Direct Payment Program

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Put your monthly home loan payments on automatic, with our Direct Payment Program.

Your mortgage payment arrives on time every month, without the hassle of writing a check, buying stamps, or wondering if your payment made it. This program is available even if you bank somewhere else.

How It Works
Once you authorize direct payments, we'll deduct your mortgage payment during the first week of every month. If you're planning to pay off your home loan a little faster by making regular additional payments, you can pre-schedule those payments, too.

We'll confirm your registration in the Direct Payment Program before your first automatic payment goes through. You'll also receive confirmation of the automatic withdrawals every month, on your checking, savings, or money market account statement.

Getting Started

  • Download the authorization form online1
  • Fill it out and sign it
  • Send us the form and a voided check from the account you'd like to use for your monthly mortgage auto-payments

Download the form2 or call toll-free 1-877-636-4008

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1 Please submit this authorization to Capital One, N.A. at least 30 days prior to the date you wish the first automatic mortgage payment to begin. Even if you bank elsewhere, we can still provide the direct payment service for you.

2 This is a PDF document. You'll need Adobe® Acrobat Reader in order to view this document. If you don't have Adobe Acrobat Reader installed on your system, you can download it for free.