Save Automatically with SmartCentsSM

  Overview     Detailed Benefits    Saving Made Easy    FAQ     Disclosures  
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Open Your Account Today!
Call 1-888-855-BANK (2265) or find a branch near you.


  Open Account Online.


 Call 1-888-855-BANK.

 
Find a Branch.
 

Save effortlessly, every day, for free.

  • Enjoy free checking—no monthly maintenance or activity fees,
    and no minimum balance required.
  • Save automatically. Every time you make a debit card purchase
    or pay a bill online, we’ll transfer 50¢ of your money from your
    SmartCents checking account to your linked savings account.
  • Get matching contributions—we match 100% of your eligible
    SmartCents transfers for the first three months, then 5% after that.
  • Get an extra $30 easily—$15 for your first direct deposit and
    $15 for your first online bill payment.
  • Enjoy free account benefits like online banking and bill pay,
    mobile banking, and a Platinum debit card.

See how it all adds up

Move the sliders and select your new customer bonuses below.


Customer will accrue a matching contribution for every debit card purchase and for every
electronic bill payment transaction via Online Bill Pay and recurring pre-authorized payment
(up to 10 bill payment transactions per month). Bonuses are for new to bank checking customers
only. New to bank checking customers receive a 100% match on eligible automatic SmartCents
transfers made within the first 3 months, then 5% thereafter. Maximum of $300 in contributions
and bonuses from Capital One Bank per year.
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