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  • Spark Classic

Spark Classic Business Credit Card

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    Access Your Account

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  • Overview
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Designed to help your business save as it grows

Key Benefits

  • Pay no annual fee—spend money on your business, not on your card.
  • Opportunity to build business credit—with eligibility for an automatic credit line increase. 
  • Earn cash rewards—get 1% cash back on every purchase, every day. 
Apply for Spark Classic Business Credit Card or call toll-free 1-866-390-5934

Read important disclosures.

Redeeming your cash is easy

 

We'll automatically send you a check each year. Or, you can request your cash back anytime, online or by phone. There's no limit to the amount of cash back you can earn, and your cash rewards don't expire!

Business tools built into every card

Spark Classic Business Credit Card

Year-End Summary
Get an itemized report of your spending to help simplify planning, budgeting, and tax time.

Employee cards at no added cost
Set individual spending limits for employees and track their purchases on your monthly statement.

$0 Fraud Liability Protection
You won't be responsible for unauthorized charges if your card is lost or stolen.

And more!
See all the benefits that come with this card.

Outstanding Customer Service

Capital One Small Business Card Servicing Call Centers have been recognized by J.D. Power and Associates for providing "An Outstanding Customer Service Experience," two years in a row.

For J.D. Power and Associates 2011 Call Center Certification ProgramSM information,
visit www.jdpower.com.

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  • This site provides information about and access to financial services offered by the Capital One family of companies, including Capital One Bank (USA), N.A. and Capital One, N.A., members FDIC. © 2012 Capital One. Capital One is a federally registered service mark. All rights reserved. (© 2012 Capital One)

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    (© 2012 Capital One)
    Capital One is a federally registered service mark. All rights reserved. Read additional disclosures.