Completely Free Checking

  Overview     Open Account  

Completely Free Checking1 is one of our most popular accounts.

Account Features:

  • No monthly service fee
  • No minimum balance requirement 
  • No direct deposit requirement 
  • Unlimited check writing
  • Return of check images for easy record keeping
  • $50 minimum opening deposit


Plus:

After submitting your application, you will be required to visit a branch office in Texas, Louisiana or our headquarters branch in McLean, Virginia to complete the process.

 

or call toll-free 1-888-855-BANK (2265)
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24/7 Secure Banking
Take charge of your personal finances with Online Banking and Bill Payment Service.
1 Customer purchases checks

2 Free Online Bill Payment Service is not intended for use by commercial and institutional clients with annual sales exceeding $10 million.  If you schedule a bill payment through Capital One online bill pay service at least 4 business days before the due date and meet the other requirements of the Online Bill Payment Authorization and Agreement and incur a late fee or penalty fee because the payment does not arrive on time, Capital One will reimburse you (up to $50) for any late fee or penalty you incur and will work with you and the payee to resolve any issues associated with a delayed payment.

3 At certain ATMs owned and operated by Capital One Bank located in gaming establishments and at certain other non-branch locations having no Capital One signage, you may be charged a fee up to $4.99 for each cash withdrawal. The amount of the fee varies by location and will be displayed on the ATM screen. You will be given an opportunity to cancel the transaction before the fee is imposed.

4A $3 monthly fee applies to Tower Gold and Tower Advantage members. A $5 monthly fee applies to all other checking accounts.