Flex CDs

Lock in a great fixed rate1 on these CDs with an option to bump up the interest rate if the market goes up, without restarting your term or paying a fee.

Account features:

  • Option to bump your rate if the market goes up
  • Interest payment options available to meet your needs
  • $1,000 minimum opening deposit
  • Seven calendar day grace period2
  • FDIC insured3
  • Maturity notices received by e-mail through My Alerts feature of Online Banking

After submitting your application, you will be required to visit a branch office in Texas, Louisiana or our headquarters branch in McLean, Virginia to complete the process.

What Do I Need To Apply

or call toll-free 1-888-755-BANK (2265)
1 We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the balance plus earned interest in the account each day. Interest is compounded daily on the account balance.

2 A seven (7) day grace period is provided after the maturity date. During the grace period, you may change the principal amount or certificate term or you can redeem the certificate without a bank penalty. Interest will not be earned or paid during the grace period on funds withdrawn or if the certificate is redeemed during that time.    

After the grace period, we impose a penalty for early withdrawals; this fee could reduce earnings.

3 Subject to FDIC limitations.