Capital One® offers a complete range of financial deposit products for commercial businesses including checking accounts, savings accounts, and CDs.
Commercial Checking Accounts:
- Commercial Checking—For larger businesses, this account features unlimited check writing privileges and a pay-as-you-go format that only charges you for the services you use.
- Commercial Interest-On-Checking—Designed for non-profits and sole proprietorships. Same features as Commercial Checking plus interest compounded daily and credited monthly.
- Interest on Lawyers Trust Account (IOLTA)—Designed for attorneys and law firms looking for a low-cost, hassle-free holding account for client funds.
Rules
governing deposit accounts
Commercial Savings Accounts:
- Tower Gold Super Savings—Maintain a business checking
account with a $5,000 average collected balance and your business qualifies to
open this savings account that pays a higher interest rate on higher
balances.
- Business Money Market—Earn a competitive interest rate without giving up liquidity—you'll have access to your funds whenever you need them.
Rules governing deposit accounts
Commercial CDs:
- Commercial Flex Rate CD—A term CD tied to the six month U.S. Treasury Auction Discount Rate + 0.25% that offers you the flexibility to bump up the interest rate twice during each term. Requires a $1,000 minimum opening deposit. FDIC insured.1
- Commercial Term CD—We offer fixed rate of interest term CD's from one month to five years. Requires a $1,000 minimum opening deposit. FDIC insured.1
- Commercial Treasury Plus Indexed CD—A nine month term CD offering variable interest rate adjusted weekly, indexed to the 90 day T-Bill Auction Discount Rate + 0.25%. Requires a $10,000 minimum opening deposit. FDIC insured.1
Rules governing deposit accounts
Contact Commercial Banking at 1-888-822-2274 or commercial@capitalonebank.com
