| Normal credit qualifications and other terms and conditions apply. Rates subject to change without notice.
1Home equity loans are subject to satisfactory appraisal, title search and proof of ownership. The $0-closing-cost feature is not available on loans with a principal balance of $250,000 or more or on loans requiring the use of outside counsel to close, pursuant to current Capital One, N.A. lending policy. On home equity loans, lender closing fees, typically ranging between $100 and $1,300, are waived. Other fees, such as attorney fees and title insurance (if applicable), will not be waived. These fees typically range between $750 and $4,400, depending upon the circumstances of your loan. Local county tax fees may also apply and are not waived. Consult your banker for additional details. Proof of income required for loans of $75,000 or greater. Financial statement and two previous years' federal tax return with attached schedules required for loans of $250,000 or greater.
2Home Equity loans as low as 7.99% APR for 60 months with automatic payments from a Capital One branch checking or savings account and online application on loans of $50,000 or more (e.g. 60 monthly payments of $20.27 per $1,000 borrowed). Rates are valid for first lien position on a Texas Homestead. Other terms and rates are available. Rates subject to change without notice.
3The 0.25% APR online application discount is only available for loan applications made online at www.capitalonebank.com. The entire loan amount must be for $10,000 or more in new money and does not apply to existing loans or lines of credit with Capital One, N.A. The online offer is not available in bank branch locations or through Capital One, N.A.’s call center. The online application discount is not available on home equity lines of credit, unsecured lines of credit, first mortgage purchase loans, lot/acreage loans, CD-secured loans, and savings secured loans.
4Stated margin includes a 0.25% APR discount when you set up automatic payments from your Capital One Bank’s branch checking or savings account. APR may increase if automatic payments are not maintained.
Total encumbrances on a Texas Homestead cannot exceed 80% loan-to-value.
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