Unsecured Line of Credit

 Overview 

Your good credit provides a simple way to finance important purchases for family or household needs. Just write checks for the amounts you want to borrow.

  • Write yourself an instant loan with our convenient checks up to your approved, available credit amount.
  • Use the Online Banking or TeleService-24 automated telephone service to transfer money into your checking account.
  • Use your line of credit to secure overdraft protection on your checks, ATM withdrawals, and banking card purchases.
  • Make advances to the extent of your available credit.
  • Qualify for a 0.25% APR discount by setting up automatic payments from your Capital One BankSM checking or savings account.1
  • Fill out a simple application and get a quick decision.
Apply Now

Apply in your nearest branch or call toll-free 1-800-664-0960

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Need a recommendation?
1-800-664-0960
Monday-Saturday
Se habla español.
Normal credit qualifications apply.

Proof of income and two previous years' Tax Returns with attached schedules required at application for loans $30,000 or greater.

1The 0.25% auto debit discount applies to Capital One Bank branch checking and savings accounts. APR may increase if automatic payments are not maintained. Capital One Bank is used as a trade name of Capital One, N.A., and does not refer to a separately insured institution.