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In this Section:
Load up on cash back with a 50% bonus every year
Summary of Key Benefits:
- Enjoy a 50% bonus on the cash back you earn every year
- Earn 1% cash back on all purchases
- Get your cash back how you want it, when you want it
- Save with a low intro APR on purchases and no annual fee
- One-time bonus of $100 once you spend $500 on purchases
within the first 3 months
This Credit Card is For:
People with excellent credit who want to get more cash back for their spending.
Rewards:
1% cash back on all purchases
50% bonus on the cash back you earn every year
One-time bonus of $100 once you spend $500 on purchases within the first 3 months
Earn unlimited cash back that doesn't expire
Get your cash back anytime as an account credit or check, even set up automatic redemptions
Additional Rewards Information.
Rates: |
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|---|---|
| Purchase APR: | 0% intro APR until June 2014; 12.9%-20.9% variable APR after that |
| Transfer APR: | 0% intro APR until June 2014; 12.9%-20.9% variable APR after that |
| Cash Advance APR: | 24.9% variable APR |
| Grace Period: | 25 days on purchases |
Membership: |
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|---|---|
| Annual Fee: | $0 |
Usage Fees: |
|
|---|---|
| Transfer Fee: | 3% of the amount transferred until June 2014 |
| Foreign Transaction Fee: | $0 |
| Cash Advance Fee: | 3% of cash advance; not less than $10 |
Penalty Rates and Fees: |
|
|---|---|
| Returned Payment Fee: | Up to $35 |
| Late Payment Fee: | Up to $35 |
| Over-the-Credit-Limit Fee: | None |
| Penalty APR: | 29.4% variable APR |
Visa Signature® Benefits1:
Travel upgrades and savings
Receive complimentary upgrades and special savings at hotels, resorts and spas with your Visa Signature card.
Complimentary concierge service
Enjoy personal assistance 24 hours a day, from home and when you travel, with Visa Signature Concierge.
Special access to events
Your Visa Signature card gets you special access and preferred seating at popular sporting events, premier golf outings, and concerts.
Shopping discounts
Take advantage of special discounts at top retailers and online merchants with your Visa Signature card.
$0 Fraud Liability
If your card is lost or stolen and used without your authorization, you will not be liable for those charges.
24-hour travel assistance services
If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.
24-hour roadside assistance
If your car breaks down or you get locked out, call us and we'll send someone to the rescue.
Extended warranty program
You'll get additional warranty protection at no charge on items that are purchased with your credit card.
Auto rental insurance
Rent a car with your credit card and you can get collision, damage, and loss insurance
Travel accident insurance
Get automatic insurance for loss of life or limb at no extra charge when you use your credit card to purchase your fare.
View the Complete Guide to Credit Card Benefits (102KB PDF) for this Visa Signature® card.
![]() Card at-a-glance![]() |
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|---|---|
| Credit Level | |
| Card Type | ![]() |
| Rewards | 1% cash back on all purchases 50% bonus on the cash back you earn every year One-time bonus of $100 once you spend $500 on purchases within the first 3 months |
| Purchase APR | 0% intro APR until June 2014; 12.9%-20.9% variable APR after that |
| Transfer Info | 0% intro APR until June 2014; 12.9%-20.9% variable APR after that; 3% fee on the amount transferred until June 2014 |
| Annual Fee | $0 |
| Additional | Rates & Disclosures |
Earn An Extra Hundred Bucks
New account holders earn a one-time $100 bonus after spending $500 on purchases within the first 3 months.
Need Help Applying?
If you have questions or need more assistance, just call a live agent toll-free at 1-800-410-0020.
Did You Know?
Unlike some other banks, there's no limit to the cash back you can earn with this card —and cash rewards don't expire!
See If You're Pre-Qualified For A Card | |
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If you are approved for a credit line less than $5,000, you will receive a Visa Platinum Card. Some terms and benefits are not available with the Visa Platinum Card. See Rates and Disclosures for term information and our Complete Guide to Credit Card Benefits for Visa Platinum Card (89KB PDF) for card benefit information.










