All Spark® Business credit cards come with these benefits:
Employee cards – Add employee cards at no additional cost and maximize your rewards—get all the cash back or miles from their purchases!
No Foreign Transaction Fees – You won't pay a dime in foreign transaction fees when you use your card abroad for purchases.
Fraud Alerts – Capital One® monitors your account for unusual activity around the clock, and we'll contact you to verify any transactions that seem out of line.
Downloadable Purchase Records – Quickly and securely download your purchase records into multiple formats, including Quicken, QuickBooks and Excel, for easy accounting.
Year-End Summaries – Minimize messy bookkeeping with complimentary online quarterly and year-end summaries. Reports are easy-to-read and categorized by purchase type, so you can quickly track all your past business purchases.
Online account services – Manage your account at your convenience with account activity alerts on your cell phone or mobile device, online payment options, up to 13 months of past account statements available to download, and more.
Experienced Spark Business customer service representatives – Our representatives are specially trained to work with business owners and are available seven days a week to help with any questions you may have. Just call them toll-free at 1-800-867-0904.
Visa® Business Benefits
$0 Fraud Liability – You won't pay for unauthorized charges if your card is lost or stolen.
90–Day Purchase Protection – Within the first 90 days of purchase, most purchases are protected in the event of loss resulting from theft, damage, or fire.
Auto Rental Collision Damage Waiver – You're covered for damage due to collision or theft when you rent an eligible car with your Spark Business card—so you can travel with peace of mind.
Extended Protection – You'll get additional warranty protection at no charge on eligible items that are purchased with your business card, up to one year past the manufacturer's warranty.
Travel and Emergency Assistance – When you're traveling for business, you can count on a wide range of Visa emergency services including ticket replacement, legal or medical referrals, and more—24 hours a day, 365 days a year.
Visa SavingsEdge – Shop with your enrolled Visa business card at participating merchants and save up to 15%. Visit www.visasavingsedge.com for details.
Certain terms, conditions and exclusions apply. Please see the Visa Guide to Benefits for more details.