Home Equity Loans

  Overview  
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Use your home equity loan to consolidate debt, pay college tuition, or make home improvements. Earn a discount if you apply online.

 

  • No prepayment fees
  • Money received in a lump sum
  • Interest paid may be tax deductible—you should consult your tax advisor
  • Simple application, quick decision
  • Option to defer your first payment
  • 0.25% APR discount with online application1
  • 0.25% APR discount with automatic payments from Capital One BankSM  branch checking or savings account2


Choose the state in which the collateral property is located:
Louisiana Home Equity Loan Rates and details
Texas Home Equity Loan Rates and details

 

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Apply online and save
A special discount is offered for this loan product if you apply online.
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1The 0.25% APR online application discount is only available for loan applications made online at www.capitalonebank.com. The entire loan amount must be for $10,000 or more in new money and does not apply to existing loans or lines of credit with Capital One, N.A. The online offer is not available in bank branch locations or through Capital One, N.A.’s call center. The online application discount is not available on home equity lines of credit, unsecured lines of credit, first mortgage purchase loans, lot/acreage loans, CD-secured loans, and savings secured loans.

2The 0.25% APR automatic debit discount is not available on first mortgage purchase loans, the fixed rate option on home equity lines of credit, CD-secured loans, savings secured loans, and refinances of current mortgages with Capital One, N.A. APR may increase if automatic payments are not maintained.