Unlimited rewards for your business
Cards for every hectic, demanding, and totally-worth-it day
Unlimited 2% Cash Back
Earn 2% cash back with Spark Cash, or choose another cash back card option with great rates, rewards, and benefits.
Unlimited 2X Miles
Earn 2X miles rewards with Spark Miles, or pick another miles card option with the rates, fees, and rewards that are right for you.
"I’ve used a lot of credit cards, but Capital One is the best. Best rewards. Great customer service."
– James; Sampson Dentistry
Spark credit cards work hard for you
You're covered by our $0 Fraud Liability policy if your card is ever lost or stolen.
Free employee cards
Add employee cards at no additional cost, and earn all the rewards from their purchases.
No foreign transaction fees
You won’t pay a transaction fee when making purchases outside of the United States.
Existing or previous Spark cardholders may not be eligible for this one-time bonus.