| 1Customer purchases checks. Transaction limitations apply to checking account.
2Rewards Program
Account holder will earn rewards for every debit card purchase: 20 miles for each Non-PIN based purchase (when ‘credit’ is chosen at checkout) and 10 miles for each PIN-based purchase (when debit/PIN is chosen at checkout). Account holder will also earn 20 miles for every electronic bill payment transaction via Online Bill Pay and recurring pre-authorized payment (up to 10 transactions per month) and 10 miles for all other customer-initiated withdrawal transactions (up to 10 transactions per month). Rewards do not accumulate for fees of any kind, such as NSF fees. Miles will be applied to the rewards balance on a monthly basis within 60 days after the end of each month. Limit one consumer Rewards checking account per customer. Capital One has the right to change or cancel this rewards program at any time.
Account Opening Bonus for New Accounts: Account holders will receive a one-time bonus of 1,000 miles when the account is opened and the first transaction posts to the checking account. This bonus will be applied to the rewards balance within 60 days of the transaction amount posting to the account.
First Debit Card Purchase Bonus: 1,000 bonus miles will be applied to the rewards balance within 60 days after the first debit card purchase transaction posts to the account.
Anniversary Bonus: Account holder will receive 1,000 miles on the first rewards membership anniversary with us if at least one debit card purchase is made during the first membership year. This bonus will be applied to the rewards balance within 60 days following the rewards membership anniversary date.
The number of miles required by the customer for travel redemption will depend on the cost of the itinerary chosen by the customer at the time of redemption. The mileage requirement is as follows: 15,000 miles are required for tickets up to $150.00; 35,000 miles are required for tickets from $150.01 up to $350.00; 60,000 miles are required for tickets from $350.01 up to $600.00. For tickets over $600.00 in value, the required number of miles will be determined by multiplying the cost of the ticket by 100 (ex., $768 ticket requires 76,800 miles). The number of miles required to redeem for non-air travel redemptions will vary by rewards product and are subject to change at any time without notice. Customer can visit www.capitalone.com/nohasslerewards to register the account and see a complete description of current redemption offers. Customer is responsible for all associated taxes, airport security charges, fuel surcharges and other usage fees required for travel. These charges will be included in the overall calculation to determine the appropriate number of miles required for redemption.
3Personal checking and credit card accounts eligible for rewards miles: See terms and conditions for the personal Capital One Rewards Checking account for details on limitations, miles earning structure and redemption. For credit cards, see product terms and conditions for each product. Transfer features only available for Capital One-branded rewards accounts in good standing (not overdrawn, in default, closed, suspended or otherwise not in good standing). No transfers to cash rewards accounts.
Branch bank products and services are offered by Capital One, N.A. Member FDIC. "Capital One Bank" is used as a trade name of Capital One, N.A., and does not refer to a separately insured institution.
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