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Compare Checking Accounts

	Rewards Checking	Completely Free Checking	Tower Gold Checking	50+ Free Interest Checking
Get this for	Rewards for everyday banking	Standard free checking	Interest on checking balances	Free interest on checking balances if you are 50+ years old
Minimum Opening Deposit	$50	$50	$50	$50
Monthly Service Fees	$0	$0	$15 if minimum balance falls below $5,000	$0
Rewards for Everyday Banking
Interest Bearing Account¹
Free Personalized Debit Card²
Free Online Banking with Bill Pay and Mobile Banking³
Unlimited Check Writing
Rates Effective 7/1/09 - 7/7/09
	Rewards Checking	Completely Free Checking	Tower Gold Checking	50+ Free Interest Checking
Annual Percentage Yield (APY)			0.05% on balances of $0.01-$2,499.99 0.05% on balances of $2,500-$9,999.99 0.05% on balances of $10,000-$24,999.99 0.05% on balances of $25,000-$49,999.99 0.10% on balances of $50,000 & above	0.05%

Which account is right for you? Answer a few simple questions in our Personal Checking Selector and get a recommendation for which checking account is right for you.

Switch to Capital One: Ready to leave your bank for Capital One? We've simplified the process, plus you can use our online SmartSwitch^SM tool.

When you're ready to open an account, apply online, by phone at 1-888-855-BANK (2265), or at any branch location.

Compare Small Business Checking Accounts

¹Interest will be compounded on a daily basis and credited on the last day of the monthly cycle. Interest is calculated using the actual number of days in the monthly cycle divided by the actual number of days in the year.

² At certain ATMs owned and operated by Capital One Bank located in gaming establishments and at other non-branch locations having no Capital One signage, you may be charged a fee up to $4.99 for each cash withdrawal. The amount of the fee varies by location and will be displayed on the ATM screen. You will be given an opportunity to cancel the transaction before the fee is imposed.

³ Free Online Bill Payment Service is not intended for use by commercial and institutional clients with annual sales exceeding $10 million. If you schedule a bill payment through Capital One online bill pay service at least 4 business days before the due date and meet the other requirements of the Online Bill Payment Authorization and Agreement and incur a late fee or penalty fee because the payment does not arrive on time, Capital One will reimburse you (up to $50) for any late fee or penalty you incur and will work with you and the payee to resolve any issues associated with a delayed payment.

Branch bank products and services are offered by Capital One, N.A. Member FDIC. "Capital One Bank" is used as a trade name of Capital One, N.A., and does not refer to a separately insured institution.

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