Residential Lot Loan
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Your home is your castle, but first you need the right to a piece of land to build on. 

Account features:
  • Interest only payments available for up to 36 months on lot purchases
  • Option to defer your first payment for 60 days
  • 0.25% APR discount with automatic payments from Capital One BankSM  branch checking or savings account1 

After submitting your application, you will be required to visit a branch office in Texas or Louisiana to complete the process.

or call toll-free 1-800-664-0960
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1-800-664-0960
Monday-Saturday
Se habla español.
Normal credit qualifications and other terms and conditions apply.

1The 0.25% auto debit discount applies to Capital One Bank branch checking and savings accounts. APR may increase if automatic payments are not maintained.  Capital One Bank is used as a trade name of Capital One, N.A., and does not refer to a separately insured institution

A 0.50% Origination Fee of the total loan amount will apply to Lot and Acreage Purchases.

Proof of income required for loans $75,000 or greater. Financial Statement and two previous years' Tax Returns with attached schedules required at application for loans $250,000 or greater.