Compare Checking Accounts

spacer

Rewards
Checking
 

Completely Free Checking 

Tower Gold
Checking
  

50+ Free Interest Checking

Get this for

Rewards for everyday banking

Standard free checking

Interest on checking balances

Free interest on checking balances if you are 50+ years old

Minimum Opening Deposit

$50

$50

$50

$50

Monthly Service Fees

$0

$0

$15 if minimum balance falls below $5,000

$0

Rewards for Everyday Banking

 

 

 

Interest Bearing Account1

 

 

Free Personalized Debit Card2

Free Online Banking with Bill Pay and Mobile Banking3

Unlimited Check Writing

Rates Effective 7/1/09 - 7/7/09

Rewards
Checking
 

Completely Free Checking

Tower Gold
Checking

50+ Free Interest Checking 

Annual Percentage Yield (APY)

 

 

0.05% on balances of
$0.01-$2,499.99

0.05% on balances of $2,500-$9,999.99

0.05% on balances of $10,000-$24,999.99

0.05% on balances of $25,000-$49,999.99

0.10% on balances of $50,000 & above

0.05%

Which account is right for you?  Answer a few simple questions in our Personal Checking Selector and get a recommendation for which checking account is right for you.

Switch to Capital One: Ready to leave your bank for Capital One?  We've simplified the process, plus you can use our online SmartSwitchSM tool.

When you're ready to open an account, apply online, by phone at 1-888-855-BANK (2265), or at any branch location.

Compare Small Business Checking Accounts

spacer
1Interest will be compounded on a daily basis and credited on the last day of the monthly cycle. Interest is calculated using the actual number of days in the monthly cycle divided by the actual number of days in the year.

2 At certain ATMs owned and operated by Capital One Bank located in gaming establishments and at other non-branch locations having no Capital One signage, you may be charged a fee up to $4.99 for each cash withdrawal. The amount of the fee varies by location and will be displayed on the ATM screen.  You will be given an opportunity to cancel the transaction before the fee is imposed.

3 Free Online Bill Payment Service is not intended for use by commercial and institutional clients with annual sales exceeding $10 million.  If you schedule a bill payment through Capital One online bill pay service at least 4 business days before the due date and meet the other requirements of the Online Bill Payment Authorization and Agreement and incur a late fee or penalty fee because the payment does not arrive on time, Capital One will reimburse you (up to $50) for any late fee or penalty you incur and will work with you and the payee to resolve any issues associated with a delayed payment.

Branch bank products and services are offered by Capital One, N.A. Member FDIC. "Capital One Bank" is used as a trade name of Capital One, N.A., and does not refer to a separately insured institution.