The GM Card comes standard with lots of great benefits.
- Get 5% Earnings on your first $5,000 in purchases every year, and unlimited 2% Earnings on purchases after that
- No limit on the Earnings you can redeem toward a new Chevrolet, Buick, GMC, or Cadillac vehicle1, and your Earnings don't expire
- For an even better value, stack Earnings on top of your best agreed-upon price and most current GM offers and incentives
- No annual fee
- World Elite MasterCard® benefits
|Introductory Purchase APR:||0% on purchases for the first 12 months|
|Balance Transfer APR:||11.90%-19.90%|
|Cash Advance APR:||24.90%|
|Balance Transfer Fee:||$0|
|Foreign Transaction Fee:||$0|
|Cash Advance Fee:||3% of cash advances; not less than $10|
Penalty Rates and Fees:
|Return Payment Fee:||Up to $25|
|Late Payment Fee:||Up to $35|
World Elite MasterCard® Benefits2
$1 Million Travel Accident Insurance
$1 million of coverage for you and your family against Accidental Death or Dismemberment if you purchase common carrier travel tickets with your GM Card.
Pays for covered damages (physical damage and theft) to a rental vehicle when your GM Card is used to initiate and pay for the entire rental transaction and coverage through the rental company is declined.
Enjoy personal assistance with dinner and event reservations, tickets, locating hard-to-find items, and buying and delivering gifts.
Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your GM Card.
Identity Theft Resolution Services with Wallet Protection
Assists you with credit bureau notification and credit card replacement, and provides you with an ID Theft Affidavit should you become the victim of identity theft.
MasterCard® Global ServiceTM
Get emergency assistance virtually anytime, anywhere, and in any language. Includes Emergency Card Replacement.
Should you find a lower price for a new item within 60 days of a purchase using your GM Card, you may be reimbursed for the price difference.
Trip Cancellation Insurance
Provides reimbursement for you and your family if your trip is interrupted or canceled due to a covered event and tickets were purchased with your GM Card.
MasterCard® Travel Services
A suite of complimentary benefits, upgrades, VIP status and premium travel offers from best-in-class travel companies. World-class travel advisors address your specific interests and provide complimentary travel planning to deliver memorable travel experiences.
MasterCard® Airport ConciergeTM
Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights, 24/7/365 at over 450 destinations.
Priceless® Cities Offers
Exclusive experiences and offers in some of the most exciting cities around the world, exclusively with your MasterCard.
MasterAssist® Travel Assistance Services
Travel-related assistance services 24/7, including Emergency Medical & Legal Referrals, Lost Document & Ticket Replacement Assistance, and Tracing & Redirecting Lost Luggage.
GM Card at-a-glance
5% Earnings on your first $5,000 in purchases every year, unlimited 2% Earnings on purchases after that
Redeem Earnings toward a new Chevrolet, Buick, GMC, or Cadillac vehicle1
|Introductory APR||0% intro APR on Purchases for the first 12 months|
|Purchase APR||After introductory period, 11.90%, 15.90%, 19.90%|
|Balance Transfers||11.90%, 15.90%, 19.90%|
|Annual Fee||No Annual Fee|
|Additional||Rates & Disclosures|
Purchase APR: 0% Intro for the first 12 months, after that, a variable rate of 11.90%, 15.90% or 19.90%, based on your creditworthiness. Transfer APR: a variable rate of 11.90%, 15.90% or 19.90%, based on your creditworthiness. Cash Advance APR: 24.90% variable. APRs in effect as of 04/18/2014 and will vary with the market. Cash Advance Fee: greater of 3% of the Advance amount or $10. Minimum Interest Charge is $1. Credit approval required. Read full Rates & Disclosures.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Earnings/Rewards are earned on purchases only. The GM Card Earnings Program is subject to the Program Rules. Earnings may not be used on the purchase of any vehicle sold as a fleet vehicle, or with some private offers and discounted sale programs, such as the GM Employee Purchase Program.
Certain terms, conditions and exclusions apply. See your World Elite Guide to Benefits for the complete program details.