| $50 minimum opening deposit required. Customer purchases checks. Bank rules and regulations apply. Ask us for details.
1Rewards Program:
Account holder will earn rewards for every debit card purchase: 10 miles for each Non-PIN based purchase (when ‘credit’ is chosen at checkout) and 5 miles for each PIN-based purchase (when debit/PIN is chosen at checkout). Account holder will also earn 10 miles for every electronic bill payment transaction via Online Bill Pay and recurring pre-authorized payment (up to 10 transactions per month) and 5 miles for all other customer-initiated withdrawal transactions (up to 10 transactions per month). Rewards do not accumulate for fees of any kind, such as NSF fees. Miles will be applied to the rewards balance on a monthly basis within 60 days after the end of each month. Limit one consumer Rewards checking account per customer. Capital One has the right to change or cancel this rewards program at any time.
Anniversary Bonus: Account holder will receive 1,000 miles on the first rewards membership anniversary with us if at least one debit card purchase is made during the first membership year. This bonus will be applied to the rewards balance within 60 days following the rewards membership anniversary date.
Account Opening Bonus for New Accounts: Customers will receive a one-time bonus of 1,000 miles when a new account is opened and the first transaction posts to the checking account. This bonus will be applied to the rewards balance within 60 days of the transaction amount posting to the account.
Direct Deposit Bonus: Account holders will receive a one-time bonus of 4,000 miles when the first direct deposit transaction posts to the checking account. Direct deposit must occur within 3 months of opening to qualify. This bonus will be applied to the rewards balance within 60 days of the transaction amount posting to the account.
The number of miles required by the customer for travel redemption will depend on the cost of the itinerary chosen by the customer at the time of redemption. The mileage requirement is as follows: 15,000 miles are required for tickets up to $150.00; 35,000 miles are required for tickets from $150.01 up to $350.00; 60,000 miles are required for tickets from $350.01 up to $600.00. For tickets over $600.00 in value, the required number of miles will be determined by multiplying the cost of the ticket by 100 (ex., $768 ticket requires 76,800 miles). The number of miles required to redeem for non-air travel redemptions will vary by rewards product and are subject to change at any time without notice. Customer can visit www.capitalone.com/nohasslerewards to register the account and see a complete description of current redemption offers. Customer is responsible for all associated taxes, airport security charges, fuel surcharges and other usage fees required for travel. These charges will be included in the overall calculation to determine the appropriate number of miles required for redemption.
Branch bank products and services are offered by Capital One, N.A. Member FDIC. "Capital One Bank" is used as a trade name of Capital One, N.A., and does not refer to a separately insured institution.
Amazon, Amazon.com, and the Amazon.com logo are registered trademarks of Amazon.com, Inc. or its affiliates.
Apple Inc. is not a sponsor of this program/promotion. iTunes is a registered trademark of Apple Inc.
Chili’s Grill & Bar® is not a sponsor of this promotion and is not affiliated with Capital One.
The listed merchants are in no way affiliated with Capital One, nor are the listed merchants considered sponsors or co-sponsors of this program. Use of merchant names and/or logos are by permission of each respective merchant and all trademarks are the property of their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant’s gift card/certificate/website for additional terms and conditions, which are subject to change at merchant’s sole discretion, if permitted by law. Any trademarks mentioned herein are solely owned by the respective entity. All rights reserved. Capital One does not provide, endorse, nor guarantee any third-party product, service, information, or recommendation listed above. The third parties providing products and services are not affiliated with Capital One and are solely responsible for their products and services. | 
