Small Business Line of Credit (LOC)

 Overview 

A revolving business line of credit that can be used to cover everything from stop-gap working capital requirements to seasonal purchases and ongoing inventory needs.

  • Access funds just by writing a check
  • Flexible repayment terms
  • No annual renewal hassles
  • No financials required on most lines of credit of $50,000 or less
  • Unsecured lines of credit available
  • Easy access to your account by phone, check, Online Banking, and ATMs
  • Monthly loan payment automatically debited from the borrower's Capital One Small Business Checking account
Apply in your nearest branch

Capital One only offers term loans and lines of credit in Louisiana and Texas.

In order to apply:

  • You must be 18 years or older.
  • You must be principal owner of the company, with at least 50% ownership.
  • Your business must have been in existence for at least 24 months.
  • You will be required to open a Capital One Small Business checking account if you do not already have one.
  • If you are a new customer, you are required to sign a 4506T form which will allow Capital One access to your Federal Tax information.
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