Loans and Lines of Credit Comparison Chart

spacer
  Secured Loans  Unsecured
  CD Secured Loan Unsecured Line of Credit Unsecured Loans
Interest rate Fixed Variable Fixed
Reduce your rate when you sign up for automatic payments from a Capital One, N.A. checking account No Yes Yes
Pay interest only on amount used No Yes No
Receive cash up front Yes No Yes
Access cash through checks and Online Banking No Yes No
Overdraft protection against NSF fees No Yes No
  CD Secured Loan  Unsecured Line of Credit  Unsecured Loans 
 
spacer