Get unlimited 2% cash back on every purchase for your business, with no minimum to redeem
$500 Cash Bonus
Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months1
Free Employee Cards
Add employee cards at no additional cost, and earn all the rewards from their purchases
$0 intro annual fee for the first year $59 after that
13.9%-20.9% variable APR
Fraud Coverage and Alerts
$0 Fraud Liability if your card is lost or stolen, and get real-time alerts of fraud attempts via text, email, or phone
"Clearest Small Business Credit Card Application Winner"
— Cardhub.com Study, August 2014
Existing or previous Spark cardholders may not be eligible for this one-time bonus.
The actual amount of cash back you earn will depend on your credit limit and purchase activity.
Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.