In this Section:
Apply Online or call 1-800-410-0020
Squirrel away 50% more cash back every year
Summary of Key Benefits:
- Enjoy a 50% bonus on the cash back you earn every year
- Earn 1% cash back on all purchases
- Get the cash back you've earned whenever you want, for
any amount you choose - There's no limit to the amount of cash back you can earn,
and your cash rewards won't expire - Save on purchases with a low intro APR
This Credit Card is For:
People with average credit who want to earn cash back on everyday purchases.
Rewards:
1% cash back on all purchases
50% bonus on the cash back you earn every year
Get the cash back you've earned at any time, for any amount
Earn unlimited cash back that doesn't expire
Redeem as account credit or check, even set up automatic redemptions
Additional Rewards Information
Rates: |
|
|---|---|
| Purchase APR: | 0% intro APR until March 2014; 19.8% variable APR after that |
| Transfer APR: | 19.8% variable APR |
| Cash Advance APR: | 24.9% variable APR |
| Grace Period: | 25 days on purchases |
Membership: |
|
|---|---|
| Annual Fee: | $39 |
Usage Fees: |
|
|---|---|
| Transfer Fee: | $0 |
| Foreign Transaction Fee: | $0 |
| Cash Advance Fee: | 3% of cash advance; not less than $10 |
Penalty Rates and Fees: |
|
|---|---|
| Returned Payment Fee: | Up to $35 |
| Late Payment Fee: | Up to $35 |
| Over-the-Credit-Limit Fee: | Up to $29 |
| Penalty APR: | 29.4% variable APR |
MasterCard® Platinum Benefits:
$0 Fraud Liability
If your card is lost or stolen and used without your authorization, you will not be liable for those charges.
24-hour travel assistance services
If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.
24-hour roadside assistance
If your car breaks down or you get locked out, call us and we'll send someone to the rescue.
Extended warranty program
You'll get additional warranty protection at no charge on items that are purchased with your credit card.
Auto rental insurance
Rent a car with your credit card and you can get collision, damage, and loss insurance.
Travel accident insurance
Get automatic insurance for loss of life or limb at no extra charge when you use your credit card to purchase your fare.
View the Complete Guide to Credit Card Benefits (74KB PDF) for this Platinum MasterCard®.
for your Capital One® Cash Rewards Credit Card
 Card at-a-glance |
|
|---|---|
| Credit Level | |
| Card Type |  |
| Rewards | 1% cash back on all purchases 50% bonus on the cash back you earn every year |
| Purchase APR | 0% intro APR until March 2014; 19.8% variable APR after that |
| Transfer Info | 19.8% variable APR; No Transfer Fee |
| Annual Fee | $39 |
| Additional | Rates & Disclosures |
Get A Card As Unique As You Are | |
| Express yourself with your Capital One credit card. Use Image Card to upload one of your favorite pictures or choose from one of ours. It's fast, easy and free! |  |
Did You Know? | |
 | Unlike some other banks, there's no limit to the cash back you can earn with this card —and cash rewards don't expire! |
See If You're Pre-Qualified For A Card | |
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