |  |
Did You Know? | |
 | If your credit card is ever lost or stolen, you're covered by $0 Fraud Liability protection against unauthorized charges. That's peace of mind you can count on! |
See If You're Pre-Qualified For A Card | |
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1
Text alerts are sent by Capital One at no cost. Your carrier may charge a fee for this service.
