Unsecured Line of Credit

 Overview 

Your good credit provides a simple way to finance important purchases for family or household needs. Just write a check as you need the funds.

  • Simple application, quick decision
  • Write yourself an instant loan with our convenient checks up to your approved, available credit amount
  • Use the Online Banking or TeleService-24 automated telephone service to transfer money into your checking account
  • 0.25% APR discount with automatic payments from Capital One BankSM branch checking or savings account1
Apply in your nearest branch or call toll-free 1-800-664-0960

We also offer interest-only payments with our Interest-Only Unsecured Line of Credit.
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Need a recommendation?
1-800-664-0960
Monday-Saturday
Se habla español.
Normal credit qualifications and other terms and conditions apply. Proof of income and two previous years' Tax Returns with attached schedules required at application for loans $30,000 or greater.

1The 0.25% auto debit discount applies to Capital One Bank branch checking and savings accounts. APR may increase if automatic payments are not maintained. Capital One Bank is used as a trade name of Capital One, N.A., and does not refer to a separately insured institution.